Clarksburg Real Estate Homes Condos For Sale 20871

from: http://clarksburgmdhomesforsale.com

Home and Condos for Sale in Clarksburg MD

A Sample Of Homes in Clarksburg Now. . . . . 

                        GREAT HOUSE

An outstanding country estate on 49 acres located in Montgomery County's sought after Agricultural Reserve. Southern style manor home w/ expansive entertaining rooms, gourmet kitchen w/ granite counters, first floor master bedroom suite plus second level master suite. Formal gardens, landscaping, horse stable & ring. Less than an hour from D.C. Ideal for the buyer looking for peace and serenity.

                  PERFECT HOUSE

Don't miss GORGEOUS rarely available Craftmark Kenwood II Colonial with all the bells & whistles. From the two story great room with gas fireplace & wall of windows to the Gourmet Kitchen with breakfast bar & stainless steel appliances this homes open floor plan allows for formal entertaining or casual living. Five bedroom suites & lower level walk-out. Enjoy your visit.

                  FABULOUS HOUSE

Short Sale;LRG CUSTOM KITCHEN, CERAMIC TILE BATHS, HARDWOOD FLRS ON MAIN LEVEL,WALK-OUT SEPARATE ENTRANCE, SOLD AS IS, BUT EXCELLENT CONDITION. commit ion split 50/50. Seller prefers to use Nexus Title for closing.

www.reallynicehomes.com

Available Homes and Condos for Sale in Clarksburg MD

$459,975

23105 TURTLE ROCK TERRACE, Clarksburg

Don't miss this incredible home with all of it's upgrades! Start on the main lvl with wide plank hrdwd flrs, extra deep kitch sink w/upgraded faucet, SS appl, granite cou...

• Beds 3
• Baths 4.0
• MLS MC7882699

$365,000

12843 MURPHY GROVE TERRACE, Clarksburg

Gorgeous home that has been upgraded. Wide plank hardwood floors on 2nd floor. Newly painted in many areas. New carpet on bedroom level. Good size kitchen w/ dining are...

Herboso & Associates LLC

13106 Commodore Ln

Clarksburg, MD 20871

301-246-0001

How To Avoid a Deficiency Judgment in MD After a Short Sale?

From http://www.reallynicehomes.com/blog/how-avoid-deficiency-judgment-when-doing-short-sale-md/

Simple and direct.. if you qualify for a HAFA Short Sale 

One of the main lender requirements  is that they will not seek a cash contribution or promissory note from you. . (the borrower) further more, they may not pursue a deficient judgment against the borrower.

Asking again. 

How can you avoid a deficiency judgment doing a short sale in your underwater property. .

very carefully.

Specially finding the right professional  to help you see all your options based on your current financial situation. .

Looking for someone to help you in Maryland, DC or Virginia?

Call 240-426-5754

Fernando Herboso 

Broker for Herboso & Associates 

Maryland Short Sales Expert

www.Short-Sales-Expert.com

Hiring a Plumber Could Be a Nightmare

How To Hire a Plumber, an Electrician or a HVAC Repairman like Real Estate Professionals DO

Original article published inhttp://www.reallynicehomes.com/blog/repair-home-services-how-negotiate-pro/

A power tip from Fernando Herboso, broker for Herboso & Associates; Having listed hundreds of properties and owned over 50 rental units the last 20 years, I learned how to negotiate with repairman and assure myself that they are NOT over-charging me.

Is all about  just one phrase that you could say at the right time, and it could save you hundreds, or thousands of dollars!

Your timing has to be perfect and delivered just like a punch line from a professional comedian. . .to early on and you will get gouged. .too late in delivering it and you already got gouged!

A good sign that you are in their trap already is when you ask them if they are busy. .

HINT: Your true caring nature just cost you an EXTRA $100!

Never ask them what you know the answer to be.. . they will always  tell you that they are extremely busy!

Read on. .

There's a game going on here. of course!

They need to appear very busy so their services are in demand and validate the prices they will ask for. 

Tip #1 

Don't just make it appear that way. . .that you are only calling one repairman.

Get multiple bids whenever it's practical. . .Make sure they know they are competing with someone else.

Tip #2 

If you are a female and live alone. . go the nearest good will store and buy the biggest man's shoes you find and leaven them by the front door when they come. .   .the message conveyed . .there is a lion king here. .be careful. . and I'm not your prey!

The Phrase 

The same phrase that saved me thousands of dollars for myself and my clients trough the years. .

Are you ready?

Simple. .

"Is that your final and best price?"

And don't say another word.

Let them speak once. .

still  .. 

Don't say a word. .

Very often the person you are talking to will squirm into a submission and drop their initial price on the spot!

Most of the time, it works like magic if applied properly. .good luck! 

Having a true professional on your side could save you thousands of dollars. .Real Estate Perfected in Maryland DC and VirginiaBuy or Sell . . .we will do well . .

Clarksburg MD Homes For Sale - Includes Foreclosures

Search Clarksburg MD NOW!

BUYING:

Welcome to your one-stop source for real estate services covering Montgomery County Clarksburg Maryland 20871 areas.

 We specialize in helping people buy homes or investment property in Montgomery County Maryland. Our goal is help you through the buying process and make it as stress-free as possible. 

Our style is unique and a fresh approach for new home buyers. We thrive in giving you the latest  information you need to make an educated decision. .with no pressure. 

SELLING:

When it comes to your home or land sale in Clarksburg Maryland , let us charm you with our team of professionals take care of your entire transaction from start to finish? That way you can rest assured that nothing slips through the cracks and all your real estate goals are met. 

Clarksburg MD is located North of Montgomery County. Its residents enjoy many community amenities that beautifully complement life in the Washington Metropolitan area. Clarksburg is a family-friendly community with new public parks and schools to accommodate the cities growth, a dynamic and thriving neighborhood to call home.

Herboso & Associates LLC

INSTANT HELP HERE---- CALL 301-246-0001

Clarksburg MD Homes For Sale

If your mortgage is underwater. . Do you qualify for a principal reduction?

If your mortgage is underwater. . 

Do you  qualify for a principal reduction?

First of all . .if your loan is owned  FreddieMac or FannieMAe. .THE ANSWER IS NO!~

You can find out if your loan is with either of these lenders by looking up your loan at www.fanniemae.com/loanlookup or www.freddiemac.com/mymortgage

If you are still in. .

then

This is your first step. . 

Just reach out to your bank to find out if you may be eligible. The only banks that are participants of this settlement are below with their phone numbers. . if your lender is not listed there. .you do not qualify. If your home was foreclosed by any of these banks during 2008 and 2011, call them to claim your $2000.00

Ally/GMAC:           800-766-4622

 Bank of America:    877-488-7814

Citigroup:              866-272-4749

JPMorgan Chase:   866-372-6901

 Wells Fargo:           800-288-3212

What if my house is already listed as a short sale, and I'm in the middle of negotiations with my lender right now?

If you already missed one mortgage payment, you do not qualify for this Government Mortgage Settlement and my advice is to continue on with your plans.

If you have NOT missed your mortgage payments and you are seeking for a short sale relief. .you may consider calling your lender to the numbers listed above and ask them specifically. .do you qualify?

Be prepared to wait some time for this.

 READ MORE HERE

The Worst Thing You Can Do Is Wait ! Take Action Today!

Get the facts from a distressed property expert that has the ability to help you avoid a foreclosure by doing a Short Sale today!

www.SHORT-SALES-EXPERT.com

Moving Headaches? Take this and call me. .

A Checklist For Moving To Your New Home

MOVING DAY!


First, let me be the one to say it. . I hate moving and the very thought of it send chills down my spine,
Ironic that I chose to be a Real Estate Broker and I'm the person that manages the first step of moving day. .the actual selling of a home.
Most  experts say that any kind of "change" creates "stress". Moving is a huge deal for anyone and the stress associated  with this is real.


When preparing for a move we need to organize to minimize our efforts and attempt at completing the mission with minimal mistakes, accidents and headaches.


This is a checklist of sorts based on my many years of experience as a real estate broker:

"My Advice"

 

My #1 advice. . .Get rid of what you don't need!

Many of us are programmed to save for a rainy day and slowly we become "pack rats" that could easily be featured in one of the many television shows about Hoarders.


One thing that I can advice  is going through all of our "stuff" and getting rid of what you don't need anymore. Moving unwanted clothing and stuff form garage to garage and attic to attic is energy wasted from your part.
It is surprising how much more in control we feel as soon as we start narrowing down our "inventory" to what we actually need to keep. Getting rid of the unwanted items can be done by having either a  garage sale long before moving time or (my favorite)  donating the leftovers to the Salvation Army or other charitable groups that may actually USE THESE ITEMS.

MY #2 advice . .Get all important papers and documents together and secure them and you handle them!

Since moving is nearly a chaos for any family, to say the least, we need to be aware of the exact location of all of our important items. Don't leave it to the moving company to handle these. . you do it and keep it in the trunk of your car until you are settled. Sometimes things that we absolutely must not lose or misplace should certainly be solely carried by the person that it affects the most!

My #3 advice... .Read the rest here. . 

Good luck with your move and good luck in your new home or apartment. .

www.ReallyNiceHomes.com

www.Short-Sales-Expert.com

Short Sale Question: My Lender's HUGE ERROR!

 Maryland Short sale question posted about LENDER'S HUGE ERROR!

 Q:

I have been in default of my first and second mortgage for about 6 months. I was laid of from my employer and my financial situation gone down hill ever since. I now have my house up for short sale and have become employed. I have decided to go through with the short sale and move on with my life. Recently my first mortgage company notified me by mail sending the original loan papers that my loan is paid in full. They have made a huge mistake since I am really in default. They have been hounding me for the documents to be sent back to them. I don't want to send them if their mistake can work in my favor. My question is....Due to me now having position of my original loan documents stamped and signed paid in full, does that mean that I am free and clear of the loan and the owner of the house? Please advise on what if any steps I will need to take. Thanking you in advance,

and my response. . .

A:

Let me get this straight. . a clerk makes a mistake. .and you want to take full advantage of their error without any disregard from your own admission to be in default of the loan?.  . 

It's like I come into your house,  buy a used vacuum cleaner from you. .give you a check for $100 . .except I forgot to put a comma and the check is actually for $10,000. .so you need advise if you should cash this check or not?

My advice.. 

do the right thing!

When it comes to short sales in Maryland. . finding a creative solution to solve your problems can be easier and clearer . .. if you allow an experienced professional to assist you. . .

www.Short-Sales-Expert.com

for MD, DC and VA

Direct number 301-246-0001