Showing posts with label in. Show all posts
Showing posts with label in. Show all posts

Wednesday, June 22, 2016

Maryland Real Estate Information: WHAT IS A CLOUD IN A TITLE?

Maryland Real Estate Information: WHAT IS A CLOUD IN A TITLE?  


For more information or to browse Maryland homes for sale and real estate...
There's more to buying a home than just browsing real-estate listings and picking out the best pictures.
Let us help you find your next house.
Start by going to www.ReallyNiceHomes.com

Or call Fernando Herboso 301-246-0001 for faster assistance.

Monday, October 27, 2014

What Credit Score is Needed to Buy a Home in Maryland ?

First of all,  you might be wondering which credit score mortgage lenders use?
  • Equifax?
  • Transunion?
  • Experian?
I get this question a lot and I'm not sure why?
There’s no sense focusing on something that only lenders have control of it, the fact remain that you need to be credit worthy  to be a borrower.
All lender determine your creditworthiness by pulling your credit score.
But if you must know, the answer is your FICO score and that is an standard being used with most lenders in general. 
Your FICO score is a combination of the 3 listed above...which are the three main credit bureaus. 
If you are looking for the perfect "LOWEST CREDIT SCORE" you must have and get the best pricing from a lender...you will need at least 760 points.
If you have any mistakes or missteps inside your credit report, you must deal with them before buying a home if you want the best rates possible...and  in some cases, this could take several months.
Maybe you will find that  your credit score is not sufficient for you to get a loan. Your income and the ratios play an important role in determining how much credit you can get.
This is a very personal conclusion based on your own  credit score, your income ratios, your debt amounts...and a few other important relevant facts. I caution for you NOT TO DISQUALIFY yourself...but have a professional evaluate your whole application for the best advice possible.
In summary, the only thing you have control over your credit score is to keep up diligently with your bills, don't wait until the last minute to pay them, don't  over burden yourself with so much credit and be responsible and strive fro perfection when it comes to paying your bills...
If you have low credit scores, do not get discouraged, there are ways to raise your credit up with the right help...call us if you need assistance on this 301-246-0001.

Wednesday, September 10, 2014

Home Buying Tips for First Time Buyers in Maryland | FREE GRANTS!

Are you a first-time home buyer eager and ready  to get into the market? 
Here are some steps to take to help you decide whether you're ready or not 
1. Check first what you can afford
2. Use a mortgage calculator to get an idea of what your monthly mortgage payments would be if you bought your first home today
3. Find out what your total monthly housing cost would be, you will need to include taxes and homeowners insurance..
4. Find out how much you'll likely pay in closing costs. The upfront cost when buying a  home shouldn't be overlooked 
5. Look at your budget and determine what is your Debt to Income Ratios
6. Talk to reputable Realtors in your area about your real estate needs
7. A good Realtor®  will help you  look at the big picture. While a buying a house is a huge step in your life and is a great way to build wealth.

http://www.reallynicehomes.com/first-time-home-buyers-tips-maryland-videos/
first time home buyers

http://www.reallynicehomes.com/first-time-home-buyers-tips-maryland-videos/

What if you don't have the money for the down payment?
If your funds are low and saving for a down payment has become very difficult, you are in luck if you want to live in Maryland today
Our state government of Maryland along the county & city governments, have the funding available to help
and assist you as a first time home buyer . . . 
and purchase your first home today.
The reason why they want to help you is that they want to stimulate the economy and they have allocated lots of money to help first time home buyers in the form of cash, down payment assistance, gifts and/or credits . . all of which could decimate the money you will need to buy a home today!

What if you are having issues with your credit?
That is another obstacle that can easily be fixed if you are working with the right people that wants to make it happen..
CLICK BELOW TO GET STARTED! 
WE CAN HELP YOU NOW!
first time home buyers

rent vs buy First Time Home Buyer Education

Tuesday, September 9, 2014

Amazing Prices | Save Moneyu Buying a New Home In Clarksburg MD Now

new homes in clarksburg md

Information is power when it comes to buying a new home.

We have been preparing for you and if you are ready 

Step right in

We will provide you with unbiased opinion about all the new home construction in Clarksburg Maryland 20871

The quality of your builder is not based on their construction workers

Most of them are shared or they work for different builders at the same time

The quality of your builders depends in the quality of materials and the amount of specialized supervision.

As we go towards the last quarter of the year, builders are susceptible to accept lower offers than their Spring and Summer season...

Watch 3 ways how to save money on your next brand new home purchase

 

Before connecting directly with a single builder out of many...a  simple consultation that brings neutral information with an unbiased party will clear your options. Once you 
have narrowed your choices down to one single community, one builder and one home, you are clear on your goals and ready to work out the details. Let us be that unbiased opinion for you. We can help you choose the right community, the right builder, the right lot, the right model and help you  sign a contract for your dream home.

 Sign Up Form For Clarksburg MD

 

 

New Home Construction for Clarksburg Maryland 

 

Home value

 

Clarksburg MD Sample of the Latest Listings

 

22966 NEWCUT ROAD Unit #2361, Clarksburg MD 20871

$300,000

22966 NEWCUT ROAD Unit #2361, Clarksburg

Beautiful 2Lvl Condo , w/ att.1car garage and driveway. 2BR and 2.5BA. HW floors in Liv/Din Combo. Breakfast Bar, SS Appl., Granite counter tops, Gorgeous Dark Wood Cab.,...

  • Beds 2
  • Baths 3.0
  • MLS MC8450703
  • Bldg. Arora Hills Codm

 

23518 SUGAR VIEW DRIVE, Clarksburg MD 20871

$614,990

23518 SUGAR VIEW DRIVE, Clarksburg

Spectacular all the way around. Million dollar view from the back,see pictures, Gleaming hardwood floors, everything has been upgraded and so clean you can eat off the f...

  • Beds 5
  • Baths 4.0
  • MLS MC8450163

 

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg MD 20871

$250,000

12832 CLARKSBURG SQUARE ROAD Unit #302, Clarksburg

2 level huge luxurious condo w 2 car attached gar + 180 sq ft storage rm. Spectacular view. Big kitchen w corian & upgraded cabinets. FR, DR, LR, & Den. Huge double walk-...

  • Beds 3
  • Baths 3.0
  • MLS MC8450007
  • Bldg. Clarksburg I Cod

 

23034 SWEETSPIRE DRIVE, Clarksburg MD 20871

$385,000

23034 SWEETSPIRE DRIVE, Clarksburg

Beautiful town house! Virtually new!!Open floor plan,gleaming hardwood through out LL & in Gourmet kitchen w/ granite counter tops, stainless steel app, recess lighting,c...

  • Beds 4
  • Baths 4.0
  • MLS MC8448598

Sunday, June 29, 2014

Designing Your New Home In Clarksburg Maryland 20871


Your new home should reflect the very best of you.
After all, this is why is called your dream home..
Your ideas, your passions, your creativity, your family likes and dislikes ...
All are Essential ingredients to make your home perfect!
Buying a new home is an experience that does not come often enough..
and many families never experience the joy of 
Finding the perfect combination of colors, design, finishes and patterns for your new home.


Make it memorable.
What's your style? 
Are you classic, contemporary or traditional? 
A Modern approach?
More Cosmopolitan? 
All out and wild?
Is your home after all...
You decide
You make it perfect
 Check our new homes listings in Clarksburg here

Wednesday, May 14, 2014

How To Hire The Top Real Estate Agent in Germantown Maryland

How To Hire The Top Real Estate Agent in Germantown Maryland

Deciding to sell your Germantown Maryland home?
A big decision now is to determine how to pick right agent to represent you
Hiring a Realtor® should not be that complicated if you follow certain points

A top real estate agent with the most sales in the area may not be the right person for you.

There were a lot of foreclosures and short sales in the last few years and some agents exclusively represented REO lenders. A complete different way to sell homes than current traditional listing services.

In some cases, you may find what you perceive to be a top agent in Maryland ...would not have the time to speak to you personally and accommodate your needs because he is not available any any time,

I see others making the mistake in hiring an agent just because they belong to a national famous brand.
Just be aware...you are hiring one agent ..not a WHOLE COMPANY!
Don't fall into the virtues of "well known" companies with smoke and mirrors from a brand perspective
Each agent works independently from each other  ..and there are thousands of EXPIRED LISTINGS with FRUSTRATED SELLERS in the MLS from the same companies...thousands!

Just know this...Is not the company that sells houses ...is the agent! 

What about family members or your co-worker that is also a part time agent?

When you are considering about placing a huge investment into the hands of someone to represent you. Your real estate agent better know what he/she is doing, in order to provide you the best service possible to get you top dollar for your home

Your equity is your money 
a lot of money that you deserve to get when you sell your house.
Don't place all that money into the hands of an inexperience "friend" agent just because you feel obligated and pressures to hire them.

Another huge mistake some seller make is to have a criteria of selecting the agent who will tell them what they want to hear...as far as pricing is concerned. Hiring a listing agent just because they say they can sell your home for an unrealistic price could be a disaster for your home.
Your home will become stale and you will never get TOP DOLLAR when you have a history of being on the market for over 100+ days..

Buyers are educated these days, and so are their agents. You will not fool anyone with an overpriced home.

See more tips,
How To Hire The Top Real Estate Agent in Germantown?
see our video below...



How To Hire The Top Real Estate Agent in Germantown Maryland

Simple CLICK HERE

Sunday, May 4, 2014

New Store Outlet in Clarksburg Maryland | Project Approved

New Store Outlet in Clarksburg Maryland | Project Approved 

There is a lot of confusion among Clarksburg Maryland residents. . 
About the New Store Outlets projects

There were two applications in: One form Tanger Outlets and the other one from Simon Property Group.

Tanger Outlets lost

Simon Property Group won!

"Tanger announced it was abandoning its proposed project in Montgomery County as well as one in Scottsdale, AZ" according to the Washington Business Journal

Apparently Tanger Factory Outlets Centers Inc. has decided to can the project bringing their business into Clarksburg Maryland. 

After  a long hard fight with city and county leaders, after spending 1.6 million dollars for pre-development costs., they threw the towel in and wished they never heard of Clarksburg Maryland and Ten Mile Creek (a huge reason for their expense) 

This maybe bad news for Tanger Factory Outlets but good news for Clarksburg Residents.

It is good news because the company that won named Simon Property Group they specialize in high premium outlet centers in teh US and the quality of its stores are above Tangers.

The new Clarksburg Premium Outlets Center from Simon Property Group will be located just  outside exit #18 Clarksburg - Boyds exit on I-270 


Simon Propert Group says..."we will be open for business on Spring 2016!"

Let's break in the champagne for a new neighborhood as well. 

Cabin Branch Homes in Boyds / Clarksburg will be located right next to the Outlet Center.

Winchester homes  has already committed to build 1500 homes They are not kidding around, the construction madness has begun, read more about the Cabin Branch Homes in Boyds-Clarksburg here 


As you can see, some houses have already been constructed and the selling boom has begun


Winchester Homes is the first builder and developer for 1500 planned homes and the construction madness has just began!
Cabin Branch will be a unique neighborhood surrounded by Parks and plenty of open space that will  get you off the couch to get outside..and enjoy all what this one-of -a- kind community has to offer!

See The Outlets Right Now in the Video Below

Now See The Outlets below in 24 months.....

Considering moving to a Cabin Branch Home?
More info here

Author: Fernando Herboso is a real estate broker with Maxus Realty Group in Clarskburg Maryland writing via his blog inwww.ReallyNiceHomes.com. He can be reached at 301-246-0001

New Store Outlet in Clarksburg Maryland | Project Approved

 

Sunday, April 27, 2014

CLARKSBURG PREMIUM OUTLETS AT CABIN BRANCH IN MONTGOMERY COUNTY MARYLAND

CLARKSBURG PREMIUM OUTLETS AT CABIN BRANCH - MONTGOMERY COUNTY MD
Nature has been preserved as Cabin Branch was born as the newest community of new homes in Boyds/Clarksburg Maryland
In addition, a new outlet center shopping area was offered to the city planners for their consideration.
Surrounded by natural wooded rolling hills and a short walk away from Black Hill and Little Seneca Regional Park, this area indeed. .it was the best possible location for this huge undertaking.
The Clarksburg community has voiced the need for more shopping and dining options for many years. . 
Clarksburg Premium Outlets at Cabin Branch was a proposal that offered to build an inviting, attractive and pedestrian-friendly shopping and dining destination that will be a true, long-term asset to the community.
Among other benefits that was offered. .an  exciting new outdoor green amphitheater and beautifully landscaped promenades.
Finally, the permit was granted with some litmitations for the builders and the outlet center will be starting construction in the Spring of 2015 . Construction will take approximatley a year and it will include many fine  designer clothes brand stores, restaurants and many "green" areas  for family and friends to gather and delight in local outdoor concerts and performances.
Imagine  the experience of  living a short walk away from an Outlet Center....here come Cabin Branch homes located right next to teh Outlet  Center
Imagine living in a family oriented community, next to a park, restaurants, shopping....
I would say that's the description of a livable community with a high walkability score
This is what is what describes Cabin Branch in Boyds.
Pre-construction prices are now available..
Call us for a list of complete plans and the latest prices.
We are after all, New Home Specialists for Clarksburg/ Boyds area.


PRE CONSTRUCTION HOMES AVAILABLE NOW!!
Our Offer: 
Enjoy our knowledge and take advantage of the specials we can provide to you as major players selling  New Construction homes  in Clarkburg/Boyds area next to the Outlet Center.
Call us for guided weekend tour at no charge and no obligation whatsoever.
We can even arrange for you a comparison tour between this new community and the surrounding Clarksburg Village, Grapevine at Town Center and all major construction area of Clarksburg Maryland

How can we help you? 301-246-0001

 
Disclaimer: Maxus Realty Group does not work or represent Winchester Homes / Everson Homes, we represent the buyers and we are only featuring them  because of the value they represent for our clients in the quality of their construction. .. we want the best for them and we know Clarksburg Maryland very well.
Clarksburg Real Estate Homes
New Homes for Sale in Clarksburg Maryland 20871
CLARKSBURG PREMIUM OUTLETS AT CABIN BRANCH IN MONTGOMERY COUNTY MD

Sunday, April 13, 2014

Clarksburg Maryland Real Estate Market Report [INFOGRAPHIC]

Clarksburg Maryland  Real Estate Market Report

Clarksburg MD Report 

Most homeowners across Clarksburg Maryland zip code 20871 have been enjoying an upswing in their home values, and home-sale prices are expected to continue rising for at least the next several months.

The residents of Clarksburg enjoy the best of all retail worlds these days with the new new Retail Center located in the middle of Clarksburg Village featuring a new Harris Teeter flagship store plus a number of numerous stores, shops and services for supreme convenience without ever leaving our neighborhoods

In addition, Clarksburg  is just minutes to another premier area shopping center in Milestone and Seneca Meadow shopping center with it's new Wegman's store. 

 

Spring is here - buyers and sellers are on their way to be more active.

Interest rates still are under an affordable 5% rate that will be watched closely in 2014. An upswing in interest rates could be very harmful to our  young real estate market recovery.

 

Montgomery County Maryland

If you are looking to buy in Clarksburg MD for  2014, our recommendation is to start early rather than later. New homes sales are bound to increase in the next few months, plus interest rates are very fragile in our market right now and could change dramatically at any time.

If you are looking to sell in Clarksburg MD for 2014, our recommendation is to be realistic and don't take chances on the marketing of your home plus the pricing, These two elements goes together hand on hand for a successful sale.

Remember, in Montgomery County Maryland for 2013.... 25.1 of listings did not sell and went expired...that is one out of four houses!

 

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Clarksburg MD Latest Listings

23414 WINEMILLER WAY, Clarksburg MD 20871

$364,900

23414 WINEMILLER WAY, Clarksburg

FRESHLY painted & NEW carpet! Beautiful and luxurious end unit townhome at Clarksburg Ridge. 3 Bedrooms, 2 full/2 half baths & 3 levels with bay window in Den. Crown mold...

  • Beds 3
  • Baths 4.0
  • MLS MC8318144

 

22173 NEWCUT ROAD, Clarksburg MD 20871

$430,000

22173 NEWCUT ROAD, Clarksburg

Move in ready!!

  • Beds 3
  • Baths 3.0
  • MLS MC8318035

 

23113 ROBIN SONG DRIVE, Clarksburg MD 20871

$390,000

23113 ROBIN SONG DRIVE, Clarksburg

Four level, end unit town home with approx 2350 sqft of living space includes four bedrooms, 3 1/2 baths plus large loft and lower level living space with walk out to exp...

  • Beds 4
  • Baths 4.0
  • MLS MC8316345

 

ORSAY STREET Unit #TBD, Clarksburg MD 20871

$168,951

ORSAY STREET Unit #TBD, Clarksburg

BRAND NEW MILLER & SMITH 4-LEVEL MPDU IN GALLERY PARK, ready for quick move in! Urban floorplan w/open concept kitchen, 3 bedrooms, 1.5 baths. This is a one of a kind to...

  • Beds 3
  • Baths 2.0
  • MLS MC8316874
  • Bldg. Gallery Park Cod

 

23218 ROBIN SONG DRIVE, Clarksburg MD 20871

$599,000

23218 ROBIN SONG DRIVE, Clarksburg

Features galore! MBath features Jacuzzi spa w/built in heater & /river rock tile, oversized shower w/dual shower heads. Lrg sunroom off kitchen AND master suite. Very s...

  • Beds 4
  • Baths 5.0
  • MLS MC8317040

Clarksburg  Maryland  Real Estate Market Report