Short Sales Expert in Montgomery County Maryland | Short Sales and Your Credit

Short Sales Expert in Montgomery County Maryland 

Question: 

How Does a Short Sale Affect my Credit?

The Credit Impact for a Foreclosure vs Short Sale can be dramatically different. 

For some homeowner that are presently in a hardship, this is a question that is being asked most often.

"What are the ramifications to my credit when I do a short Sale? "

Regardless,  a foreclosure or short sale, your credit  will be affected. .

 and each and every case may have a different result because is dependent on many factors,  

Watch the video below where I discus how a short sale may affect your credit

Check the rest of our video series here. .

                                   

Check Our Complete Video Series About Montgomery County Short Sales

• What is a Short Sale? 
• How To Qualify For a Short Sale? 
• How To Short Sale Your Home
• How Can a Short Sale Specialist Help Me? 
• What is the Process of a Short Sale?

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

If your are behind on your mortgage payments?. .give us a call!

What you should do first before a short sale? 

Considering a short sale in Maryland? -- 

Before proceeding with this idea, you should know about the steps you must take first. .

 Have you tried a loan modification?
Have you contacted your lender?
What are your lenders policies?
Is the difficult situation you currently in just temporary?
Have you consider renting your house? 
What about a loan workout?
Do you understand what a deed in lieu of a foreclosure is?
There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment.


Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Short Sales Expert in Montgomery County Maryland 

Short Sales Expert in Montgomery County Maryland

Short Sales Expert in Montgomery County Maryland 

Question: 

How to Qualify For a Short Sale in Montgomery County MD?

3 Main areas that are considered to qualify for a short sale

• Financial Hardship
• A Monthly Shortfall 
• Insolvency 

Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.

Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland 

Check the rest of our video series here. .

                                   

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Behind on your mortgage payments?              

A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

If your are behind on your mortgage payments?. .give us a call!

What you should do first before a short sale? 

Considering a short sale in Maryland? -- 

Before proceeding with this idea, you should know about the steps you must take first. .

 Have you tried a loan modification?
Have you contacted your lender?
What are your lenders policies?
Is the difficult situation you currently in just temporary?
Have you consider renting your house? 
What about a loan workout?
Do you understand what a deed in lieu of a foreclosure is?

There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment. 

Check Our Complete Video Series About Montgomery County Short Sales

• What is a Short Sale? 
• How To Qualify For a Short Sale? 
• How To Short Sale Your Home
• How Can a Short Sale Specialist Help Me? 
• What is the Process of a Short Sale?

Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Short Sales Expert in Montgomery County Maryland 

Short Sales Realtor® in Montgomery County Maryland

Short Sales Realtor® in Montgomery County Maryland 

Question: 

How to Short Sale My Home in Montgomery County MD?

Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale

Take your best shot!"

Do your homework and only work with the best..
because the charge is the same to you $0.00 

Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland 

Check the rest of our video series here. .

                                   

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Call on us for a free consultation now!
301-246-0001

Short Sales Realtor® in Montgomery County Maryland 

Maryland Realtors Specializing In Short Sales

Maryland Realtors Specializing In Short Sales

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you may be  experiencing today. .

• Behind on your mortgage payments?: this is for you
• Loan modification blues? : this is for you
• Tired of the bank requests?:this is for you
• Your $700K home is now worth $500K?":this is for you
• Divorcing, separated?:this is for you
• Lost your job or working more for less?: this is for you
• Bank says do a short sale we can't help you anymore?: this is for you
• Banks says. .you are 60 days to foreclosure?:this is for you
• You've wasted all your savings to pay the bank and now you have nothing to show for? :this is for you

Why would they forgive your debt in a short sale?

Considering a short sale?

This is an opportunity to a new life for you and your whole family. 

Keep it in perspective that your  home is not a house of bricks and mortar. 

Your HOME IS YOUR FAMILY! 

It's all business from here, never an emotional decision. Taking control of your future financial life is strongly advisable at this time if you qualify

Your Home. . .Your Prison

Live life to its fullest. .

You've heard that, don't ignore it now!

If your home is underwater you are not a homeowner, you are just a mortgage owner

Don't stress out or be ashamed. Take control of your life and the step you take today. .

may be the difference in the quality of your life five, six, seven years from now

Maryland Realtors Specializing In Short Sales 

What are the tax  implications on a short sale?

Hello, 

My name is Fernando Herboso and I'm one of the very few Maryland Realtors Specializing In Short Sales.

We have assisted hundreds of families on the last 5 years.

It is my sincere belief that homeowners need to find an advocate to represent them.  

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  

An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

 

I believe I am that advocate for you for many reasons. .

With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. The strength of our experience and knowledge is invaluable to anyone seeking for a solution.

Maryland Realtors Specializing In Short Sales - 

How Different is Selling a Short Sale from a Traditional Listing?

Experienced Maryland Realtors Specializing In Short Sales 

do them with the utmost consideration to your privacy and protection.

We know what is important  to you because we have experienced it all

We do not have to put a sign up front. .

We do not have to put a lock box 

We do not have to do open houses

We give you the right choices at the right time

Most importantly we deliver!

                                           

Maryland Realtors Specializing In Short Sales

Short Sales Expert in Prince George County Maryland : Why do a short sale?

Short Sales Expert in Prince George County Maryland 

Why do a short sale? . .

Is it debt forgiveness what you want??

What about your credit?
When can you buy again?
Do you have a negative equity in your home?
Are you really a homeowner. . or just a mortgage owner?

Considering a short sale? -- In this video you will find important information about the reason why you may consider doing a short sale.

If you have been without paying your mortgage for months. .would a short sale help you now? or are you just hoping the lender will forget about you?

Peace of mind is valuable and it is another reason. .

Before you lose your home to a foreclosure. .a short sale maybe a better alternative option for you.(for many reasons)

What are the minimum requirements to do a short sale?

Can you do it on your own?

Can you make money doing a short sale?


I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This following video answers the question. .

"Why do a short sale?"

These videos are intended to provide the latest information to sellers during the process of a short sale.This is our attempt to teach you everything we've learned about short sales, the process and your role as a homeowners during a short sales.

We believe an informed homeowner is easier to assist from the very beginning and your understanding  of the process could benefit you in making the right decisions.

"A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure"

If you or someone you care about are currently facing mortgage difficulty, please share these VIDEOS BELOW, 
I also encourage to bypass all these and ask about our FREE DIRECT CONSULTATION about your particular case. .  and remember, peace of mind is ALWAYS the best outcome from a short sale!

Our direct number is 240-426-5754

SHORT SALES FACT SERIES VIDEOS

The Selling Of Your House During a Short Sale

see video here

What is the Short Sale Package?

see video here

Who Represents you during a short sale?

see video here

Obtaining The Approval of your Short Sale

see video here

Why DO a Short Sale after all?

see video here

When you should NOT DO a Short Sale

see video here

Tax Implications during a Short Sale

see video here

The Credit Implications of a Short Sale

see video here

 Short Sales are difficult and a long term affair. .being surrounded by professionals should be a priority for you. ..

Call 240-426-5754 FOR  SHORT SALES EXPERT ASSISTANCE! in PG County Maryland or surrounding areas

Short Sale Agent in PG County Maryland :

Short Sales Expert in Prince George County Maryland 

Why do a short sale? . .

Ignoring Certified Letters From Your Lender a NO-NO

My Lender Has Sent Me a Certified Letter-
Should I Worry in A Short Sale?

Reality Estate

Oftentimes our clients./ the  homeowner will get a letter either from the bank or an attorneys office with the dreaded  NOD (Notice Of Default)
Your lender has an obligation to send you this letter when you stop making your mortgage payments.. .
This is regardless if your home is in the market as a short sale or not!’
This  letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office.
Many of our clients  don’t understand the significance of this letter or its full meaning.
As a PG County Short Sales Specialist in Maryland

“WE NEED TO KNOW ABOUT IT . .. IF WE ARE HELPING YOU DO A SHORT SALE”

Many of our clients while we are helping do a short sale on their homes. .see a lot of letters and documents coming into their home, and they may not fully understand them.
My advice. .DON’T IGNORE THEM!
Often times we receive these letters in a package from our clients and the envelops have not even been opened!!!
Come on guys. . this is very important. . this not a time to IGNORE IT . .I know is bad news. .but by refusing to open them you are making my job harder. .

I will help you fight it . . but you also need to get involved!
If you are currently missing your mortgage payments and hoping that someone will come and fix your problem. Connecting with a  PG County Short Sales Specialist in Maryland  is a good start

www.Short-Sales-Expert.com