Saturday, May 26, 2012

Rockville MD Homes For Sale - King Farm

Rockville MD Homes 
Rockville Real Estate - Homes For Sale

Rockville Maryland's luxury premium planned community has to be King Farm.
Whether you’re looking for homes for sale in Rockville, Gaitherbug and even Germantown you should take a look at King Farm in Rockville
We love the area and the lifestyle that is afforded in King Farm, and we look forward to helping you find your dream home, condo or townhouse.
Fernando Herboso
Herboso & Associates LLC
MD, DC and VA
240-426-5754
Search for Rockville MD Homes Here

Friday, May 25, 2012

Ignoring Certified Letters From Your Lender a NO-NO


My Lender Has Sent Me a Certified Letter-
Should I Worry in A Short Sale?


Reality Estate

Oftentimes our clients./ the  homeowner will get a letter either from the bank or an attorneys office with the dreaded  NOD (Notice Of Default)
Your lender has an obligation to send you this letter when you stop making your mortgage payments.. .
This is regardless if your home is in the market as a short sale or not!’
This  letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office.
Many of our clients  don’t understand the significance of this letter or its full meaning.
As a PG County Short Sales Specialist in Maryland

WE NEED TO KNOW ABOUT IT . .. IF WE ARE HELPING YOU DO A SHORT SALE”

Many of our clients while we are helping do a short sale on their homes. .see a lot of letters and documents coming into their home, and they may not fully understand them.
My advice. .DON’T IGNORE THEM!
Often times we receive these letters in a package from our clients and the envelops have not even been opened!!!
Come on guys. . this is very important. . this not a time to IGNORE IT . .I know is bad news. .but by refusing to open them you are making my job harder. .

I will help you fight it . . but you also need to get involved!
If you are currently missing your mortgage payments and hoping that someone will come and fix your problem. Connecting with a  PG County Short Sales Specialist in Maryland  is a good start

www.Short-Sales-Expert.com

Thursday, May 24, 2012

Buying a Home in Maryland? . . Welcome to Reality!



Maryland, DC and VA Really Nice Homes 
Looking for a really nice home?


These days, buyers may have the upper hand when it comes to buying, but your time is almost up.. .
Our buyer agents are competing fiercely out there to get a contracts ratified for our buyer clients.
even in the surprisingly strong market the shift is slowly being delegated to the sellers.
Take for example the Urbana Frederick real estate market.
Properties that were out of reach for a lot of people are now becoming affordable to buyers lucky enough to have the cash and credit to make their dreams come true.
However, they should not test the resolve of sellers. Sellers can only sell their property for as little as what they owe to their lender. . . and most sellers have purchased their properties at the height of the Urbana Market a few years ago.. .and forget it low balling a home that is priced right. . 


You will low ball yourself out of a home ;if is priced right. Your offer should be asking price or better, if you really want to have a chance.


We are aggressive buyer agents in many ways. We use the  latest technology out there to get your offer across in a good way. Our agents are putting offers on homes that are listed just less than 3 hours. .
(While our competition is sleeping)
If you are in the market to buy real estate in Montgomery or Frederick County Maryland. .and are a serious buyer,  you should try us for a day and you will not want to leave our side after that. . I can assure you with the most confidence!


Call  Fernando Herboso 
Broker for Herboso & Associates LLC
Maryland, DC an VA Real Estate 
240-426--5754

and lets get you dream home!

Check Out This Incredible Home in Bethesda MD





A Really Nice Home in Bethesda Maryland 

Check out this incredible home!!!


Bethesda is one of the most affluent and highly educated communities in the country, placing first in the Forbes list of America's most educated small towns.
To see all the latest listings in Bethesda MD Go Here
Browse all real estate listings by city, by county on the property search section above.  Refine your search by price, number of bedrooms, bathrooms, and other features you may need.
Ultimately, we want to help and guide you trough the process as well as other information you might need to make your important real estate decisions.
CALL US: If you are ready, we can show you any property in 3 hours or less in Bethesda or surrounding communities
Herboso & Associates LLC
240-426-5754 
Real Estate for MD, DC and VA

Wednesday, May 23, 2012

Gaithersburg Maryland Home Search: ALL LISTINGS





What You Should  Do . . .  prior to shopping for your  home in 


Gaithersburg MD?






When we prepare our clients before a major purchase like buying a home, we prepare them to be ready.
Some resist others listen.. 
The ones that listen get the savings at the end.
This is the number one step everybody should take prior to purchasing a home..as much as you want to jump over hops to "Go and See Houses" right away.
This is for your own good.
OK, maybe you still want to search for a home by yourself. . then at least do this step:
The first thing you should do before you go shopping with an a real estate agent for your new home is to get a copy of your credit report and credit score!
As simple as this is, many people miss it.
You can easily obtain a copy of your credit report and score from one or all of the three credit bureaus. . it will not cost you a thing!
Here is their contact information. .
TransUnion, P.O. Box 2000, Chester, PA. 19022,800-888-4213,www.transunion.com
Equifax, P.O. Box 740256, Atlanta, GA. 30374, 877-784-2528 ,www.equifax.com
Experian, P.O. Box 2104, Allen, TX. 75013, 888-397-3742 ,www.experian.com


Now, if you want us to help you . . . by simple  allowing us to direct you in preparing your credit so you can purchase a home. .. we will also go out of our way to help you find your dream home for the best price possible.

at no charge to you.. .

Our professional buyer agents we have in Herboso & Associates are eager to find someone like you to WOW them with our services.
Thanks,
Fernando Herboso (Broker)
Herboso & Associates
 240-426-5754

Que es un Short Sale - Venta Corta ?

http://www.short-sales-expert.com
Ventas Cortas - Short Sales - El Mapa de DECISION PARA SHORT SALES



Que es una venta corta (short sale).

¿Qué es una venta corta? Denominado como un short sale en ingles.
La venta corta es el proceso a través del cual un propietario de una vivienda puede vender una casa por menos dinero del que le debe al banco por la hipoteca de la propiedad.
Para todas las personas que no pueden continuar pagando las mensualidades al banco existen otras alternativas diferentes a declararse en bancarrota o ir al FORECLOSURE.
Una de las opciones existentes es llamada “venta corta”. A veces, para evitar el costoso proceso de un forecloure, la institución que ha hecho el préstamo hipotecario prefiere recurrir a la “venta corta”  mientras los vendedores (Ud) puede quedarse en la casa viviendo.
El beneficio final es de que lo vende su casa, no tenga un foreclosure en su credito y  se le permite  vender la casa a otro comprador por menos dinero del que todavía adeuda ud al banco..
Si ud reside en Maryland DC o Virginia llame a Fernando para una consulta gratis acerca de su caso sin obligacion. 

Fernando Herboso  al 240-426-5754


Bank Of America Short Sales for Maryland DC and Virginia Residents : Short Sales Specialist



New Information about Short Sales With Bank Of America

Homeowners that are considering a short sale with Bank Of America should take the right steps to benefit with the latest programs that Bank of America now offers.
The Cooperative Short Sales Program is the latest program that could be relevant  whether your short sale gets approved or rejected.
I invite you to watch the enclosed video to inform you of the latest changes in Bank Of America Short Sales
Click Video Below


 Short Sales Specialist for Maryland, DC and Virginia.

Call Fernando directly to 240-426-5754 for specialized services with Bank Of America.


More information on  short sales
www.Short-Sales-Expert.com