Showing posts with label Maryland short sales. Show all posts
Showing posts with label Maryland short sales. Show all posts

Friday, September 21, 2012

A Short Sale Tale. .with a Happy Ending | Dear Consuelita

http://www.reallynicehomes.com/blog/short-sale-tale-happy-ending-dear-consuelita/
CLIENT: "Hi Fernando, do you remember me?"
 

ME: "Of course I do, you are the one I helped a couple years ago do a short sale. .how are you doing?, How is the family?"

CLIENT: "We are doing well, we are receiving  your emails every week and in one of them, you've mentioned  about being a great time to buy again. .I was wondering if you can help us, I think we are ready to be HOMEOWNERS once again?"

ME: "Of course we can! Let me get you connected with a loan officer and see where you are as far as your credit is concerned . .and we'll go from there. . OK? "

CLIENT: "Thank you Fernando, we are ready when you are. .our lease ends in 3 months and I just got a raise."

"An experienced loan officer with access to many programs available could possible find the right loan based on your own circumstances. . . you will never know until you try it!"


ME: "Great news, you qualify for a loan. .I'll get you connected with our buyer agent and lets start looking for homes!


CLIENT: Thank you Fernando, we have this weekend available. .


I'm very happy to report the ratification of one contract for our dear clients. .there will be some celebrating in order when they get their new house keys!


Dear Consuelita:

Your parents  hired me to do a short sale a couple years ago, you were two years old then. . of course you don't remember me.. .

I'm the one that sold their house and arrange it with their lender,Bank of America to forgive your parents from over $100,000 of debt and many years of residing inside a home living  underwater; with no hopes for a better future and not knowing how many years they will have to pay. . before they even catch up to their home's value. 

Now, you've turned  four years old. .two years later and  their nightmare is over and you will start kindergarten soon coming to your brand new home everyday!

You can have a puppy now. . your parents make the rules . .not your landlord

They can paint your bedroom walls pink. .without having to ask your landlord's permission.

They can possible refinance your new house in 14 years and have enough to pay for your college.. 
I shudder with fear knowing of that day your parents made the decision to do a short sale or not. .at their kitchen table.
That day was a huge day for them. 
A day that determined that may have determined your future!
A day that determined where they were going to be two years later. .5 years later. . 14 years later.
I was very happy for their decision then. .
I'm very happy for you now. .

See you at closing Consuelita.. .I'll be the one holding a teddy bear for you!



Now, ask yourself. . .about the loan modification you may have signed. .was that good for you. ..or just your bank?



THINK if IT STINKS!




EspaƱol? Haga Clic Aqui




Short Sales Expert MD

Come on. .swim to it. .grab it and call me!

240-426-5754




One of best  testimonials ever. .watch it!

     
     



Saturday, August 25, 2012

Is a Short Sale Right For Me?


http://www.reallynicehomes.com/blog/what-better-doing-one-short-sale-two/

"What is better than doing one short sale?  

TWO!"

Short Sales have been the salvation for a  lot of the homeowners we helped so far. . .
What can be a better solution?
Your house is upside down by thousands of dollars. 
Your equity may break even with your mortgage in 15 years,
15 years of paying and paying just tor break even? 
So, you've decided to go forward on a short sale. .
You have a legitimate hardship and the lender accepts the short sale
You have another upside down property that is an investment. .
The same hardship can be applied here. . "resetting" your real estate holdings to short sales all at one time. .
and start fresh once again. .
The question is. . .

Is a Short Sale Right For Me?



I invite you to read some of my own publications about short sales and loan modifications. . 



     short sales           

          

     

More Short Sale Information HERE 

Fernando Herboso is the author for the above eBooks. 
Fernando is available to consult with you about your short sale situation. .if you live in MD, DC or VA by calling 240-426-5754

Thursday, August 23, 2012

Latest Listings in Villages of Urbana Maryland


The Latest Listings in Villages of Urbana Maryland



Looking to Buy your next home in Urbana Maryland?


Just 8 miles south from the city of Frederick Maryland lies Urbana with all its splendor. Urbana MD is renowned for pairing the convenience and luxury of an urban life with the unmatched beauty of nearby parks openness and wilderness. Urbana seems to be bursting with amenities that many people enjoy every single day. The residents take great advantage of having a number of green areas right in their own backyards, tree lined sidewalks and manicured front yards. The Villages of Urbana neighborhood in Frederick is perhaps the best example of this combination; homeowners are treated to spacious and beautiful lots in the heart of a breathtaking natural setting. And the most gracious welcoming surroundings aren't the only reason to consider relocating to Urbana Maryland.  Top notch schools, clean streets and parks, and a bustling business market center are just a few reasons why Villages of Urbana may be the perfect neighborhood for you.

The Latest Listings in Villages of Urbana Maryland


A Sample of Villages Of Urbana Latest Listings

9121 TRAVENER CIRCLE, Frederick MD 21704
$509,900

9121 TRAVENER CIRCLE, Frederick

Stunning MI Homes colonial with fresh paint and new carpet! Gourmet, center island, eat in kitchen with corian counters and stainless steel appliances! GLEAMING HARDWOO...
  • Beds 4
  • Baths 4.0
  • MLS FR7910120
3597 SPRIGG STREET S, Frederick MD 21704
$353,640

3597 SPRIGG STREET S, Frederick

NV Homes is now offering only 15 of our 24 ' wide townhomes in the Heart of Urbana w/in walking distance to the Villages of Urbana Town Center. This unbelievable opportun...
  • Beds 3
  • Baths 3.0
  • MLS FR7901847
9646 BOTHWELL LANE, Frederick MD 21704
$399,900 

9646 BOTHWELL LANE, Frederick

Better than new! This one has it all! 3 Beautiful levels, 3 bdrms, including huge master bdrm, 2 full and 2 half baths, enormous light-filled kitchen with granite counte...
  • Beds 3
  • Baths 4.0
  • MLS FR7900564
9540 HYDE PLACE Unit #9540, Frederick MD 21704
$339,000

9540 HYDE PLACE Unit #9540, Frederick

Luxurious Ryan Picasso Model Home! Loaded w/ designer features incl. upgraded tile, carpet, lighting, trim, cabinets, appliances, countertops, window treatments, etc. Y...
  • Beds 3
  • Baths 3.0
  • MLS FR7900474
  • Bldg. Villages Of Urba
3913 ADDISON WOODS ROAD, Frederick MD 21704
$475,000

3913 ADDISON WOODS ROAD, Frederick

Property shows like a model home. Wood floors on the main level, beaded wood on the front porch ceiling, custom Brazilian hardwood deck, granite counter tops, stainless ...
  • Beds 4
  • Baths 4.0
  • MLS FR7900307
9688 ROYAL CREST CIRCLE, Frederick MD 21704
$339,000

9688 ROYAL CREST CIRCLE, Frederick

Contemporary and affordable single family offering 5b/2.5 bath. Granite Countertops and Hardwood Floors through out Main Level. Nice Backyard and Picture Perfect setting...
  • Beds 5
  • Baths 3.0
  • MLS FR7626574
3640 SINGLETON TERRACE, Frederick MD 21704
$315,000

3640 SINGLETON TERRACE, Frederick

Lovely neutral three level garage town home in Villages of Urbana Large Open floor plan with lg eat-in kitchen with center island opens to living room. Upper level with...
  • Beds 3
  • Baths 3.0
  • MLS FR789882

Tuesday, May 29, 2012

No deficiency short sales performed in Maryland


Negotiating Deficiency is The Key when attempting a  SHORT SALE   

With a SHORT SALE the lender has three option to collect the deficiency of the loan


#1  The Lender could file a deficiency  judgement after the short sale has closed 

#2  The Lender may ask for an unsecured promissory note for the deficiency 

#3  The Lender may agree to cancel and FORGIVE the entire DEFICIENCY From the loan

The person you hire to negotiate  on your behalf must have the experience to get the best results for you. . .
We are SHORT SALES SPECIALISTS in Maryland

See COMPELLING VIDEO how we got the lender to forgive the deficiency  100% for our client . .but we got her also an additional $23,000!!!

CHECK IT HERE 

Ready? :  Http://www.Short-Sales-Expert.com 240-426-5754

Monday, May 28, 2012

Short Sales Specialist for Maryland: Avoid a Foreclosure and Save Money


Let Us Help You Avoid Foreclosure in Maryland! http://www.Short-Sales-Expert.com



Are you struggling to stay in your home due to a hardship and are in peril to losing  it?
 Do you need a fresh start and would like to preserve your credit rating?

www.Short-Sales-Expert.com are here to help you find solutions!

You have options beyond foreclosure or bankruptcy. .I can assure you of that
Contact us get more information about how we may be able to help you make the right decision and if applicable  negotiate a short sale with your lender and possible a complete forgiveness of the deficiency (your bad loan)

For almost 5 years now, I’ve listed over 150 short sales interviewing homeowners just like you using our extensive real estate knowledge and bringing common sense solutions.
Why pay thousands of dollars to an attorney?  Our services are available at no cost to you. .an uninterrupted interview is also free.

I can only help a few homeowners at at time. I'm very selective because it matters to you and your financial future. . .Do you need a super hero to deal with your bank? 


Call me and let's see if you can qualify 240-426-5754
Fernando Herboso
Short Sales Specialist
Herboso &Associates llc
Maryland, DC and VA
240-426-5754