Showing posts with label first time homebuyer. Show all posts
Showing posts with label first time homebuyer. Show all posts

Tuesday, February 23, 2016

How To Get Grants For A Down Payment For Maryland First Time Home Buyers

How To Get Grants For A Down Payment For

Maryland First Time Home Buyers 

Original Article Here)

Did you know that there are 2,290 down payment programs across the country waiting for home buyers to apply for funds. .and most of these remain unused  just because home buyers are unaware they even exist!
This is according an analysis recently issued by RealtyTrac, a real estate data provider, and Down Payment Resource, a purveyor of home-buyer assistance programs. 

Did you know that the average amount of down payment assistance per buyer is $11,565, according to this analysis?
The problem is, few first time home buyers don't know this type of help exists—ignoring all the money out there to help them become homeowners.
There’s a lot of missed opportunities here and we encourage you to take advantage of all these possibilities if you are buying a home in 2016.

5 Easy Ways To Save For a Down Payment 


A Down Payment Assistance  grant decreases homebuyer costs, avoids burdening the home buyer with additional debt and allows them to afford a more expensive home.

Ask Your Realtor and Your Lender

Your Realtor and lender alike need to research and understand various funding resources for your particular needs as a buyer...if they are not doing this, you need a different Realtor or Lender
Some of the major program types that you may qualify  include the following:
  • Below-market interest rate loans or 100% financing
  • Mortgage credit certificates that provide annual tax credits for the life of the loan
  • Maryland Neighborhood Stabilization Program loans and grants designed to revitalize communities
  • Maryland First Time Home Buyer Tax Discounts 
In case you have not hired a Realtor to help you in this process. .
Let us be your guide as a first time buyer homes in our area.
There are many unadvertised programs out there.. and we work in conjunction with qualified lenders that are 100% knowledgeable for all the these grants out there.
We can guide you specifically for Montgomery , Frederick and PG counties in Maryland 
We showcase the finest homes in real estate for sale today
for MD DC and VA
Click on the picture below to get started!

10 HUGE FIRST TIME HOME BUYERS MISTAKES! 

Friday, February 21, 2014

10 BIGGEST HOME BUYER'S MISTAKES

10 BIGGEST HOME BUYER'S MISTAKES




If you’re a first time home buyer, chances are that you are not ready for the experience.. as you’re just looking for a house that will cater to your specific needs but is a lot more!

There are many pitfalls that could end up costing you money

It’s almost improbable to step into the home-buying market for the first time and immediately buy your dream home. 

That’s why it takes a lot of preparation and with the right guidance, you will find that perfect home for you!

Watch our video version below. . 


Sign up to receive 
"The Hottest  Deals in Maryland Listings Today" 
BELOW

http://insiderhomeinfo.com/CarlosHerboso

Let us be your  guide to a all the first time buyer homes in our area. There are many unadvertised programs out there.. 
We can guide you specifically for Montgomery , Frederick and  PG counties in Maryland 
We showcase the finest homes in  real estate for sale today
 for  MD DC and VA

Click on the picture below to get started!

Maryland MLS Homes For Sale

YOU CAN AVOID BY WORKING WITH OUR AGENTS!

Wednesday, November 6, 2013

Educating a Homebuyer in Finding Their Dream Home is Our Main Priority

Educating a Homebuyer in Finding Their Dream Home is Our Main Priority

The services we provide for our clients comes from a unique perspective. .
If we don't tell you the true. . we can't help you!
Our experience and knowledge is the value we provide for you.
I heard this statement over the weekend
A first time homebuyer seems to be  waiting to buy their home 
because. ...




1% Rate Change = 10.75% Purchasing Power Change

The changing mortgage rates do more to influence home affordability and home prices
They also can change your monthly mortgage payment to the bank
Your timing is key if you want to buy the most expensive house at the lowest price that you can afford.

If that seems strange to you, think back to the last two years,
you've missed the bottom already!

What a great time was to buy a move up home back then. .
a vacation condo in Florida near the beach was easily found for around $100K!
An investment townhouse walking distance to the Metro Rail System was valued around $150K

Even a condo in Bethesda Maryland was just under $200K then.


Your buying power is being reduced almost by the day!

This information is key for you to make a decision today. .
This is why we believe in our company . .
that all our agents should approach every client with the mindset that they are helping them find their dream home.
The home where a family will make their memories part of their lives.. .for years to come
This is why we believe that.. .
We are are not really salespersons.. 
We are consultants, educators and professionals that have one single goal in mind. .
To help one person achieve a dream while empowering us with the right to become their first choice for the future. .
The choice that we've become their number advocate for all their real estate needs and all their friends and family.

This is why you should call us. . 
301-246-0001



Educating a Homebuyer in Finding Their Dream Home is Our Main Priority