Short Sales Expert in Montgomery County Maryland

Short Sales Expert in Montgomery County Maryland 

Question: 

How to Qualify For a Short Sale in Montgomery County MD?

3 Main areas that are considered to qualify for a short sale

• Financial Hardship
• A Monthly Shortfall 
• Insolvency 

Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.

Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland 

Check the rest of our video series here. .

                                   

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Behind on your mortgage payments?              

A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

If your are behind on your mortgage payments?. .give us a call!

What you should do first before a short sale? 

Considering a short sale in Maryland? -- 

Before proceeding with this idea, you should know about the steps you must take first. .

 Have you tried a loan modification?
Have you contacted your lender?
What are your lenders policies?
Is the difficult situation you currently in just temporary?
Have you consider renting your house? 
What about a loan workout?
Do you understand what a deed in lieu of a foreclosure is?

There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment. 

Check Our Complete Video Series About Montgomery County Short Sales

• What is a Short Sale? 
• How To Qualify For a Short Sale? 
• How To Short Sale Your Home
• How Can a Short Sale Specialist Help Me? 
• What is the Process of a Short Sale?

Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Short Sales Expert in Montgomery County Maryland 

Short Sales Realtor® in Montgomery County Maryland

Short Sales Realtor® in Montgomery County Maryland 

Question: 

How to Short Sale My Home in Montgomery County MD?

Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale

Take your best shot!"

Do your homework and only work with the best..
because the charge is the same to you $0.00 

Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland 

Check the rest of our video series here. .

                                   

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Call on us for a free consultation now!
301-246-0001

Short Sales Realtor® in Montgomery County Maryland 

Short Sales Agent Specialist in Montgomery County Maryland

Short Sales Agent in Montgomery County Maryland 

How Can a  Short Sale Specialist Help Me?

Hiring a Short Sale Specialist is not a required cause to close a short sale transaction. However, it would be prudent to team up with someone that specializes in Short Sales for the best possible results.

A true professional that is in the "trenches’ daily with all of the lenders, someone that will help you navigate the lender changes and requirements placed on sellers.

Another trait of a true short sale specialist is that you should never pay upfront fees for negotiating or have fees paid outside the transaction. 

Watch the video below and learn special considerations 

ALL short sales specialists need from you!

Watch all Short Sales Educational Series Here

Short Sales Agent in Montgomery County Maryland 

Short Sales Specialist in Prince George County Maryland | Tax Implications

Short Sales Specialist in Prince George County Maryland 

The tax implications of a short sale ? . .

The 1099-C after a short sale. .what's that?

The IRS sees any money to help you settle a debt as taxable?
The same money the lender is writing it off from your loan amount when you sell.
This could be significant  amount after a short sale

Can this be averted?

The Debt Relief Act of 2007 changed that for many homeowners . .
except, it expired at the end of 2012
then
It was revived and extended for one more year
A lot of people will be helped by the Debt Relief Act . .
You have until December 2013
and then is gone!

Do you have a negative equity in your home?
Are you really a homeowner. . or just a mortgage owner?
Should you wait until your home's value catches up with what you owe to the bank to be in the green again. .
or should you go ahead and start afresh again?

Considering a short sale? -- In this video you will find important information about the reason why you may consider doing a short sale and take advantage of the Debt Relief Act that protects your from paying taxes on debt forgiven


I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This following video answers the question about . .

"The Tax Implications of a Short Sale"

These videos are intended to provide the latest information to sellers during the process of a short sale.This is our attempt to teach you everything we've learned about short sales, the process and your role as a homeowners during a short sales.

We believe an informed homeowner is easier to assist from the very beginning and your understanding  of the process could benefit you in making the right decisions.

"A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving the debt in order for the homeowner to avoid foreclosure"

If you or someone you care about are currently facing mortgage difficulty, please share these VIDEOS BELOW, 
I also encourage to bypass all these and ask about our FREE DIRECT CONSULTATION about your particular case. .  and remember, peace of mind is ALWAYS the best outcome from a short sale!

Our direct number is 240-426-5754

SHORT SALES FACT SERIES VIDEOS

The Selling Of Your House During a Short Sale

see video here

What is the Short Sale Package?

see video here

Who Represents you during a short sale?

see video here

Obtaining The Approval of your Short Sale

see video here

Why DO a Short Sale after all?

see video here

When you should NOT DO a Short Sale

see video here

Tax Implications during a Short Sale

see video here

The Credit Implications of a Short Sale

see video here

 Short Sales are difficult and a long term affair. .being surrounded by professionals should be a priority for you. ..

Call 240-426-5754 FOR  SHORT SALES EXPERT ASSISTANCE! in PG County Maryland or surrounding areas

Short Sales Specialist in Prince George County Maryland : The tax implications of a short sale ? 

Short Sales Specialist in PG County Maryland : "Who represents you during your short sale ?"

Short Sale Specialist in PG County Maryland 

Who represents you during your short sale …

most importantly. 

Who do you choose to speak on your behalf?

Considering a short sale? -- In this video you will find important information about the person representing you during a short sale

Can a lender choose this for you? 
Should you allow your rookie cousin do their first short sale with you?
Does it make any difference?
What are your lender's involvement in the sale of your house? 
Who really is selling?
Who qualifies the buyer?
What about low ball offers?


I invite you to watch our FACT SERIES VIDEOS to learn all about short sales  This first video answers the question. .

"Who Represents you during a short sale"

These videos are intended to provide the latest information to sellers during the process of a short sale.This is our attempt to teach you everything we've learned about short sales, the process and your role as a homeowners during a short sales.

We believe an informed homeowner is easier to assist from the very beginning and your understanding  of the process could benefit you in making the right decisions.

"A Short Sale is the sale of real estate in which the sale proceeds is less than the balance owed on the property's loan. .. and the lender forgiving debt in order for the homeowner to avoid foreclosure"

If you or someone you care about are currently facing mortgage difficulty, please share these VIDEOS BELOW, 
I also encourage to bypass all these and ask about our FREE DIRECT CONSULTATION about your particular case. .  and remember, peace of mind is ALWAYS the best outcome from a short sale!

Our direct number is 240-426-5754

SHORT SALES FACT SERIES VIDEOS

The Selling Of Your House During a Short Sale

see video here

What is the Short Sale Package?

see video here

Who Represents you during a short sale?

see video here

Obtaining The Approval of your Short Sale

see video here

Why DO a Short Sale after all?

see video here

When you should NOT DO a Short Sale

see video here

Tax Implications during a Short Sale

see video here

The Credit Implications of a Short Sale

see video here

 Short Sales are difficult and a long term affair. .being surrounded by professionals should be a priority for you. ..

Call 240-426-5754 FOR  SHORT SALES EXPERT ASSISTANCE! in PG County Maryland or surrounding areas

Short Sale Agent in PG County Maryland :

Who Represents you during a short sale?

Why You Should NOT Buy a Short Sale  We embrace  technology and take the steps necessary to provide educational videos for all our clients. An educated buyer provides us with  the foundation towards a successful transaction. We hope that his will help you be prepared for different and unique situations that you may encounter when you're purchasing  Real Estate in today's market. Our experience is one of  the values we can offer you. The question for today's lesson. .

Why you should NOT buy a Short Sale ? As always, we are looking forward helping you on your quest to purchase your next home. Please give me a call if you need immediate assistance 240-426-5754 Regards,  Fernando. Fernando Herboso Broker - Solutions Finder "Don't Pray For A Miracle. . .expect it!"   Herboso & Associates llc Maxus Realty Group www.ReallyNiceHomes.com www.Short-Sales-Expert.com www.Herboso.com Office 301.246.0001 Cell    240.426.5754                                                                                  Fax    888.913.3535 My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!

Fernando Herboso | Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James                                    240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111 Maryland Principal Broker : Fernando Herboso  Virginia & DC Broker : Gale L. James |Relocation Express| Get the facts from a distressed property expert that has the ability to help you avoid a foreclosure by doing a Short Sale today!                                                              www.Short-Sales-Expert.com Herboso & Associates LLC | 301-246-0001  Maryland | DC | Virginia   www.ReallyNiceHomes.com www.Short-Sales-Expert.com  Original Article: Why You Should Not Buy A Short Sale in Maryland

Ignoring Certified Letters From Your Lender a NO-NO

My Lender Has Sent Me a Certified Letter-
Should I Worry in A Short Sale?

Reality Estate

Oftentimes our clients./ the  homeowner will get a letter either from the bank or an attorneys office with the dreaded  NOD (Notice Of Default)
Your lender has an obligation to send you this letter when you stop making your mortgage payments.. .
This is regardless if your home is in the market as a short sale or not!’
This  letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office.
Many of our clients  don’t understand the significance of this letter or its full meaning.
As a PG County Short Sales Specialist in Maryland

“WE NEED TO KNOW ABOUT IT . .. IF WE ARE HELPING YOU DO A SHORT SALE”

Many of our clients while we are helping do a short sale on their homes. .see a lot of letters and documents coming into their home, and they may not fully understand them.
My advice. .DON’T IGNORE THEM!
Often times we receive these letters in a package from our clients and the envelops have not even been opened!!!
Come on guys. . this is very important. . this not a time to IGNORE IT . .I know is bad news. .but by refusing to open them you are making my job harder. .

I will help you fight it . . but you also need to get involved!
If you are currently missing your mortgage payments and hoping that someone will come and fix your problem. Connecting with a  PG County Short Sales Specialist in Maryland  is a good start

www.Short-Sales-Expert.com