Friday, September 21, 2012

A Short Sale Tale. .with a Happy Ending | Dear Consuelita

http://www.reallynicehomes.com/blog/short-sale-tale-happy-ending-dear-consuelita/
CLIENT: "Hi Fernando, do you remember me?"
 

ME: "Of course I do, you are the one I helped a couple years ago do a short sale. .how are you doing?, How is the family?"

CLIENT: "We are doing well, we are receiving  your emails every week and in one of them, you've mentioned  about being a great time to buy again. .I was wondering if you can help us, I think we are ready to be HOMEOWNERS once again?"

ME: "Of course we can! Let me get you connected with a loan officer and see where you are as far as your credit is concerned . .and we'll go from there. . OK? "

CLIENT: "Thank you Fernando, we are ready when you are. .our lease ends in 3 months and I just got a raise."

"An experienced loan officer with access to many programs available could possible find the right loan based on your own circumstances. . . you will never know until you try it!"


ME: "Great news, you qualify for a loan. .I'll get you connected with our buyer agent and lets start looking for homes!


CLIENT: Thank you Fernando, we have this weekend available. .


I'm very happy to report the ratification of one contract for our dear clients. .there will be some celebrating in order when they get their new house keys!


Dear Consuelita:

Your parents  hired me to do a short sale a couple years ago, you were two years old then. . of course you don't remember me.. .

I'm the one that sold their house and arrange it with their lender,Bank of America to forgive your parents from over $100,000 of debt and many years of residing inside a home living  underwater; with no hopes for a better future and not knowing how many years they will have to pay. . before they even catch up to their home's value. 

Now, you've turned  four years old. .two years later and  their nightmare is over and you will start kindergarten soon coming to your brand new home everyday!

You can have a puppy now. . your parents make the rules . .not your landlord

They can paint your bedroom walls pink. .without having to ask your landlord's permission.

They can possible refinance your new house in 14 years and have enough to pay for your college.. 
I shudder with fear knowing of that day your parents made the decision to do a short sale or not. .at their kitchen table.
That day was a huge day for them. 
A day that determined that may have determined your future!
A day that determined where they were going to be two years later. .5 years later. . 14 years later.
I was very happy for their decision then. .
I'm very happy for you now. .

See you at closing Consuelita.. .I'll be the one holding a teddy bear for you!



Now, ask yourself. . .about the loan modification you may have signed. .was that good for you. ..or just your bank?



THINK if IT STINKS!




EspaƱol? Haga Clic Aqui




Short Sales Expert MD

Come on. .swim to it. .grab it and call me!

240-426-5754




One of best  testimonials ever. .watch it!

     
     



Thursday, September 20, 2012

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Wednesday, September 19, 2012

Discover Villages of Urbana in Frederick Maryland : Real Estate Showcase

http://www.reallynicehomes.com/blog/discover-villages-urbana-frederick-maryland-real-estate-showcase/
Discover Villages of Urbana in Frederick Maryland

Villages Of Urbana Real Estate in Frederick MD

urbana

What about Urbana?


Urbana Maryland has approximated 4,000 plus residents and is located in the northern part of the state of Maryland, in Frederick County. This primarily residential community has experienced a robust and significant growth due to it’s proximity to the US Capital. Search Urbana Listings Now!

Urbana's  Population Explosion!


Urbana is the fastest growing community in Frederick County. Located at the southern edge of the county just bordering Montgomery County, Urbana is ideally located on I-270 midway between Baltimore and Washington, DC, giving easy access to both.
Named the "2009 Best Selling Community in Maryland", Urbana not only includes showcases the newest and best that Frederick County has to offer, but also has a brand new three story 25,000 square foot library, several newly installed public swimming pools, plenty of tennis and basketball courts, new shopping centers, and a just opened district park.

Villages Of Urbana Latest Listings

9064 MCPHERSON STREET, Frederick MD 21704
$325,000

9064 MCPHERSON STREET, Frederick

ABSOLUTELY GORGEOUS CITYSCAPE TOWNHOME within walking distance of restaurants, shopping, library. BEAUTIFULLY maintained and loaded with extras including: hardwood floor...
  • Beds 3
  • Baths 4.0
  • MLS FR7929718
3940 LOCH NESS COURT, Frederick MD 21704
$419,000

3940 LOCH NESS COURT, Frederick

This home is complete and ready to move in without having to re-do! Long list of recent upgrades available, including flooring and beautiful new kitchen. HVAC replaced ...
  • Beds 4
  • Baths 4.0
  • MLS FR7929329
3602 SPRIGG STREET SOUTH STREET, Frederick MD 21704
$338,500

3602 SPRIGG STREET SOUTH STREET, Frederick

PRIDE OF OWNERSHIP SHOWS THROUGHOUT THIS STUNNING SHOWCASE OF A HOME! Move in ready. Perfect decor. Upgrades throughout the entire home. Professional landscaping. L...
  • Beds 3
  • Baths 4.0
  • MLS FR7928919
3927 SHAWFIELD LANE, Frederick MD 21704
$329,900

3927 SHAWFIELD LANE, Frederick

GIVEAWAY PRICE!! This home is like brand new. It is spotless. Huge home with 3 level bump out w/ 2748 SF of living space plus fenced yard and detached two car garage. Mai...
  • Beds 3
  • Baths 6.0
  • MLS FR7896612
8919 AMELUNG STREET, Frederick MD 21704
$299,900

8919 AMELUNG STREET, Frederick

Short Sale. Very spacious Brick End unit TH 3 bedroom 2fb &2 hb home located in the Villages of Urbana. Hardwood floors on main level. Huge kitchen with stainless steel ...
  • Beds 3
  • Baths 4.0
  • MLS FR792610


Urbana Realtor:

If  you're considering buying a home or selling a home in Urbana Maryland , it's a good idea to work with a local real estate expert to help ease the real estate purchase process. There's far more to home buying than just searching Urbana Maryland Homes. 
For your consideration,. I would like to introduce my Team Of Realtors_ Herboso & Associates. , we can give you the knowledge, advice and counsel you need to make the right decisions about your real estate investment.

301-246-0001


foreclosures
  short sales

Tuesday, September 18, 2012

Relocating to Gaithersburg MD ? Start Here!

http://www.reallynicehomes.com/blog/relocating-gaithersburg-md-start-here/

Really Nice Homes of Gaithersburg MD

Gaithersburg Homes

Gaithersburg, Maryland Homes

Whether you're looking for luxury homes, condos, or foreclosures, our Gaithersburg real estate specialists can help you find just the right property for sale FIND THE LATEST GAITHERSBURG LISTINGS HERE

Relocate to Gaithersburg Today

If you're considering moving to the Gaithersburg area, call me right now at 301-246-0001 or send us a message and you'll receive our special relocation package. It includes community highlights, transportation details, and a listing of homes for sale.FIND THE LATEST GAITHERSBURG LISTINGS HERE

Why Should You Choose Us?

Our network is our prime advantage over our competition and your most important advantage over other buyers on the market today. Yet the true secret to our success is how we focus completely on our clients' needs. For us, servicing one client at a time is our top priority. That's why our agents are committed to understanding every single client's needs and strategic objectives. Our promise to you is to continuously strive to serve better and achieve the best results of anyone else available today.
See our latest Market Report for Montgomery County Here

Search Gaithersburg Kentlands By Map


Latest Listings in Gaithersburg MD

701 HOPE LANE, Gaithersburg MD 20878
$440,000

701 HOPE LANE, Gaithersburg

This wonderful home has great curb appeal & is sited on a corner lot next to the park! Level & fenced 12,632 sq ft lot( includes outlot). Hwd flrs on 2 lvls. Pristine hom...
  • Beds 4
  • Baths 3.0
  • MLS MC7928906
128 AUTUMN VIEW DRIVE, Gaithersburg MD 20878
$619,900

128 AUTUMN VIEW DRIVE, Gaithersburg

The Vistas Farley Model Home. Spacious Open Bright 24' wide TH w/ 9' ceilings all 3 levels. Fully finished basement w/ walk-out. HW floors thru main level, 3-4 Br's, 3.5 ...
  • Beds 4
  • Baths 4.0
  • MLS MC7928331
24909 DUNNAVANT DRIVE, Gaithersburg MD 20882
$369,900

24909 DUNNAVANT DRIVE, Gaithersburg

Great opportunity! 4BR and 3 1/2 bath. Over one acre of land. Fully finished basement. Needs some work.
  • Beds 4
  • Baths 4.0
  • MLS MC7928286
116 AUTUMN VIEW DRIVE, Gaithersburg MD 20878
$604,805

116 AUTUMN VIEW DRIVE, Gaithersburg

The VISTAS, Farley Model, Elev. "C" double box bay windows. Builder spec 24' TH, incl. several structural upgrades: finished basement, 2 oak staircases, deck, tray ceilin...
  • Beds 4
  • Baths 4.0
  • MLS MC7928283
24705 ETCHISON DRIVE, Gaithersburg MD 20882
$269,000

24705 ETCHISON DRIVE, Gaithersburg

Beautiful 3 Bedroom rambler with lots of updates. New kitchen cabinets, new granite counters, new appliances, new vinyl flooring, new carpeting, freshly painted, new dri...
  • Beds 3
  • Baths 1.0
  • MLS MC79278

Monday, September 17, 2012

Area Real Estate News & Market Updates for Clarksburg Montgomery County MD


Area Real Estate News & Market Updates for Clarksburg  Montgomery County Maryland 20871


The market report for Clarksburg MD for August 2012 has good news and bad
Lets take a quick look at the report for Montgomery County Maryland in general
The bad news first: In May there was only 69000 jobs added for the whole United States.
The good news is that the private sector generated 1.8 million jobs between May 2011 to May 2012
Our local economy is tops when it comes to job creations and economic conditions. .that is the good news!
Unemployment rate is 5.6% in Maryland compared to the rest of the country
The laws of SUPPLY AND DEMAND are forecasting what the end of the year and the start of 2013 would look like, ,
PRICES ARE CERTAIN TO GO UP BECAUSE OF LOW INVENTORY AND A GROWING POOL OF BUYERS. AS THEY FIND THEMSELVES  UNABLE TO BUY & COMPETE WITH OTHERS FOR THE VERY FEW LISTINGS OUT THERE.


Activity in the Real Estate market is high . .but inventories  are at record lows
Easy to figure this out. .
A lot of people want to sell but, their equities are still too low to motivate them.
Most of the inventory is coming from the MUST SELL homeowners to short sales and a few foreclosures out there.
If you are a buyer, my advice is to act quickly and be prepared before going out there.

General Inventory and Statistics For Montgomery County Real Estate 
Notice the number of listings for August 2012
2345 Active Listings available
This is the lowest number recorded in the last 7 years
We have buyers. . but the listings are simply not there!
Prices are rising because of this.
The average Days on Market has dropped over 17% from last year, indicating the trend mentioned above. Listing priced well, are selling very quick!

Friday, September 14, 2012

My property is in rough shape and needs a lot of work - can I still do a Short Sale?

http://www.reallynicehomes.com/blog/my-property-rough-shape-and-needs-lot-work-can-i-still-do-short-sale/

Question & Answers for Short Sales


My property is in rough shape and needs a lot of work; can I still do a Short Sale on my property?
    Absolutely. We can sell any property for any amount that matches the property's condition.  In fact most lenders are even more motivated to do a Short Sale on a property that needs work than on a property that doesn't. The lender does not want to do repairs if they foreclose on the property and they know the risk of loss associated with this process.

    Normally a property that needs a lot of work is more likely to be sold as a distressed property. .where the lender and the buyer agree to a determined price based on condition.

    How is that benefit you as a seller?

    There is no  expense from your part doing a short sale
    You are in a hardship and all the cost associated with a short sale is paid by the lender giving the third part authorization

    For a free consultation, call: 
    Fernando Herboso 
    Broker for Herboso & Associates llc

    301-246-0001

    Maryland Short Sale Real Estate, Maryland Short Sale Specialist, short sales, short sales help maryland, loan modifications Get the facts from a distressed property expert that has the ability to help you avoid a foreclosure by doing a Short Sale today!


    Short Sales Expert MD

    "How to Short Sale And Never Pay The Bank Another Penny."

           

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