A Secret Real Estate Investment Strategy

http://www.reallynicehomes.com/blog/secret-real-estate-investment-strategy/ Search Homes Our Selling Fees Foreclosures Short Sales  A Secret Real Estate Investment Strategy  We have helped many people purchase Maryland investment properties in the past . . but this is the first time we are seeing people becoming aware that the housing market appears more stable than the stock market. Real estate is a tangible investment that could be used to create monthly income for a retiring individual. Renting investment properties that could create a consistent source of income no matter where you are located is the latest craze among investors. I encourage calling us if you would like to get a private overview of potential properties available now. .  This is the time to buy. Why do it alone ? . .when you can have Foreclosure Experts on your side. . START HERE Fernando Herboso | Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James                 240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111 Maryland Principal Broker : Fernando Herboso  Virginia & DC Broker : Gale L. James |Relocation Express| Herboso & Associates LLC | 301-246-0001  Maryland | DC | Virginia   www.ReallyNiceHomes.com www.Short-Sales-Expert.com

How much will a short sale cost me after all?

http://www.reallynicehomes.com/blog/how-much-will-short-sale-cost-me-after-all/

How much will a short sale cost me after all?

 Who pays the commission in a Short Sale?Who pays the closing costs?
Who pays any seller contributions?
Who pays the HOA fees?

ANSWER: The bank will pay the commission along with all the other usual closing costs
An experienced agent should assist you in this process for FREE . . yes, the bank will pay them  for putting a short sale together.
Be AWARE of companies asking money UP FRONT in order to do a short sale.
$500, $1500, I heard of even $2000 to do a short sale.
STOP, you do not need to pay when you are having so much financial burdens. .
We helped 3 HOMEOWNERS avoid foreclosoure in the last 30 days. . .
at NO COST TO THEM !
Look for a Realtor that is genuinely concern  about helping you and let the bank pay for his/her services and GET THE FACTS BEFORE GOING FORWARD.

HOW MUCH?

It costs you nothing. . .

When we list a home as a short sale, we recognize our clients are in hardship and they need all the help they can get.

Some of them have fallen trap to the loan MORTIFICATION fiasco and paid some lawyer a lot of money for nothing.

When we do a short sale, we tell our clients we are in the same boat. . .no one can guarantee you a successful short sale. 

If we get it approved and closed. . we get paid by the bank. .and if we don't. . we all lose

Look, the bank even pays the CLOSING COSTS 

How much it costs to do short sale? 

If you call us. . it will cost you nothing!

I hope we made it clear. ..

More information for Maryland Short Sales

MORE QUESTIONS AND ANSWERS

Q: How long does the process of a short sale take from start to finish?

Q: Will I still owe my lender money after my short sale?

Q: Can I rent my property while I’m doing a short sale with you?

The Different Types of Hardships in Short Sales

http://www.reallynicehomes.com/blog/different-types-hardships-short-sales/

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Types of Hardships That Qualifies For a Short Sale A short sale is when a homeowner facing foreclosure sells his or her property for less than what is owed to the mortgage lender. The sale has to be approved by the lender. Short sales have become so popular these days. There are several reasons why they are so prevalent right now. In some instances homeowners with adjustable-rate loans can't make the payments when their interest rates rise; others fall behind because of job loss, others because of a divorce or sickness. A lot of homeowners have seen their homes values drop and when they want to refinance. . The surprise hits them square in the face. . Their home can not be refinanced because the appraisal for the refi is below what you need to refinance the entire loan Why are banks increasingly willing to embrace short sales as an alternative to foreclosure? Simple: Because they lose LESS MONEY! CHEAPER! So, if you are procrastinating, not knowing what to do? And you are tired living with the uncertainty if you have a place to live tomorrow. .  Take control of your financial life. .and consult with an experienced Short Sales Specialist to take your next step Fernando Herboso is a Short Sale Specialist in Maryland DC and Virginia  Expert in  Bank of America, Wells Fargo and Chase Short Sales. call: 240-426-5754 for MD, DC & VA short sales hardships maryland realtor Fernando Herboso has listed over 160 short sales, trained dozens of agents "how to do short sales "and has authored the following books about short sales Author of the eBOOK "Is A Short Sale An Option For Me? Author of the eBOOK "AdiosLender.com" Author of the eBOOK " 10 Secrets To Loan Modifications" Author of the eBOOK " Avoid Foreclosure Hell" Author of the Ebook " 31 Reasons To DO A SHORT SALE" Maryland Principal Broker : Fernando Herboso direct # 240-426-5754 My  Best Short Sales Testimonial Ever  Herboso & Associates LLC | 301-246-0001  Maryland | DC | Virginia   www.Short-Sales-Expert.com  www.ReallyNiceHomes.com

Gaithersburg Kentlands Real Estate

Gaithersburg Kentlands Homes For Sale

Search Homes Our Selling Fees Foreclosures Short Sales  The  Kentlands in Gaithersburg MD  Is this the best place to live in Montgomery County? With so many Maryland real estate options to choose from, you need a truly experienced and professional agent to help you make the best real estate decisions.  You've come to the right place.  I'm the local expert and I'm ready to put my experience to work for you.  One of  the hottest growing areas in Maryland today is the Kentlands in the city of Gaithersburg  Check the video for sample of a ReallyNiceHome in the Kentklands today. You've come to the right place to find your dream home in Maryland. . Whether you're looking for an estate, an executive home, a luxury condo, a retirement community, or a historic home in Montgomery and Frederick Counties. . We can help you. Just give us a call. .  Fernando Herboso | Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James                 240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111 Maryland Principal Broker : Fernando Herboso  Virginia & DC Broker : Gale L. James |Relocation Express| Herboso & Associates LLC | 301-246-0001  Maryland | DC | Virginia   www.ReallyNiceHomes.com www.Short-Sales-Expert.com

Should I have to pay taxes when I do a short sale in Maryland ?

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Should I have to pay taxes when I do a short sale?  When you sell a  principal residence as a short sale, the entire gain may be federal-income-tax-free thanks to a convenient IRS gain exclusion . . . see this short video for more information  Call Fernando Herboso @ 240-426-5754 if you even considering a short sale on your upside down mortgage. . preparation by an expert could be the difference bettwen success and failure Fernando Herboso Short Sales Broker for MD, DC and VA www.Short-Sales-Expert.com Fernando Herboso has listed over 160 short sales, trained dozens of agents "how to do short sales "and has authored the following books about short sales Author of the eBOOK "Is A Short Sale An Option For Me? Author of the eBOOK "AdiosLender.com" Author of the eBOOK " 10 Secrets To Loan Modifications" Author of the eBOOK " Avoid Foreclosure Hell" Author of the Ebook " 31 Reasons To DO A SHORT SALE" Maryland Principal Broker : Fernando Herboso direct # 240-426-5754 My  Best Short Sales Testimonial Ever  Herboso & Associates LLC | 301-246-0001  Maryland | DC | Virginia   www.Short-Sales-Expert.com  www.ReallyNiceHomes.com

Lost Your Job in Bechtel Corporation in Frederick?

from: http://www.reallynicehomes.com/blog/lost-your-job-bechtel-corporation-frederick-maryland/

Lost Your Job in Bechtel Corporation in Frederick?

LAYOFFS 

Bechtel Corp, one of the largest employer in Frederick County, has recently laid off more employees.
This is probably an strategic move since its decision to relocate its corporate headquarters to Fairfax Virginia.

What if you are a homeowner in Frederick County and you were one of the affected employees from Bechtel?

How are you going to pay your mortgage?

As a real estate Broker handling short sales for underwater homeowners in Frederick County. .. I found lately that more and more ex-employees form Bechtel Corp are needing help with their mortgage payments.

My advise if you are one of the employees affected. .

Check with your mortgage company and, if you have mortgage insurance with your loan, request coverage assistance


If you are sure that is apparent that you won't be able to meet even the mortgage payment within a month or two.. .you need to take drastic actions

Call you lender and explain the job loss and put this problem in their laps. Banks know that most mortgages are underwater and they are most likely to help you while you are looking for a job. In most cases they
will often work with you if you call them immediately after being laid off if you can’t make your payments -- or even before you miss even one payment.
 Be honest and straightforward with them. . telling them that you’ve lost your job and you are searching for another job. At this time you should ask for a reduced or suspended payments for a period of time. Preserve any little savings you have in case you do not find a job for several months.

You heard the expression FOOD and SHELTER?

"You worry about the food part. . and in the beginning let the lender worry about the shelter part"

If you can't find a job promptly, you may have to consider at this time to unload the liability of an underwater property. Not a good place to be in when you are not making any money.

READ THE REST HERE

Fernando Herboso 240-426-5754

www.Short-Sales-Expert.com

More information for Frederick Realtor for Short Sales

Short Sales Question and Answers for  Maryland, DC and Virginia 240-426-5754

Fernando Herboso 240-426-5754

www.Short-Sales-Expert.com

More information for Frederick Realtor for Short Sales

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