What a Short Sales Specialist in Maryland Would Do For You?

http://www.short-sales-expert.com 240-426-5754

Are Banks Paying Homeowners To SHORT SELL THEIR PROPERTIES?

Compelling video huh?

When you consider that she sold her home for $60,000 

She got more than one third of the Bank's net at closing!!!!

When a foreclosure comes knocking at your door. .

You can’t ignore it.

Before you start down this dark track, have you tried approaching your Lender? They  probably has no idea that you may be on the path of hardship unable to pay your mortgage payments and/or if you are scrapping for your mortgage payments every month.. worse yet is that you have missed paying them for several months and you and your family already have a foot out the door.

Bank of America has a history of taking homes into foreclosure when you least expect it . . . you need to communicate with them at the moment you are in trouble. 

Bank of America in most cases would only be a servicer of your loan, someone else is the owner of your loan. If there is a way for your investor to work out a deal with you, he may be glad of the opportunity.. . Bank of America could help you facilitate it.

As part of its efforts to reduce the number of foreclosures on its books, Bank of America has  announced earlier this year  that it is offering relocation payments of up to $30,000 to delinquent homeowners to induce them to agree to a short sale.

Why are banks increasingly willing to embrace short sales as a cheaper alternative to foreclosure?

Simple: Because they lose LESS MONEY!

So, if you are procrastinating, not knowing what to do?

And you are tired living with the uncertainty if you have a place to live tomorrow. . 

Take control of your financial life. .and consult with an experienced Short Sales Specialist to take your next step

(The lady on the video did just that. . . .you will not hear/read or view another testimony as compelling as that.)

Fernando Herboso is a Short Sale Specialist in Maryland DC and Virginia 

for Bank of America, Wells Fargo and Chase Short Sales.

www.short-sales-expert.com

call: 240-426-5754

Germantown MD Homes For Sale INSTANT LISTINGS

http://homes.reallynicehomes.com/i/5708/Germantown_MD_Homes_For_Sale

Germantown MD Homes For Sale 20874  

One of the hidden gems in Germantown Maryland  has got to be 

The Kingsview Neighborhoods

The Kingsview Community of Germantown Maryland consists of

• Kingsview Village
• Kingsview Knolls
• Kingsview Ridge

Some of the feature amenities these communities offer to all its residents are:

• Community Center
• Pool
• Sitting areas
• Picnic Areas
• Tennis Courts
• Tot Lots
• Volleyball Court
• Multi-Age Play Area

To find a home in one of these most prestigious areas in Germantown Maryland including all the homes in Kingsview SEARCH HERE

The Kingsview Neighborhoods are  practically located next to the South Germantown Recreational Park off from Germantown Road

Sample Schools

Kingsview Middle School is a public school for all the residents in these areas for Germantown Maryland

This school was incorporated in 1997 and is part of the Northwest High School cluster.

How To Avoid The Loan Modification Trap

skldjDJOKDOPSDFPppSFSF

vOPSLKL;SKL;KS;KDS;

Most Updated Homes for Sale in Clarskburg MD

Check These Clarksburg MD Homes For Sale http://homes.reallynicehomes.com/i/5708/Clarksburg_Maryland_Homes_For_Sale_

How To Buy a Home In Clarksburg MD

The first step should be to get Pre-Qualified: Securing financing early in the process it is probably the most important step before buying a home.

Being pre-qualified will also give you greater bargaining power when the time comes and offer is presented.

How To Buy a Foreclosure In Clarksburg MD

Your Realtor should help you find a lender that has worked with a number of foreclosures and understands the foreclosure process in depth. 

Taking the time to speak with your Realtor about strategy is well invested time for the purchaser.

www.ReallyNiceHomes.com

How To Avoid A Deficiency Judgment When Doing A Short Sale 100% of the time

http://www.Short Sales Expert.com for Maryland DC and Virginia Short Sales Agent 240-426-5754

How could you assure yourself 100% from a deficiency judgmentafter a foreclosure, a deed in lieu of foreclosure or a SHORT SALE?

Before I can tell you how to avoid it 100%

You need to know exactly what a deficiency judgment is

Very simple..

It is what you signed for as a loan when you originally purchase your property

And

What the banks gets after the disposing of. . It’s their loss that could become a deficiency judgment

It doesn’t matter if they dispose of the property via

Foreclosure: At the court steps, it gets sold and you could get the bill for the difference.

Deed in Lieu: Even if the first lender approves this and promised not to pursue a deficiency against you, BEWARE OF THE SECOND . they are not happy that are excluded and will receive ZERO at the end. .they still have the right to come after you unless there was some kind of prior agreement with them.

Short Sale: When a short sale was approved, they may still preserve the right to pursue. . Unless is specifically addressed on their final short sale approval.

So, how can you be certain that the lender will never come after you with a deficiency?

It’s called The HAFA SHORT SALE

As a matter fact, every short sale that we do must go first to trough the HAFA test. We want a HAFA approval for our client because it guarantees that the lender will not seek adeficiency judgment against our them. . EVER!

As you know, that could make any homeowner happy. .in some cases we are getting a deficiencies waive on over a hundred thousands of dollars that the lender promises not to pursue!

If you are in MD DC or Virginia, we will be happy to help you see all your options because no TWO SHORT SALES are ALIKE

Fernando Herboso 240-426-5754

Realtor Expert in Short Sales

for MD, DC and VA 

www.Short-Sales-Expert.com

Villages Of Urbana Frederick MD Newest Listings Here

Selling or Buying a Home in Villages of Urbana in Frederick?  

http://www.ReallyNiceHomes.com

240-426-5754

Why should you consider living in Villages of Urbana MD?

Whether you are buying or selling, helping you find the perfect home is our passion. Villages of Urbana in Frederick is one of the reasons. We are a team of neighborhood specialists that are here to assist you in your search for all the Villages of Urbana homes that suits your lifestyle.

The urban core of this magnificent area start as soon as you enter the area and it just feels different to any the neighborhoods in Frederick Maryland. 

The main center of Villages of Urbana has to be the local library. Very fitting because it offers culture, knowledge and a desire for belonging inside a community that cares fro its surroundings.

Here is a place, you’ve found a place where you can live, work and play without leaving your neighborhood. Restaurants,shopping, The Library and even your favorite bar are all within a short walk or even shorter drive. 

Villages of Urbana neighborhood has a variety of architectural styles from colonials that adorn the city with their front white picket fences to the most modern condos and townhouses that blend with eh same architectural style. 

So whether is a picket fence home with plenty of yard or the less maintenance of a townhouse. What appeals to most buyers when first visiting the neighborliness of Villages of Urbana is simple the relaxing atmosphere that urban style living offers to all its residents.

Very few places in Frederick Maryland would match this style of living.

Start your  search looking for Urbana homes here.

MIAMI, FLORIDA: HOUSING CRASH 50% OFF!!!!

The giand sucking sound is here. .