22543 WINDING WOODS WAY, CLARKSBURG, MD 20871

22543 WINDING WOODS WAY, CLARKSBURG, MD   20871

A Really Nice Home For Sale 

Large, sophisticated and casual

 Featuring  upgraded appliances, morning room, luxury baths, luxury kitchen  and many more extras.. 

Majestic Ceilings.....

Separate Dining Room...

Deck with a View. . wooded lot!
CALL 301-246-0001 For More Information
Maxus Realty Group is a full service Maryland real estate company operating in Clarksburg Maryland. Our team is dedicated to providing you with assistance in any aspect of real estate within Maryland DC and Northern Virginia areas. IncludingClarksburg Maryland  Montgomery County,Frederick County , PG County, Washington DC, Arlington, Alexandria,  Fairfax and Loudon County
Let us know if you would like to see this beautiful Home..

Fernando Herboso

    BROKER ♦ REALTOR® 

HERBOSO & ASSOCIATES, LLC  

301.246.0001

Search Maryland Homes For Sale | Sell your Maryland Home

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www.ReallyNiceHomes.com

22543 WINDING WOODS WAY, CLARKSBURG, MD   20871

Rent Or Buy - Which Is Better? Maryland Real Estate

Rent Or Buy - Which Is Better?  

Maryland Real Estate 

 

This is  a question that I get asked many times in some form or another.Usually, it comes from young couples that are just starting out are wondering?

Rent or Buy? Which is better?

The problem with this question is that there is no standard answer that fits everyone..

It depends on many personal factors  that when put together, it will paint a clear picture whether you should buy or rent...

Some of this personal factors include, 

What is your monthly income?

What about your existing debts?

How long do you plan to live there?

How much money do you have saved up for the down payment?

What is your credit score?

What is the current real estate market in your area?

What is the current rental market in your area?

Taxes?, marital status?, economic growth of your area?

and on and on..

 If you’re serious on your decision to buy a home, you should consult with a professional that have a vested interest in helping you succeed.

Millennial is a new term for new age buyers coming into the real estate market

They have seen with their own eyes the real estate bubble that exploded on their parents homes in the 2005 -2007 real estate crash

Precisely why they are now questioning more than ever...

But my advice will always be...

Should you make a decision to buy or not based on what your parents experienced in the past?

or...

Base it on what your needs are on your  personal future?                                                 

Rent vs buying your home maryland from Herboso and Associates llc

When does buying a home makes sense?

When it fits your plans!

More First Time Home Buyers Tips

Rent Or Buy - Which Is Better?  Maryland Real Estate 

What Credit Score is Needed to Buy a Home in Maryland ?

What Credit Score is Needed to Buy a Home in Maryland ?

First of all,  you might be wondering which credit score mortgage lenders use?

• Equifax?
• Transunion?
• Experian?

I get this question a lot and I'm not sure why?

There’s no sense focusing on something that only lenders have control of it, the fact remain that you need to be credit worthy  to be a borrower.

All lender determine your creditworthiness by pulling your credit score.

But if you must know, the answer is your FICO score and that is an standard being used with most lenders in general. 

Your FICO score is a combination of the 3 listed above...which are the three main credit bureaus. 

If you are looking for the perfect "LOWEST CREDIT SCORE" you must have and get the best pricing from a lender...you will need at least 760 points.

If you have any mistakes or missteps inside your credit report, you must deal with them before buying a home if you want the best rates possible...and  in some cases, this could take several months.

Maybe you will find that  your credit score is not sufficient for you to get a loan. Your income and the ratios play an important role in determining how much credit you can get.

This is a very personal conclusion based on your own  credit score, your income ratios, your debt amounts...and a few other important relevant facts. I caution for you NOT TO DISQUALIFY yourself...but have a professional evaluate your whole application for the best advice possible.

In summary, the only thing you have control over your credit score is to keep up diligently with your bills, don't wait until the last minute to pay them, don't  over burden yourself with so much credit and be responsible and strive fro perfection when it comes to paying your bills...

If you have low credit scores, do not get discouraged, there are ways to raise your credit up with the right help...call us if you need assistance on this 301-246-0001.

What Credit Score is Needed to Buy a Home in Maryland from Herboso and Associates llc

What it takes to get a loan plus information about grants when you are a first time home buyer?  

What Credit Score is Needed to Buy a Home in Maryland ?

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Thank you,

728 Richmond Avenue Silver Spring | Maryland - Amazing New Home For Sale

Maxus Realty Group is Proud to Introduce

728 Richmond Avenue Silver Spring

A Brand New Home For Sale 

 

Elegant | Expansive | Gorgeous | New Construction| Available Now!

 

A perfect location you could not ask for more..

Just seven miles from the White house, inside the "Beltway" in the Washington Metro area

Brand new construction in the Silver Spring Maryland area. 

Check out all these amazing features inside our exclusive eBrochure | Click Here 

See some of the features in the videos below..

728 Richmond Ave Silver Spring MD | Home For Sale from Herboso and Associates llc

See the video on youtube

 

 

728 Richmond Ave Silver Spring MD | Home For Sale in Downtown Silver Spring from Herboso and Associates llc

See the video in YouTube

728 Richmond Ave Silver Spring MD | Brand New Home For Sale in Downtown Silver Spring from Herboso and Associates llc

See the video in YouTube

 

Amazing new construction home steps away from Downtown Silver Spring MD .

First Time offering of this magnificent estate.

Prime location to DC, Silver Spring Downtown, the Metro and the Beltway.

THIS IS NOT A REHAB! but a brand new home from TOP TO BOTTOM constructed in an existing foundation using the latest and most modern materials in and out.

Sprinkler system included..

HUGE Bedrooms and Bathrooms

Wood Floors

All New Construction 

Warranty

      Call 301-246-0001 for an easy showing 

 

Impressed? Sell My House too! 

728 Richmond Avenue Silver Spring

| Maryland Home For Sale 

Home Buying Tips for First Time Buyers in Maryland | FREE GRANTS!

First Time Home Buyer Education:

Are you a first-time home buyer eager and ready  to get into the market? 

Here are some steps to take to help you decide whether you're ready or not 

1. Check first what you can afford

2. Use a mortgage calculator to get an idea of what your monthly mortgage payments would be if you bought your first home today

3. Find out what your total monthly housing cost would be, you will need to include taxes and homeowners insurance..

4. Find out how much you'll likely pay in closing costs. The upfront cost when buying a  home shouldn't be overlooked 

5. Look at your budget and determine what is your Debt to Income Ratios

6. Talk to reputable Realtors in your area about your real estate needs

7. A good Realtor®  will help you  look at the big picture. While a buying a house is a huge step in your life and is a great way to build wealth.

Home Buying Tips for First Time Buyers in Maryland | Get Approved -- Seriously! from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Two Timing The Market from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Two Timing The Market from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Location Vocation from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland ! Don't Try To Steal it! from Herboso and Associates llc

Home Buying Tips for First Time Buyers in Maryland | Can You Afford It? from Herboso and Associates llc

What if you don't have the money for the down payment?

If your funds are low and saving for a down payment has become very difficult, you are in luck if you want to live in Maryland today

Our state government of Maryland along the county & city governments, have the funding available to help
and assist you as a first time home buyer . . . 
and purchase your first home today.
The reason why they want to help you is that they want to stimulate the economy and they have allocated lots of money to help first time home buyers in the form of cash, down payment assistance, gifts and/or credits . . all of which could decimate the money you will need to buy a home today!

What if you are having issues with your credit?

That is another obstacle that can easily be fixed if you are working with the right people that wants to make it happen..

CLICK BELOW TO GET STARTED! 

WE CAN HELP YOU NOW!

First Time Home Buyer Education

Amazing Prices | Save Moneyu Buying a New Home In Clarksburg MD Now

Information is power when it comes to buying a new home.

We have been preparing for you and if you are ready 

Step right in

We will provide you with unbiased opinion about all the new home construction in Clarksburg Maryland 20871

The quality of your builder is not based on their construction workers

Most of them are shared or they work for different builders at the same time

The quality of your builders depends in the quality of materials and the amount of specialized supervision.

As we go towards the last quarter of the year, builders are susceptible to accept lower offers than their Spring and Summer season...

Watch 3 ways how to save money on your next brand new home purchase

 

Before connecting directly with a single builder out of many...a  simple consultation that brings neutral information with an unbiased party will clear your options. Once you 
have narrowed your choices down to one single community, one builder and one home, you are clear on your goals and ready to work out the details. Let us be that unbiased opinion for you. We can help you choose the right community, the right builder, the right lot, the right model and help you  sign a contract for your dream home.

New Construction Homes Tips To Buy in Clarksburg MD from Herboso and Associates llc

 

 

 

New Home Construction for Clarksburg Maryland 

 

 

Clarksburg MD Sample of the Latest Listings

 

$300,000

22966 NEWCUT ROAD Unit #2361, Clarksburg

Beautiful 2Lvl Condo , w/ att.1car garage and driveway. 2BR and 2.5BA. HW floors in Liv/Din Combo. Breakfast Bar, SS Appl., Granite counter tops, Gorgeous Dark Wood Cab.,...

• Beds 2
• Baths 3.0
• MLS MC8450703
• Bldg. Arora Hills Codm

 

$614,990

23518 SUGAR VIEW DRIVE, Clarksburg

Spectacular all the way around. Million dollar view from the back,see pictures, Gleaming hardwood floors, everything has been upgraded and so clean you can eat off the f...

• Beds 5
• Baths 4.0
• MLS MC8450163

 

$250,000

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg

2 level huge luxurious condo w 2 car attached gar + 180 sq ft storage rm. Spectacular view. Big kitchen w corian & upgraded cabinets. FR, DR, LR, & Den. Huge double walk-...

• Beds 3
• Baths 3.0
• MLS MC8450007
• Bldg. Clarksburg I Cod

 

$385,000

23034 SWEETSPIRE DRIVE, Clarksburg

Beautiful town house! Virtually new!!Open floor plan,gleaming hardwood through out LL & in Gourmet kitchen w/ granite counter tops, stainless steel app, recess lighting,c...

• Beds 4
• Baths 4.0
• MLS MC8448598