Five Weird Spooky Facts About Buying a Home

5 Weird Spooky Facts About Buying a Home 

 

Read original article here:http://www.reallynicehomes.com/blog/5-weird-spooky-facts-about-buying-home/

 

As you know, when you really think about it...the world is a big scary place with lots of danger and little spooky things crawling all around us at all times. To make matters even worse, you may have to also include real estate among all your fears.

With Halloween rapidly approaching, we are going to analyze the " Top Five Weird Spooky Facts About Buying a Home"

Sometimes what we fear is not real

Will Smith said it better...

“Fear is not real. The only place that fear can exist is in our thoughts of the future. It is a product of our imagination, causing us to fear things that do not at present and may not ever exist...danger is very real but fear is a choice.”

So what are the 5 things people fear the most when buying real estate? 

FEAR #1 : 

I need at least 20% Down Payment to buy a house.

Most loans are are under 10% down, with FHA loans going as low as 3.5% down..even less!

Some lenders are now even lending with as little as 2% down on some special cases.. 

FEAR #2 : 

I need at least 780 Credit Score to buy a house.

The average credit score on approved loans is 723.

I have a loan officer that helps my clients fix their credits and can get them started in the 600's credit score range. .

 

FEAR #3 : 

Getting Approved for a Mortgage is HARD and a lot of work!

Did you know that 71% of all loans applications get approved....all you have to do is try it by contacting your trustful professional..Too many people are disqualifying themselves by thinking erroneously...don't fall under this trap.. .you need someone else to disqualify you.

FEAR #4 : 

There is not enough money out there for banks to lend.

The mortgage credit availability to obtain a mortgage loan has increased SUBSTANTIALLY just in the last 7 months. More banks and lending institutions are relaxing their requirements because the money they have to lend is accumulating and sitting around waiting for more applicants.

FEAR #5 : 

I'm afraid I lose my job and not be able to pay for my mortgage

You have to live somewhere anyways... and besides, a landlord is LESS forgiving than a mortgage holder when you have a temporary setback like losing a job or getting sick. 

"A landlord will evict you 10 times faster than a bank foreclosing your house"

 

Buying a house is scary by itself, specially if you are a first time home buyer -- Make it easier for you by contacting a real estate professional.

Be clear on your fears by knowing the buying process inside out ...with the help of your Realtor.

 

If you are looking to buy a home in MD, DC or VA let us guide you.

We know the process and our agents are ready to help you.

Give us a call 301-246-0001

Happy Halloween!

 

301-246-0001

Maxus Realty Group

www.ReallyNiceHomes.com

 

 

 

Home Buying Tips for First Time Buyers in Maryland | FREE GRANTS!

First Time Home Buyer Education:

Are you a first-time home buyer eager and ready  to get into the market? 

Here are some steps to take to help you decide whether you're ready or not 

1. Check first what you can afford

2. Use a mortgage calculator to get an idea of what your monthly mortgage payments would be if you bought your first home today

3. Find out what your total monthly housing cost would be, you will need to include taxes and homeowners insurance..

4. Find out how much you'll likely pay in closing costs. The upfront cost when buying a  home shouldn't be overlooked 

5. Look at your budget and determine what is your Debt to Income Ratios

6. Talk to reputable Realtors in your area about your real estate needs

7. A good Realtor®  will help you  look at the big picture. While a buying a house is a huge step in your life and is a great way to build wealth.

Home Buying Tips for First Time Buyers in Maryland | Get Approved -- Seriously! from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Two Timing The Market from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Two Timing The Market from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Location Vocation from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland ! Don't Try To Steal it! from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Can You Afford It? from Herboso and Associates llc

What if you don't have the money for the down payment?

If your funds are low and saving for a down payment has become very difficult, you are in luck if you want to live in Maryland today

Our state government of Maryland along the county & city governments, have the funding available to help
and assist you as a first time home buyer . . . 
and purchase your first home today.
The reason why they want to help you is that they want to stimulate the economy and they have allocated lots of money to help first time home buyers in the form of cash, down payment assistance, gifts and/or credits . . all of which could decimate the money you will need to buy a home today!

What if you are having issues with your credit?

That is another obstacle that can easily be fixed if you are working with the right people that wants to make it happen..

CLICK BELOW TO GET STARTED! 

WE CAN HELP YOU NOW!

First Time Home Buyer Education

CREDIT REPAIR SERVICES | FIRST TIME HOME BUYER PROGRAMS in MD

First Time Home Buyers Grants and Programs in Maryland 

CREDIT REPAIR SERVICES | FIRST TIME HOME BUYER PROGRAMS in MD

My name  is Fernando Herboso, Broker/CEO for Maxus Realty Group. In the last few months, I have developed a team of dedicated professionals to help anyone who has the desire to become a homeowner today in Maryland.

My team can help you repair your credit or simply increase your credit scores before you can buy a home. Their help could literally save you hundreds of dollars per month on your mortgage payments.
Our credit repair program is designed to chart the course, and give you the exact steps to find the quickest way to raise your credit scores so you can buy a home in 2014

They also have full knowledge of any cash, down payment assistance, gifts and/or credits that is available for you based on your current financial status.

While some of these funds are well known to some people, there are others that are available and get very  little attention from the public..as a matter fact, even some real estate agents and  loan officers  are not even aware that some of these programs exist!

If you have a genuine desire to become a homeowner in 2014, all you have to do is raise your hand by clicking the picture below

I'm so certain that my team of professionals can help you buy a home in 2014 that:

I'm willing to give you a personal guarantee!

If my team can not help you obtain a mortgage to buy a home in 2014. . .
I will pay you five hundred dollars ($500.00) for your trouble. (call us for details) 

If you are tired of people overlooking you with indifference the second your application becomes an issue that needs lots of work. . .
This is the opportunity you have been waiting for!

Clcik on the picture below and take your first step  that will make a huge different to your financial freedom 3 -5 -10 years from now

First Time Home Buyers Grants and Programs in Maryland 

First Time Home Buyers Grants and Programs in Maryland

First Time Home Buyers Grants and Programs in Maryland 

There is absolutely no reason why anyone who has decent employment and wants to buy a home today 
. .couldn't do it.

The reason why people say buying is better than renting is simply because it is true!

You are paying a mortgage anyway!

I can assure you. You are better off paying your own mortgage that your landlord's. . 

What if you don't have the money for the down payment?

If your funds are low and saving for a down payment has become very difficult, you are in luck if you want to live in Maryland today

Our state government of Maryland along the county & city governments, have the funding available to help
and assist you as a first time home buyer . . . 
and purchase your first home today.
The reason why they want to help you is that they want to stimulate the economy and they have allocated lots of money to help first time home buyers in the form of cash, down payment assistance, gifts and/or credits . . all of which could decimate the money you will need to buy a home today!

What if you are having issues with your credit?

That is another obstacle that can easily be fixed if you are working with the right people that wants to make it happen


If you have a genuine desire to become a homeowner in 2014, all you have to do is raise your hand by clicking the picture below

I'm so certain that my team of professionals can help you buy a home in 2014 that:

I'm willing to give you a personal guarantee!

If my team can not help you obtain a mortgage to buy a home in 2014. . .
I will pay you five hundred dollars ($500.00) for your trouble. (call us for details) 

If you are tired of people overlooking you with indifference the second your application becomes an issue that needs lots of work. . .
This is the opportunity you have been waiting for!

Clcik on the picture below and take your first step  that will make a huge different to your financial freedom 3 -5 -10 years from now

First Time Home Buyers Grants and Programs in Maryland 

First Time Home Buyers Grants in Maryland

First time home buyers grants are available for those that ask for them. . 

FIRST-TIME HOMEBUYER MISTAKES

 Trying to research and find  grants everywhere to help you buy
Just find a "First Time Home Buyers Specialist"...and you are done!

Falling In Love with a House
Only after you pay for it or it will cost you a bundle

Skipping the Home Inspection
The best way to avoid nightmares later is waking up now!

Forgetting About the Hidden Costs of Homebuying
Make sure your Realtor gets you a pre-purchasing total cost estimate

Trusting a Verbal Agreement When Homebuying
Everything has to be signed or it is just a promise

Blindly Following Your Realtor's Advice
Make sure YOU are the one that wants to buy
not YOUR Realtor

 Not Considering Home Resale Value
You will have to move one day, I can assure you of this

See below for rest of the list

Sign up to receive 

"The Hottest  Deals in Maryland Listings Today" 

BELOW

Let us be your  guide to a all the first time buyer homes in our area. There are many unadvertised programs out there.. 

We can guide you specifically for Montgomery , Frederick and  PG counties in Maryland 

We showcase the finest homes in  real estate for sale today

 for  MD DC and VA

Click on the picture below to get started!

10 BIGGEST HOME BUYER'S MISTAKES

YOU CAN AVOID BY WORKING WITH OUR AGENTS!

Grants To Help Military Families Buy Homes In Virginia - DC - Maryland

Virginia - DC - Maryland

Military Housing Relocation Help 

Grants Help Military Families Buy Homes 

When you need an advocate to help you in the relocation of your military family..
We are one phone call away. .
Allow us to introduce you to this  new program that offers financial assistance to first-time home buyers who are veterans or active-duty military members.

Many families are struggling to buy their first home nowadays, but for military families, it can be even harder!

Military families frequent moves around the country and overseas puts them at a disadvantage when it come to housing. . specially when they have to save money  for a down payment, a lot of them simply give up their dream of buying a home and put it for a later date.

But now, buying a home for military families has become easier with the introduction of: 

“The  Dream Makers Program" from PenFed Foundation.

Service members and veterans of all branches of the military are eligible to apply. 

This  includes all active duty as well as Guard and Reserve members ... even widows of service members are eligible.

You must be a first-time home buyer, or have not owned a home for the last three years. 

In some cases, those who have lost their homes through divorce or disaster may also still qualify.

See more information in the video below. .

www.ReallyNiceHomes.com/MILITARY

WHEN YOU NEED HELP. . WE ARE HERE FOR YOU

www.ReallyNiceHomes.com/MILITARY

Our  real estate knowledge is always up-to-date. For expertise you can depend us, call us when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!

We are: Expert Advisors who knows the "ins and outs" of the area plus understands the special needs that military families require.

Evaluation of new communities surrounding your base should begin with a cost of living analysis. Most likely the costs are substantially higher in the Washington Metropolitan area than in your present location, you will need the assistance of a professional real estate advisor to discuss the different options you have.

                            

                                                    Virginia - DC - Maryland

Military Housing and Real Estate 

www.ReallyNiceHomes.com/MILITARY

Military Housing and Real Estate Grants To Help Military Families Buy Homes

Virginia - DC - Maryland

Military Housing and Real Estate 

Grants To Help Military Families Buy Homes 

When you need an advocate to help you in the relocation of your military family..
We are one phone call away. .
Allow us to introduce you to this  new program that offers financial assistance to first-time home buyers who are veterans or active-duty military members. The Pentagon Federal Credit Union Foundation  is a nonprofit national organization that offers assistance to Military families  through its Dream Makers program.


Active duty personnel, veterans, retired members of the military, and employees of the U.S. Department of Defense and the Department of Homeland Security could  be eligible for a grant up to $5,000 to use on down payments and/or  closing costs when buying their first home.

The grants can be applied to a mortgage from any financial institution with any VA Loan

See more information in the video below. .

www.ReallyNiceHomes.com/MILITARY

Our  real estate knowledge is always up-to-date. For expertise you can depend us, call us when you have questions about the market or are ready to make a significant move. . .Quality representation is not expensive, its priceless!

We Service The Relocation Needs For Military Families in:

• Fort Belvoir
• Fort Meade
• Fort Andrews AFB
• Fort Detrick
• Quantico Base
• Navy Yard
• The Pentagon

We are: Expert Advisors who knows the "ins and outs" of the area plus understands the special needs that military families require.

Evaluation of new communities surrounding your base should begin with a cost of living analysis. Most likely the costs are substantially higher in the Washington Metropolitan area than in your present location, you will need the assistance of a professional real estate advisor to discuss the different options you have.

                            

Virginia - DC - Maryland

Military Housing and Real Estate 

www.ReallyNiceHomes.com/MILITARY

Grants To Help Military Families Buy Homes