Friday, August 17, 2012

Germantown MD Milestone Homes For Sale

http://www.reallynicehomes.com/blog/milestone-germantown-md-homes-sale/


A Sample of nice Homes that For Sale In

20876 20874


The zipcode 20876 is located in the East Side of  i-270 in Germantown 
One of the hidden gems in Germantown has got to be Milestone Neighborhoods
The Milestone Community of Germantown Maryland consists of
  • Milestone Center
  • Milestone II Townhouses
  • Milestone Townhouses

Some of the feature amenities these communities offer to all its residents are: Community Center, Pool, Sitting areas, Picnic Areas and Tot Lots
Milestone is practically located in the corner of 355 and Ridge Rd a few hunded feet from I-270 exit #16

Here's a sample of some Germantown homes currently available for sale.
  • MLS MC7886685
  • SqFt. 3,959
20412 BOLAND FARM ROAD, Germantown MD 20876
$799,000

20412 BOLAND FARM ROAD, Germantown

OPEN SUN Aug. 19 1-4! Stunning MODEL HOME with 3-sided brick, 3-level bump-out to the back, total over 6,400SF! Special features i...
  • Beds 6
  • Baths 5.0
  • MLS MC7900183
21305 LAWLAND COURT, Germantown MD 20876
$794,500

21305 LAWLAND COURT, Germantown

OPEN SUN 8/12,1-4pm *Impeccably maintained NV-Blt. "Estate in the Woods" on 2.58 ac.*4BR/3 full-BA upper-lvl*Gourmet Kit GRANITES-...
  • Beds 4
  • Baths 5.0
  • MLS MC7900694
  • SqFt. 4,314
10000 BLUE BANNER DRIVE, Germantown MD 20876
$750,000

10000 BLUE BANNER DRIVE, Germantown

NEW PRICE REDUCTION! Stunning 1988 VICTORIAN with a wrap porch and all the victorian detail you could want on 3 acres and a perfec...
  • Beds 6
  • Baths 6.0
  • MLS MC7557426
10148 SYCAMORE HOLLOW LANE, Germantown MD 20876
$749,990

10148 SYCAMORE HOLLOW LANE, Germantown

Build a new MITCHELL & BEST Kenbridge on a wooded lot in LONG MEADOWS AT DAVIS MILL, a Premier Gated Community in Montgomery Count...
  • Beds 4
  • Baths 3.0
  • MLS MC7886675
  • SqFt. 3,300
21005 COG WHEEL WAY, Germantown MD 20876
$699,000

21005 COG WHEEL WAY, Germantown

FURTHER REDUCED!!Wonderful bright colonial on cul-de-sac. This lovely home sits on two acres, has a completely fenced backyard and...
  • Beds 5
  • Baths 4.0
  • MLS MC7755454
  • SqFt. 3,595
22316 CANTERFIELD WAY, Germantown MD 20876
$675,000

22316 CANTERFIELD WAY, Germantown

Fabulous country setting just minutes from Germantown amenities. Stunning complete kit. renovation with cherry cabinets, granite ...
  • Beds 4
  • Baths 3.0
  • MLS MC7875256
23133 BANK BARN COURT, Germantown MD 20876
$625,000

23133 BANK BARN COURT, Germantown

Panoramic paradise on 2 tranquil acres boasting a wrap front porch; ML LIB; central vac; Oak stiars; intricate moldings & FR w/sto...
  • Beds 5
  • Baths 4.0
  • MLS MC7853133

20876 Milestone - " Neelesville " in Germantown Montgomery County Maryland

Location! Location! Location! What makes Milestone in Germantown great for residents and visitors also makes it great for business. The near proximity of The Shady Grove Metro and being home of many major businesses located in and around Montgomery County MD . .is a true suburban community outside Washington DC , less than twenty five miles from the White House. It's convenient to transportation and the homes values are still affordable for many families that work in and around the city.
Let's check a little what Milestone is all about . .climb aboard!

Thursday, August 16, 2012

In A Short Sale. .Who Pays The Deficiency?

Original article: http://www.reallynicehomes.com/blog/short-sale-will-i-have-pay-difference-between-what-i-owe-and-final-sales-price-my-property/


Question:
On a Short Sale, will I have to pay the difference between what I owe and the final sales price of my property.


In some cases the lender may ask you to pay the difference in the form of a promissory note in order to complete the short sale.
Most often this comes into play if there is evidence that the seller has money available in the form of savings or other major assets.
In some cases the lender will simply give the third party approval with a conditional language that says in effect. ."Short Sale is approved under these conditions. . that the lender maintains the "right to reserve to pursue a deficiency" at a later date.
Most often this is a subdue attempt to maintain their rights to go after the borrower in case they have reasonable belief that they are able to pay it.
My contention to the lender in this case has always been the same back to them. .
"They have a HARDSHIP. . you acknowledging that-- when you gave the approval. . HARDSHIP means NO MONEY!!! WHY ARE YOU ASKING FOR THIS??

"Please remove the language "right to reserve to pursue a deficiency" so we can proceed. . so the seller can be assured that this is the end of it and not leave them hanging just like they have the last few months!. ."

Having experienced 160 short sales, I can assure you that short sales are like snow flakes. .no two are alike. . . even with the same bank!
You are doing a short sale to remove this deficiency and that is the ultimate reward for having to consider it. . if not. . why do it at all?



short sales 

Fernando Herboso is a Short Sale Specialist in Maryland DC and Virginia 
Expert in  Bank of America, Wells Fargo and Chase Short Sales.
call: 240-426-5754 for MD, DC & VA

Fernando Herboso has listed over 160 short sales, trained dozens of agents "how to do short sales "and has authored the following books about short sales
Author of the eBOOK "Is A Short Sale An Option For Me?
Author of the eBOOK "AdiosLender.com"
Author of the eBOOK " 10 Secrets To Loan Modifications"
Author of the eBOOK " Avoid Foreclosure Hell"
Author of the Ebook " 31 Reasons To DO A SHORT SALE"
Maryland Principal Broker : Fernando Herboso direct # 240-426-5754
My  Best Short Sales Testimonial Ever 


Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  

www.Short-Sales-Expert.com 
www.ReallyNiceHomes.com


Hello, 


It is my sincere belief that homeowners need to find an advocate to represent them.  
Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  
An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
I believe I am that advocate for you for many reasons. .
Please call 240-426-5754 to discuss your special case. .  . without any obligation.
Thanks, 
Fernando Herboso

Wednesday, August 15, 2012

Villages of Urbana Maryland Real Estate Latest Listings

http://www.reallynicehomes.com/blog/villages-urbana-maryland-real-estate-latest-listings/
urbana
Urbana MD
Really Nice Homes For Sale

Urbana, Maryland Homes

Urbana is the fastest growing community in Frederick County. Located at the southern edge of the county just bordering Montgomery County, Urbana is ideally located on I-270 midway between Baltimore and Washington, DC, giving easy access to both.
Named the "2009 Best Selling Community in Maryland", Urbana not only includes showcases the newest and best that Frederick County has to offer, but also has a brand new three story 25,000 square foot library, several newly installed public swimming pools, pleny of tennis and basketball courts, new shopping centers, and a just opened district park.

Villages Of Urbana Latest Listings

3597 SPRIGG STREET S, Urbana MD 21704
$353,640

3597 SPRIGG STREET S, Urbana

NV Homes is now offering only 15 of our 24 ' wide townhomes in the Heart of Urbana w/in walking distance to the Villages of Urbana Town Center. This unbelievable opportun...
  • Beds 3
  • Baths 3.0
  • MLS FR7901847
9520 HYDE PLACE Unit #9520, Frederick MD 21704
$249,998 

9520 HYDE PLACE Unit #9520, Frederick

Gorgeous 2007 NVR Built 2 Level Condo! Granite Counters, Beautiful Black Appliances, HUGE Breakfast Bar, Hardwoods, Ceramic, OPEN LAYOUT! 2 WIC MASTER! 2nd Level Table Sp...
  • Beds 3
  • Baths 3.0
  • MLS FR7900873
  • Bldg. Villages Of Urba
3710 HOPE COMMONS CIRCLE, Frederick MD 21704
$295,000

3710 HOPE COMMONS CIRCLE, Frederick

Fully bumped out 3 level Ryan Fairmont townhouse with brick front. Upgraded kitchen cabinets and corian counters. Morning room extension with fireplace. Master suite w...
  • Beds 4
  • Baths 4.0
  • MLS FR7900800
9646 BOTHWELL LANE, Frederick MD 21704
$410,000

9646 BOTHWELL LANE, Frederick

Better than new! This one has it all! 3 Beautiful levels, 3 bdrms, including huge master bdrm, 2 full and 2 half baths, enormous light-filled kitchen with granite counte...
  • Beds 3
  • Baths 4.0
  • MLS FR7900564
9540 HYDE PLACE Unit #9540, Frederick MD 21704
$339,000

9540 HYDE PLACE Unit #9540, Frederick

Luxurious Ryan Picasso Model Home! Loaded w/ designer features incl. upgraded tile, carpet, lighting, trim, cabinets, appliances, countertops, window treatments, etc. Y...
  • Beds 3
  • Baths 3.0
  • MLS FR7900474
  • Bldg. Villages Of Urba
3913 ADDISON WOODS ROAD, Frederick MD 21704
$475,000

3913 ADDISON WOODS ROAD, Frederick

Property shows like a model home. Wood floors on the main level, beaded wood on the front porch ceiling, custom Brazilian hardwood deck, granite counter tops, stainless ...



Here at Herboso & Associates, we understand what an important decision is finding just the right home . .
Our agents are committed to finding just the right place for you, your family, and even your beloved pets.
Our dedication to the buyers is unsurpassed in customer satisfaction.
Buying a house. . anyone can do it.. .
Buying a home. . .We care...
Tell us — How can we help you?


Tuesday, August 14, 2012

Are you in the fence to buy real estate?

Originally Published : http://www.reallynicehomes.com/blog/are-you-fence-buy-real-estate/

Are you in the fence to buy real estate?

Why this may be the best of time to buy Real Estate


Take Three PILLS and call us in the morning. . 



#1 Bigger Down Payments Are Coming. ..

Currently, borrowers can try to get a mortgage from a bank with just 3.5% down by taking on mortgage insurance mostly because that mortgage is then guarantee as an FHA LOAN - The Federal Housing Administration is your ticket to a lower down payment right now. . 
But what about after the elections?
There are talks about a gradual increase of down payments in the future mostly because the Government can not afford it any longer and they also want homeowners to have a higher vested interest in the property they buy and slowly take the Federal Government away from insuring riskier loans.

#2 Interest rates are at an all time low.. .

With lower interest paid on mortgages, it also means you can get more house for the amount you can afford to pay each month. If you lock in for a 30 year term at today's interest rates, when interest rates rise, as they surely must, your interest rate will remain low. 

Just know that Mortgage Lenders now have plenty of money to lend on Real Estate. 

#3 Prices are still at 2003 levels. .

You are back in time to 2003
You are riding around looking for homes listening to Michael Jackson in your car radio.
Your re paying the same prices people paid nearly 10 years ago!
But beware of  the signs everywhere pointing to a resurgence of the housing market as never seen before.

Prices could go quickly from 2003 to 2013 quickly!

It's time for service with a cherry on top.

If you're serious about buying a new home, then you'll need true real estate professionals to help you find the perfect home on the market for the best price while selling your existing house for the most profit. Thankfully, you've come to the right place.
Our experienced team of agents use a combination of the most advanced online real estate tools in the market today with tried and true techniques that consistently help to make your house sell for more and ensure you find your dream home for the best possible price.

Thursday, August 9, 2012

Highest Priced Foreclosure in MD

http://www.reallynicehomes.com/blog/highest-priced-foreclosure-maryland-today-wow/
Search HomesOur Selling FeesForeclosuresShort Sales 
Highest Priced  Foreclosure in MD Today
22 ACRES!!!
In some countries families never leave apart . .they join forces together and purchase the best possible home for 
themselves
Why not here in Maryland?
Check this fabulous 7BR 7.5 bath Custom Waterfront home with private dock.Situated on 22 acres with over 8,000 sq ft of decking, huge in-ground pool, hot tub, and 2 bedroom guest house. 
8 car garage.. .Gourmet kitchen with stainless steel appliances & granite. Theater room. . 

 7 Bedrooms. .enough for two families. . or maybe 3

1.4 Million Dollars!
This mansion has the wow factor of 10
Should you consider it?
Find More Information HERE

Foreclosures

Buying foreclosed homes can be a great investment option for you as a homeowner or investor. .CHECK THE LATEST FORECLOSURES HERE!



How long will low mortgage rates last?

That question is on the lips and minds of many home buyers today.
In recent months, rates have sunk to near historic lows, presenting all buyers with a rare opportunity get mortgages as low as 3.5% 

The best time to buy a house in my opinion. . 

Waiting for the bottom?
How low more do you think it will go?

Still, some buyers we are talking to continue to wait, Are you waiting for the perfect timing where rates dip below the 3.5 percent mark and really believe that our recently stabilizing home prices go back in a crash mode to drop 25% more?

That's not going to happen. .
My opinion is that if you fit this pattern and false hope.. such procrastination may be a mistake and could cost you thousands of dollars for years to come.

At Herboso & Associates, We all have been in the business for a while to know that interest rates rise faster than they fall. .and one day you may find yourself missing this tsunami of real estate opportunity where we live today.

Low interest rates
Homes priced reasonably 
and no competition when it comes to high priced real estate

If you have plans to  buy a home, don't wait. . .there is no logical reason to do so.
Fernando Herboso Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James 
    240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111
Maryland Principal Broker : Fernando Herboso
 Virginia & DC Broker : Gale L. James |Relocation Express|



Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia