Friday, August 31, 2012

Homes With Pools for Sale in Maryland

http://www.reallynicehomes.com/blog/homes-pools-sale-maryland/

Montgomery County Maryland

pool homes for sale

Homes For Sale With a Swimming Pool 


Whether you are buying or selling, www.ReallyNiceHomes.com should be your  #1 resource for Real Estate Here's a small sample of what it offers. .


We can help you locate the perfect home with swimming pool for you and your family to enjoy for years and years to come. We know pool homes do not appeal to many because of its costs associated with maintenance. Nevertheless, homes with pools are one of the most searched options in our website aside the general homes for sale.

Swimming is one of the best exercises you can do, specially for those that have problems with  arthritis, joint disorders, or back problems. Many studies have shown that immersing your body in water is one of the best ways to find relief from stress on joints and your spine.  Having a pool in your back yard has many benefits.

Check out a sample of homes with pool in Montgomery County Maryland below


302 MANSFIELD ROAD, Silver Spring MD 20910
$385,000

302 MANSFIELD ROAD, Silver Spring

Great Sligo Park Hill's home! Owners want me to SELL this home! Good amount of land in the backyard complete with pool, gazebo and 2 separate storage sheds. Updated windo...
  • Beds 4
  • Baths 3.0
  • MLS MC7914893
25818 BOWMAN ACRES LANE, Damascus MD 20872
$549,900

25818 BOWMAN ACRES LANE, Damascus

New PRICE!! Listed at appraised value!! Sought after location on cul-de-sac! First floor owners' suite, 2 acres, pool and 3 car garage make this home stand out from the r...
  • Beds 4
  • Baths 4.0
  • MLS MC7828214
8710 LOCHAVEN DRIVE, Gaithersburg MD 20882
$699,500

8710 LOCHAVEN DRIVE, Gaithersburg

Exquisite colonial In Goshen Estates has over $90K in improvements. 4 BDs & 3.5 BAs, Replacement windows & sliding doors. Updated center isle kitchen has granite c-top. M...
  • Beds 4
  • Baths 4.0
  • MLS MC7912724
12060 WETHERFIELD LANE, Potomac MD 20854
$1,225,000

12060 WETHERFIELD LANE, Potomac

Amazing opportunity to live in Stoney Creek Knolls. Beautiful, 2 acres, serene view, heated pool, large deck. Gorgeous floor plan with hardwood floors, 4 fireplaces, gr...
  • Beds 4
  • Baths 5.0
  • MLS MC7913732
6516 PILGRIMS COVE, Derwood MD 20855
$395,000

6516 PILGRIMS COVE, Derwood

This 4BR, 2FB 4-level split is a must see! Situated on a lge lot w/mature trees, fenced back yd, in-ground pool & attached 2 car grg, this home features a TSK overlookin...
  • Beds 4
  • Baths 2.0
  • MLS MC791323


Wednesday, August 29, 2012

Can you do a short sale, while you are current with all mortgage payments?

What To Do?

What To Do?

Question: Can you do a short sale, while you are current with all mortgage payments?


As the years pass, I see why this question as being one  of the most popular ones when it comes to short sales.
My answer has always been the same.
Outside of an attorney, no one should advise you to stop making your mortgage payments. That being said, it is now more than ever that banks have family accepted this motion
People will not make payments on an underwater mortgage. .they want options.

There are currently 11 million mortgages that are considered in trouble - behind on their payments
At the beginning , it used to be that lenders would not consider a short sale if the payments were current, but that is no longer the case. Realizing the amount of potential foreclosures on the horizon. .and several other factors that could contribute to a potential default, many lenders are eager to accept short sales including Fannie Mae.

The best news is that you can buy another house in two short years!
These are the signs of times. . 

If Your Home's Market Value Has Dropped. . 
You are current on your payments. .
What to do?
Is all about your hardship.
If you suspect reduced income for your future. . this is your opportunity to get rid of a bad investment.

You have until December 2012 to avoid any taxes on the forgiving amount.

The starting point of ALL SHORT SALES is when you first write a hardship letter. .if you have a compelling case. . DO IT! , regardless if you are current on your mortgage payments or not. Reference: www.AdiosLender.com


I just finished a short sale in Maryland that the lender gave my client $274,672.22 forgiveness of debt.
Imagine that is $274,672.22 that my clients don't have to pay. . the best news is that this was a HAFA short sale and they received $3,000 relocation costs and a promise NO TO GO AFTER THEM WITH A DEFICIENCY JUDGEMENT!
They are already on my to do list 1 1/2 years to call them and advice them to buy a new property . .timely, they have a 2 year lease on their new home now. . just perfect timing!

What are some examples that do NOT constitute a hardship?
Good question, every case is different but one thing you need to know is that a bad purchase decision in real estate does not constitute as a hardship.
Buying a substitute home with bad intentions. . you plan to move to the new house and ask to do a short sale in the old one. .very astute form your part, except the ones approving short sales are not fifth graders!
Every case is different. .ask if you are not sure.



short sales

Hello, 


It is my sincere belief that homeowners need to find an advocate to represent them.  
Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  
An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
I believe I am that advocate for you for many reasons. .
With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. The strength of our experience and knowledge is invaluable to anyone seeking for a solution.

Fernando Herboso Broker for Herboso & Associates 240-426-5754

Monday, August 27, 2012

Everyone knows how difficult is to get short sales accepted by the lender. . .





Everyone knows how difficult is to get  short sales accepted 

by the lender. . . 


But. .. We DID IT AGAIN!



Lender: WELLS FARGO

Original Purchase Price: $554,020

SOLD in a HAFA SHORT SALE for : $305,000


$3,000 Relocation costs for my clients


100% Full REMOVAL of ANY Deficiency JUDGMENT


Actual excerpt from the final approval letter:

Reads: Upon short sale completion, . .

 "shall waive the bank's right to seek a deficiency under 

the loan documents or any of its other rights there 

under,  and the obligations evidenced by the note"


Total net to the bank from proceeds: $279,347.78



                                       Total deficiency forgiven. . $274,672.22 !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!




Final Results. . .

Why don't I just show them to you?




It is important to find a realtor who is an expert in 

handling short sale transactions. . .if you are having 

problems with a hardship and contemplating years and 

years for your mortgage to catch up with your home's 

value. .


Do the smart thing . . You should call me. . .240-426-5754


                  SHORT SALES IN MARYLAND


short sales

Hello, 


It is my sincere belief that homeowners need to find an advocate to represent them.  
Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  
An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
I believe I am that advocate for you for many reasons. .
With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. The strength of our experience and knowledge is invaluable to anyone seeking for a solution.
Fernando Herboso Broker for Herboso & Associates 240-426-5754


Saturday, August 25, 2012

Is a Short Sale Right For Me?


http://www.reallynicehomes.com/blog/what-better-doing-one-short-sale-two/

"What is better than doing one short sale?  

TWO!"

Short Sales have been the salvation for a  lot of the homeowners we helped so far. . .
What can be a better solution?
Your house is upside down by thousands of dollars. 
Your equity may break even with your mortgage in 15 years,
15 years of paying and paying just tor break even? 
So, you've decided to go forward on a short sale. .
You have a legitimate hardship and the lender accepts the short sale
You have another upside down property that is an investment. .
The same hardship can be applied here. . "resetting" your real estate holdings to short sales all at one time. .
and start fresh once again. .
The question is. . .

Is a Short Sale Right For Me?



I invite you to read some of my own publications about short sales and loan modifications. . 



     short sales           

          

     

More Short Sale Information HERE 

Fernando Herboso is the author for the above eBooks. 
Fernando is available to consult with you about your short sale situation. .if you live in MD, DC or VA by calling 240-426-5754

Friday, August 24, 2012

Germantown Maryland Real Estate. . a Property Treasure Trove


About Germantown Maryland

Germantown MD  area vibrant recreational and cultural scene offers activities for every taste and budget. Every weekend there is something new to do. .
Germantown MD offers a good balance of big-city amenities and small town ease of living. 
Germantown is one of the few cities in the country that is separated by Villages. (Town Sectors)  
They are:

  1. Churchill Village
  2. Gunners Lake Village
  3. Clopper's Mill Village
  4. Kingsview Village
  5. Middlebrook Village
  6. Neelsville Villages  (Milestone


Business owners and employees enjoy not only the good life but a thriving business climate because its proximity to our Nation's Capital. . . Along with it's top-rated schools, talented workforce and affordable cost of living inside Montgomery County. .these factors make Germantown a home to some of the most successful and productive companies in the country.
When it comes to real estate, Germantown is a property treasure trove for the best deals out there.


Typical  Listings for Germantown MD

13524 STATION STREET, Germantown MD 20874
$339,900

13524 STATION STREET, Germantown

Beautiful end unit Condo Townhome in sought-after community of Buckingham Station. Kitchen with granite counter tops, upgraded cabnets, beautiful yet neutral decor. W/D o...
  • Beds 3
  • Baths 3.0
  • MLS MC7912739
  • Bldg. Buckingh Am Stat
20488 SUMMERSONG LANE, Germantown MD 20874
$189,000

20488 SUMMERSONG LANE, Germantown

2 Master bedrroms plus LOFT and Finished WALKOUT basement with rec room, 3rd bedrOom, full bath, utility room and FIREPLACE. Deck off kitchen with steps down to fenced ba...
  • Beds 3
  • Baths 3.0
  • MLS MC7912552
12507 CRYSTAL ROCK TERRACE, Germantown MD 20874
$210,000

12507 CRYSTAL ROCK TERRACE, Germantown

Adorable 3 bed 2.5 bath with an open floor plan with a walk out basement. Spacious living room, dining room with sliding door to deck, kitchen and powder room on main lev...
  • Beds 3
  • Baths 3.0
  • MLS MC7912570
11417 SENECA FOREST CIRCLE, Germantown MD 20876
$669,000

11417 SENECA FOREST CIRCLE, Germantown

Almost 6,000 sqft on all 3 levels. Move-in condition. Upgraded eat-in kitchen with large morning room. Upgraded harwood floor on main level. New upgraded kitchen applianc...
  • Beds 5
  • Baths 5.0
  • MLS MC7911875


foreclosures
  short sales