Disabled Maryland Veterans Mortgage Program 3% Fixed Rate Plus $5000 Down Payment Help

Disabled Maryland Veterans Mortgage Program

Great News for Maryland Veterans!

PURPOSE: To help disabled military veteran home buyers to purchase a home by offering a lower- than-market interest rates.
If you are a disabled Veteran in the State of Maryland, you may qualify to receive special rates to purchase your new home. 
The interest rates are conventional and Government insured loans.The current rate offered at the time of this post is:
3% FIXED RATED!

ELIGIBLE MD HOME-FRONT DISABLED VETERAN BORROWERS:
The program is open to honorably discharged disabled veterans. Veteran status will be confirmed by submission of a Certificate of Release or Discharge From Active Duty form (DD-214). Qualification for a VA loan is not required. For purposes of this Program, a disabled veteran is defined as one with a 30% or greater disability.


PROPERTY LOCATION:
Anywhere in the State of Maryland


DOWN PAYMENT AND CLOSING COST ASSISTANCE:

PLUS $5,000 in Down Payment Assistance (DPA) from the Maryland Mortgage Program (MMP) in the form of a zero percent deferred loan. This can be combined with funds from applicable MMP Partner Match programs and available assistance from local jurisdictions


DURATION:

Starting 3/26/2014, the program will continue through 5/30/2014


WHAT SHOULD YOU DO?:

This is a limited program. .
Click on the link below to register and a professional loan officer will contact you immediately to help you apply for this great program

CLICK HERE TO REGISTER

Military Housing Specialists

Programs For First Time Home Buyers in MD

First Time Home Buyers Grants and Programs in Maryland 

CREDIT REPAIR SERVICES | FIRST TIME HOME BUYER PROGRAMS in MD

My name  is Fernando Herboso, Broker/CEO for Maxus Realty Group. In the last few months, I have developed a team of dedicated professionals to help anyone who has the desire to become a homeowner today in Maryland.

My team can help you repair your credit or simply increase your credit scores before you can buy a home. Their help could literally save you hundreds of dollars per month on your mortgage payments.
Our credit repair program is designed to chart the course, and give you the exact steps to find the quickest way to raise your credit scores so you can buy a home in 2014

They also have full knowledge of any cash, down payment assistance, gifts and/or credits that is available for you based on your current financial status.

While some of these funds are well known to some people, there are others that are available and get very  little attention from the public..as a matter fact, even some real estate agents and  loan officers  are not even aware that some of these programs exist!

If you have a genuine desire to become a homeowner in 2014, all you have to do is raise your hand by clicking the picture below

Watch Ten Mistakes First Time Home Buyers Make When Buying a Home 

If you are ready to buy now or you are just in the beginning stages considering  the possibility of purchasing a home..

We won't fail you!

We invite you to call us and set an appointment to discuss your particular situation. 

This is the opportunity you have been waiting for!

Clcik on the picture below and take your first step  that will make a huge different to your financial freedom 3 -5 -10 years from now

First Time Home Buyers Grants and Programs in Maryland 

CREDIT REPAIR SERVICES | FIRST TIME HOME BUYER PROGRAMS in MD

First Time Home Buyers Grants and Programs in Maryland 

CREDIT REPAIR SERVICES | FIRST TIME HOME BUYER PROGRAMS in MD

My name  is Fernando Herboso, Broker/CEO for Maxus Realty Group. In the last few months, I have developed a team of dedicated professionals to help anyone who has the desire to become a homeowner today in Maryland.

My team can help you repair your credit or simply increase your credit scores before you can buy a home. Their help could literally save you hundreds of dollars per month on your mortgage payments.
Our credit repair program is designed to chart the course, and give you the exact steps to find the quickest way to raise your credit scores so you can buy a home in 2014

They also have full knowledge of any cash, down payment assistance, gifts and/or credits that is available for you based on your current financial status.

While some of these funds are well known to some people, there are others that are available and get very  little attention from the public..as a matter fact, even some real estate agents and  loan officers  are not even aware that some of these programs exist!

If you have a genuine desire to become a homeowner in 2014, all you have to do is raise your hand by clicking the picture below

I'm so certain that my team of professionals can help you buy a home in 2014 that:

I'm willing to give you a personal guarantee!

If my team can not help you obtain a mortgage to buy a home in 2014. . .
I will pay you five hundred dollars ($500.00) for your trouble. (call us for details) 

If you are tired of people overlooking you with indifference the second your application becomes an issue that needs lots of work. . .
This is the opportunity you have been waiting for!

Clcik on the picture below and take your first step  that will make a huge different to your financial freedom 3 -5 -10 years from now

First Time Home Buyers Grants and Programs in Maryland 

First Time Home Buyers Grants and Programs in Maryland

First Time Home Buyers Grants and Programs in Maryland 

There is absolutely no reason why anyone who has decent employment and wants to buy a home today 
. .couldn't do it.

The reason why people say buying is better than renting is simply because it is true!

You are paying a mortgage anyway!

I can assure you. You are better off paying your own mortgage that your landlord's. . 

What if you don't have the money for the down payment?

If your funds are low and saving for a down payment has become very difficult, you are in luck if you want to live in Maryland today

Our state government of Maryland along the county & city governments, have the funding available to help
and assist you as a first time home buyer . . . 
and purchase your first home today.
The reason why they want to help you is that they want to stimulate the economy and they have allocated lots of money to help first time home buyers in the form of cash, down payment assistance, gifts and/or credits . . all of which could decimate the money you will need to buy a home today!

What if you are having issues with your credit?

That is another obstacle that can easily be fixed if you are working with the right people that wants to make it happen


If you have a genuine desire to become a homeowner in 2014, all you have to do is raise your hand by clicking the picture below

I'm so certain that my team of professionals can help you buy a home in 2014 that:

I'm willing to give you a personal guarantee!

If my team can not help you obtain a mortgage to buy a home in 2014. . .
I will pay you five hundred dollars ($500.00) for your trouble. (call us for details) 

If you are tired of people overlooking you with indifference the second your application becomes an issue that needs lots of work. . .
This is the opportunity you have been waiting for!

Clcik on the picture below and take your first step  that will make a huge different to your financial freedom 3 -5 -10 years from now

First Time Home Buyers Grants and Programs in Maryland 

Argentina: Captain Polanco Recalls the Bariloche UFO

Argentina: Captain Polanco Recalls the Bariloche UFO

Source: Clarin (Argentina)
http://www.clarin.com/sociedad/Luces-extranas-Sur
Date: 04.26.11

Argentina: Captain Polanco Recalls the Bariloche UFO

“Open your minds, we’re not alone in the universe.” These are the words that airliner captain Jorge Polanco spoke to Clarin. He was the protagonist a UFO event that shook the country: the Bariloche Case.

On the evening of 31 July 1995, Polanco was about to land at Bariloche Airport, at the rudder of an Aerolineas Argentinas Boeing 727, when “a light, dim at first, then intense and bright, got between the airliner and the runway.” The captain immediately advised the control tower, but received a disconcerting reply: it was no known aircraft. The strange light escorted the Boeing and its 100 passengers for 17 minutes.

A Gendarmería aircraft that was also in flight at the time confirmed seeing the same object. The tableau was made complete by another extraordinary event: a sudden blackout at the airport.

“The case had great repercussion in the media worldwide. I was even visited by NASA specialists. This was the most definite, real and spectacular case. I witnessed two other episodes in my career,” says Polanco.

15 years following his experience, he sees the Argentinean Air Force’s interest in these matters as something positive, “provided that it’s done seriously.” The two other cases the pilot alluded to occurred on 6 February 1995 when he was returning from Rio de Janeiro toward the Cordoba Airport, and was startled by a bright light. Upon contacting the tower, he received the same reply: “Unknown traffic.” Another episode occurred on 11 August 1996. Flying over the city of Trelew, he crossed paths with a bright light for a third time. “I treat it as a natural occurrence. I believe there could be life on other systems; I’m convinced of it. I never bothered making my case known because most people do not take it seriously,” Polanco reiterates. On 14 February of this year, the crew of the 727, the crew of the military aircraft and UFO specialists met at Costanera to discuss the case. Polanco feels that it’s always good to keep these events fresh. “Being air travel experts, we aren’t startled by a mere light. I think that there is more developed life than our own. I repeat, we are not the only ones who inhabit the planet,” he says.

(Translation (c) 2011, Scott Corrales, IHU. Special thanks to Grupo G.A.B.I.E.)

Fix Credit Errors Before Buying Your First Home : Advice for First Time Home Buyers

Advice For First Time Home Buyers: Fix Credit Errors First 

First Time Home Buyer Programs - Tips & Help in Maryland 

Video Educational Series 

Home Buyer Education:

Fix Credit Errors First 

Your Realtor® can help you review your credit report with the assistance of a good loan officer.

Just in case you may find something that doesn't seem right, you have the right to contact the company's website who produced the report.

The three main companies that are reporting your credit are:

1. TransUnion
2. Equifax
3. Experian

These companies are required by law to examine any reported errors on credit reports, and correct them if necessary. 

Disputing your credit scores take time and you don't have to do this alone.

Because this process can be lengthy on time, this is why you'll  need to find the right advocate on your sideto stay on top of it 

That advocate is your Realtor®

Getting ready to buy your first home?

Find a good Realtor® first and you are on your way!

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001. 

First Time Home Buyers Help for Maryland Residents 

What is Your Debt To Income Ratios? First Time Home Buyer Tips

Advice For First Time Home Buyers: What is Your Debt To Income Ratios? 

First Time Home Buyer Programs - Tips & Help in Maryland 

Video Educational Series 

Home Buyer Education:

What is Your Debt To Income Ratios? 

This ratio represents your amount of monthly payments (bills) compared to your average monthly income. 

DTI Debt-to-income ratio 

Lenders are typically interested in borrowers with a DTI  ratio between  28 percent to  36 percent. These numbers are a general guideline, and not a hard and fast rule.

You'll have a much easier time qualifying for a loan if you fall between this ratio.

If you are presently overwhelmed  with bills and barely having enough money after you get paid...
You don't need to buy a house just yet...
It's time to pay down some of those bills first and lower your DTI 

Getting ready to buy your first home?

Find a good Realtor® first and you are on your way!

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001. 

First Time Home Buyers Help for Maryland Residents