Wednesday, September 9, 2015
Home Selling Tips: You Are Selling a Lifestyle, Not a House...
Thursday, August 27, 2015
Does Your Credit Score Drops If You Check Your Own Credit?
Does Your Credit Score Drops
If You Check Your Own Credit?
A question that many new home buyers ask themselves when looking to buy a home.The advice from your friends and family comes in different versions but has the same message: Don't check your credit scores often...because it will drop for too many inquiries.
Over the years, I saw some lenders and loan officers use this excuse in order to keep their prospects from shopping around fro better rates with their competition..
Under normal circumstances, you are allowed to shop for a mortgage when you are buying a home.
Every credit inquiry you approved for someone to take is either
A Hard Inquiry
or a
Soft Inquiry
A Hard Inquiry will affect your credit scores
A Soft inquiry MAY NOT affect your credit scores f you are shopping around for a better rate
You are not going to be punished if you are shopping for the best rate..for a certain period of time.
CAUTION: This only applies when you are shopping for the same type of credit .
When you are shopping for a mortgage to buy a house
or
When you are shopping for a car and you want the best rates..
either or....but don't mix them!
Here's a handy chart with 6 Other Myths About Credit Scores
Original Article : Does Your Credit Score Drop If You Check Your Own Credit?
Thursday, August 13, 2015
Wednesday, August 12, 2015
Homes Next To The Outlets in Clarksburg Maryland : Cabin Branch Homes
Homes Next To The Outlets in Clarksburg Maryland
How can we help you? 301-246-0001
SEARCH FOR THE LATEST CABIN BRANCH HOMES FOR SALE HERE
Sunday, July 26, 2015
Why Isn't My House Selling? Home Selling Tips
I received the following eMail after a video I posted on my page for "Home Not Selling Forum"
This relates to Home Absorption Rates and how to use it and help you sell a home.. .
"Hi Fernando, just listen to your Youtube video...have ???
well as you said try to be in 1st position to sell your home quicker..
we feel that we are but what happens when buyer to comparing to other town that are
a little cheaper and get more home for the money....
as for my home in my town we look in great position 1st or 2nd..
had so many viewing but no offers in 3 months now.... its hard to lower any further unless its by owner
then we can lower it by 20k that commission eats into the small profit we get back..
what do you think,,
we live in Fort Lauderdale area in a very nice section....
Thanks R&B"
I decided to post my answer as to provide help in case you have a
house that will not sell as well
My Response:
- How many houses have sold in the last 6 months?
- How many houses will sell in the next 30 days
- What is the position of your house vs the competition?
- What is the history of the house?
- How long has been in the market?
- Why are the sellers ...selling it?
Wednesday, July 22, 2015
Home Selling Tips: WHY IS MY HOUSE NOT SELLING?
WHY IS MY HOUSE NOT SELLING?
Understand that the LISTING PRICE and the SELLING PRICE are two different things.
Although there are many other aspects and conditions that affect the sale of a home. The price is the pivot that directs it to the SOLD group or to the STALE group.
If your house is not selling, you need to discuss and analyze with your agent the position of your house among the competition. .
How does your home stack up?
The video below will open up several options for you and my hope is that your will quickly recognize the mistakes that will enlighten you into taking the proper direct steps and getting your house sold.
Pricing is critical in this market and so is condition.
You have to match the two in a very balanced way...
I invite you to visit out HOME NOT SELLING FORUM to find the answers you may be looking for.. .
and if your house sale has currently expired, don't make these 5 MISTAKES . .
Fernando Herboso
Broker of Maxus Realty Group
Listing Specialist
301-246-0001
Fernando@ReallyNiceHomes.com
Original article: Why Is My House Not Selling?
Tuesday, May 26, 2015
The New Construction Boom in Montgomery County MD May Stop You From Selling Your Home
The New Construction Boom in
Montgomery County Maryland
Could Stop Your Selling Plans. .
If you are planning on selling your home IN 2015-2016, now may be the "BEST"time to act.
Demand is high, across the country and supply is low. Many homeowners are experiencing and benefiting from an almost auction atmosphere with several buyers fighting for some houses located in key hot real estate market areas, buying these homes in a multi-bid environment.
Montgomery County Maryland is no exception to this current housing environment. Higher prices, interest rates at historic lows and lenders being less stringent contingencies are making it easier for the seller and harder for the buyers to find a suitable home that fits their needs.
. . .and another reason to sell right now!
More competition is about to hit the market in the form of newly constructed homes. This may put an end to the buyers’ frenzy over the limited inventory of existing homes which has been below normal levels for over a year. According to the latest report from the National Association of Realtors (NAR), the forecast for new housing starts and sales will increase significantly over the next two years:
NAR is forecasting 1.1 million new housing starts in 2015, jumping to 1.4 million in 2016.
New home sales are projected to increase from the 437,000 in 2014 to 570,000 this year and
720,000 in 2016.
The first step you should take if you are thinking on selling soon. .
Determine how much your house is worth in today's market.
The most reliable method of doing this is by contacting a professional Real Estate Agent that specializes in selling homes.
The least reliable methods is to use the Internet and a program generated value that does not take in consideration many factors and portrays all houses as being the same.
Making a decision to sell a home is very important, you should do this based on actual reliable facts.
I woudl like to assist you in making the right decision by going our selling homes page
Original article