Germantown MD NAKED LISTINGS

Naked without contracts!!!   

http://www.ReallyNiceHomes.com  240-426-5754

A Sample of the latest listings in Germantown MD 20874-20876

Latest Listings in Germantown MD

$359,900

128 LULLABY COURT, Germantown

"Stratshire" extra cc help for immediate delivery, if buyers use ryland mortgage. Comm is paid on base price or final sale price, whichever is less. Approx. 2000 Sq ft....

• Beds 3
• Baths 4.0

$160,000

18701 SPARKLING WATER DRIVE Unit #13-O, Germantown

Superlative Updates! Sunny ground floor condo. NEW kitchen & baths: stainless Jenn Air appliances, tile backsplash, cabinets, granite, built in dining buffet. Gleaming HD...

• Beds 2
• Baths 2.0
• Bldg. Fountain Hills

$145,000

12526 WILLOW SPRING CIRCLE, Germantown

Short Sale. Charming, well cared-for END UNIT. Includes ceiling fans and pull down attic-stairs to storage. Master bath in master bedroom. Great buy!!

• Beds 2
• Baths 2.0

$329,999

19010 MARKSBURG COURT, Germantown

Beautiful End Unit Town Home. The hardwood floors are spectacular...and so is the ceramic kitchen flooring, Sun deck, fenced in yard.. garage... 2 story room bump-outs......

• Beds 3
• Baths 3.0

$339,000

20100 LARKSPUR COURT, Germantown

This home has been completely redone! Expansive 2954 sq. ft. & 1 block from the lake! New paint inside & out! New appliances, carpeting, curtains, blinds, bathroom sin...

• Beds 5
• Baths 4.0

No deficiency short sales performed in Maryland

Http://www.Short-Sales-Expert.com 240-426-5754

Negotiating Deficiency is The Key when attempting a  SHORT SALE   

With a SHORT SALE the lender has three option to collect the deficiency of the loan

#1  The Lender could file a deficiency  judgement after the short sale has closed 

#2  The Lender may ask for an unsecured promissory note for the deficiency 

#3  The Lender may agree to cancel and FORGIVE the entire DEFICIENCY From the loan

The person you hire to negotiate  on your behalf must have the experience to get the best results for you. . .
We are SHORT SALES SPECIALISTS in Maryland

See COMPELLING VIDEO how we got the lender to forgive the deficiency  100% for our client . .but we got her also an additional $23,000!!!

CHECK IT HERE 

Ready? :  Http://www.Short-Sales-Expert.com 240-426-5754

Short Sales Specialist for Maryland: Avoid a Foreclosure and Save Money

Let Us Help You Avoid Foreclosure in Maryland! http://www.Short-Sales-Expert.com

Are you struggling to stay in your home due to a hardship and are in peril to losing  it?
 Do you need a fresh start and would like to preserve your credit rating?

www.Short-Sales-Expert.com are here to help you find solutions!

You have options beyond foreclosure or bankruptcy. .I can assure you of that
Contact us get more information about how we may be able to help you make the right decision and if applicable  negotiate a short sale with your lender and possible a complete forgiveness of the deficiency (your bad loan)

For almost 5 years now, I’ve listed over 150 short sales interviewing homeowners just like you using our extensive real estate knowledge and bringing common sense solutions.
Why pay thousands of dollars to an attorney?  Our services are available at no cost to you. .an uninterrupted interview is also free.

I can only help a few homeowners at at time. I'm very selective because it matters to you and your financial future. . .Do you need a super hero to deal with your bank? 

Call me and let's see if you can qualify 240-426-5754
Fernando Herboso
Short Sales Specialist
Herboso &Associates llc
Maryland, DC and VA
240-426-5754

Silver Spring Foreclosures: The NOD Strategy

Instant Access to Silver Spring Foreclosures

http://homes.reallynicehomes.com/i/5708/Silver_Spring_MD_Foreclosures

Simple:

We want to be your direct connection with REO Properties, Bank Owned Properties, Short Sales and HUD Properties in Silver Spring Maryland.

We are giving access to all foreclosures in Silver Spring Maryland . . 

If you need a list of all NOD (Notice of Default)  properties in Silver Spring MD

That is a FREE service for all our clients. .. .all you have to do is call me @240-426-5754 

The NOD list will give you a list of all FUTURE foreclosures and prepare you to buy them before the competition ever sees the property.

If you are buying it for yourself. . to be a home-owner occupied purchase. . you are going to love the tremendous deals we can generate for you with this list.

If you are serious in saving money in your next home purchase in Silver Spring. ..you should call me @ 240-426-5754 

Fernando Herboso

Broker for Herboso & Associates LLC

MD, DC and VA

240-426-5754

www.ReallyNiceHomes.com

Rockville MD Homes For Sale - King Farm

Rockville MD Homes 
Rockville Real Estate - Homes For Sale

Rockville Maryland's luxury premium planned community has to be King Farm.
Whether you’re looking for homes for sale in Rockville, Gaitherbug and even Germantown you should take a look at King Farm in Rockville, 
We love the area and the lifestyle that is afforded in King Farm, and we look forward to helping you find your dream home, condo or townhouse.
Fernando Herboso
Herboso & Associates LLC
MD, DC and VA
240-426-5754
Search for Rockville MD Homes Here

Ignoring Certified Letters From Your Lender a NO-NO

My Lender Has Sent Me a Certified Letter-
Should I Worry in A Short Sale?

Reality Estate

Oftentimes our clients./ the  homeowner will get a letter either from the bank or an attorneys office with the dreaded  NOD (Notice Of Default)
Your lender has an obligation to send you this letter when you stop making your mortgage payments.. .
This is regardless if your home is in the market as a short sale or not!’
This  letter is advising you and giving you a formal Notice of Default, which has been filed with the local county recorder’s office.
Many of our clients  don’t understand the significance of this letter or its full meaning.
As a PG County Short Sales Specialist in Maryland

“WE NEED TO KNOW ABOUT IT . .. IF WE ARE HELPING YOU DO A SHORT SALE”

Many of our clients while we are helping do a short sale on their homes. .see a lot of letters and documents coming into their home, and they may not fully understand them.
My advice. .DON’T IGNORE THEM!
Often times we receive these letters in a package from our clients and the envelops have not even been opened!!!
Come on guys. . this is very important. . this not a time to IGNORE IT . .I know is bad news. .but by refusing to open them you are making my job harder. .

I will help you fight it . . but you also need to get involved!
If you are currently missing your mortgage payments and hoping that someone will come and fix your problem. Connecting with a  PG County Short Sales Specialist in Maryland  is a good start

www.Short-Sales-Expert.com

Buying a Home in Maryland? . . Welcome to Reality!

http://www.ReallyNiceHomes.com 

Maryland, DC and VA Really Nice Homes 

Looking for a really nice home?

These days, buyers may have the upper hand when it comes to buying, but your time is almost up.. .

Our buyer agents are competing fiercely out there to get a contracts ratified for our buyer clients.

even in the surprisingly strong market the shift is slowly being delegated to the sellers.

Take for example the Urbana Frederick real estate market.

Properties that were out of reach for a lot of people are now becoming affordable to buyers lucky enough to have the cash and credit to make their dreams come true.

However, they should not test the resolve of sellers. Sellers can only sell their property for as little as what they owe to their lender. . . and most sellers have purchased their properties at the height of the Urbana Market a few years ago.. .and forget it low balling a home that is priced right. . 

You will low ball yourself out of a home ;if is priced right. Your offer should be asking price or better, if you really want to have a chance.

We are aggressive buyer agents in many ways. We use the  latest technology out there to get your offer across in a good way. Our agents are putting offers on homes that are listed just less than 3 hours. .
(While our competition is sleeping)

If you are in the market to buy real estate in Montgomery or Frederick County Maryland. .and are a serious buyer,  you should try us for a day and you will not want to leave our side after that. . I can assure you with the most confidence!

Call  Fernando Herboso 

Broker for Herboso & Associates LLC

Maryland, DC an VA Real Estate 

www.ReallyNiceHomes.com 

240-426--5754

and lets get you dream home!

Check Out This Incredible Home in Bethesda MD

www.ReallyNiceHomes.com

A Really Nice Home in Bethesda Maryland 

Check out this incredible home!!!

Bethesda is one of the most affluent and highly educated communities in the country, placing first in the Forbes list of America's most educated small towns.

To see all the latest listings in Bethesda MD Go Here

Browse all real estate listings by city, by county on the property search section above.  Refine your search by price, number of bedrooms, bathrooms, and other features you may need.

Ultimately, we want to help and guide you trough the process as well as other information you might need to make your important real estate decisions.

CALL US: If you are ready, we can show you any property in 3 hours or less in Bethesda or surrounding communities

Herboso & Associates LLC

240-426-5754 

Real Estate for MD, DC and VA

Gaithersburg Maryland Home Search: ALL LISTINGS

What You Should  Do . . .  prior to shopping for your  home in 


Gaithersburg MD?

When we prepare our clients before a major purchase like buying a home, we prepare them to be ready.

Some resist others listen.. 

The ones that listen get the savings at the end.

This is the number one step everybody should take prior to purchasing a home..as much as you want to jump over hops to "Go and See Houses" right away.

This is for your own good.

OK, maybe you still want to search for a home by yourself. . then at least do this step:

The first thing you should do before you go shopping with an a real estate agent for your new home is to get a copy of your credit report and credit score!

As simple as this is, many people miss it.

You can easily obtain a copy of your credit report and score from one or all of the three credit bureaus. . it will not cost you a thing!

Here is their contact information. .

TransUnion, P.O. Box 2000, Chester, PA. 19022,800-888-4213,www.transunion.com

Equifax, P.O. Box 740256, Atlanta, GA. 30374, 877-784-2528 ,www.equifax.com

Experian, P.O. Box 2104, Allen, TX. 75013, 888-397-3742 ,www.experian.com

Now, if you want us to help you . . . by simple  allowing us to direct you in preparing your credit so you can purchase a home. .. we will also go out of our way to help you find your dream home for the best price possible.

at no charge to you.. .

Our professional buyer agents we have in Herboso & Associates are eager to find someone like you to WOW them with our services.

Thanks,

Fernando Herboso (Broker)

Herboso & Associates

www.ReallyNiceHomes.com

 240-426-5754

Que es un Short Sale - Venta Corta ?

http://www.short-sales-expert.com
Ventas Cortas - Short Sales - El Mapa de DECISION PARA SHORT SALES

Que es una venta corta (short sale).

¿Qué es una venta corta? Denominado como un short sale en ingles.
La venta corta es el proceso a través del cual un propietario de una vivienda puede vender una casa por menos dinero del que le debe al banco por la hipoteca de la propiedad.
Para todas las personas que no pueden continuar pagando las mensualidades al banco existen otras alternativas diferentes a declararse en bancarrota o ir al FORECLOSURE.
Una de las opciones existentes es llamada “venta corta”. A veces, para evitar el costoso proceso de un forecloure, la institución que ha hecho el préstamo hipotecario prefiere recurrir a la “venta corta”  mientras los vendedores (Ud) puede quedarse en la casa viviendo.
El beneficio final es de que lo vende su casa, no tenga un foreclosure en su credito y  se le permite  vender la casa a otro comprador por menos dinero del que todavía adeuda ud al banco..

Si ud reside en Maryland DC o Virginia llame a Fernando para una consulta gratis acerca de su caso sin obligacion. 

Fernando Herboso  al 240-426-5754

Fernando Herboso Short Sales Specialist

Bank Of America Short Sales for Maryland DC and Virginia Residents : Short Sales Specialist

http://www.Short-Sales-Expert.com

New Information about Short Sales With Bank Of America

Homeowners that are considering a short sale with Bank Of America should take the right steps to benefit with the latest programs that Bank of America now offers.

The Cooperative Short Sales Program is the latest program that could be relevant  whether your short sale gets approved or rejected.

I invite you to watch the enclosed video to inform you of the latest changes in Bank Of America Short Sales

Click Video Below

 Short Sales Specialist for Maryland, DC and Virginia.

Call Fernando directly to 240-426-5754 for specialized services with Bank Of America.

More information on  short sales
www.Short-Sales-Expert.com

What a Short Sales Specialist in Maryland Would Do For You?

http://www.short-sales-expert.com 240-426-5754

Are Banks Paying Homeowners To SHORT SELL THEIR PROPERTIES?

Compelling video huh?

When you consider that she sold her home for $60,000 

She got more than one third of the Bank's net at closing!!!!

When a foreclosure comes knocking at your door. .

You can’t ignore it.

Before you start down this dark track, have you tried approaching your Lender? They  probably has no idea that you may be on the path of hardship unable to pay your mortgage payments and/or if you are scrapping for your mortgage payments every month.. worse yet is that you have missed paying them for several months and you and your family already have a foot out the door.

Bank of America has a history of taking homes into foreclosure when you least expect it . . . you need to communicate with them at the moment you are in trouble. 

Bank of America in most cases would only be a servicer of your loan, someone else is the owner of your loan. If there is a way for your investor to work out a deal with you, he may be glad of the opportunity.. . Bank of America could help you facilitate it.

As part of its efforts to reduce the number of foreclosures on its books, Bank of America has  announced earlier this year  that it is offering relocation payments of up to $30,000 to delinquent homeowners to induce them to agree to a short sale.

Why are banks increasingly willing to embrace short sales as a cheaper alternative to foreclosure?

Simple: Because they lose LESS MONEY!

So, if you are procrastinating, not knowing what to do?

And you are tired living with the uncertainty if you have a place to live tomorrow. . 

Take control of your financial life. .and consult with an experienced Short Sales Specialist to take your next step

(The lady on the video did just that. . . .you will not hear/read or view another testimony as compelling as that.)

Fernando Herboso is a Short Sale Specialist in Maryland DC and Virginia 

for Bank of America, Wells Fargo and Chase Short Sales.

www.short-sales-expert.com

call: 240-426-5754

Germantown MD Homes For Sale INSTANT LISTINGS

http://homes.reallynicehomes.com/i/5708/Germantown_MD_Homes_For_Sale

Germantown MD Homes For Sale 20874  

One of the hidden gems in Germantown Maryland  has got to be 

The Kingsview Neighborhoods

The Kingsview Community of Germantown Maryland consists of

• Kingsview Village
• Kingsview Knolls
• Kingsview Ridge

Some of the feature amenities these communities offer to all its residents are:

• Community Center
• Pool
• Sitting areas
• Picnic Areas
• Tennis Courts
• Tot Lots
• Volleyball Court
• Multi-Age Play Area

To find a home in one of these most prestigious areas in Germantown Maryland including all the homes in Kingsview SEARCH HERE

The Kingsview Neighborhoods are  practically located next to the South Germantown Recreational Park off from Germantown Road

Sample Schools

Kingsview Middle School is a public school for all the residents in these areas for Germantown Maryland

This school was incorporated in 1997 and is part of the Northwest High School cluster.

How To Avoid The Loan Modification Trap

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Most Updated Homes for Sale in Clarskburg MD

Check These Clarksburg MD Homes For Sale http://homes.reallynicehomes.com/i/5708/Clarksburg_Maryland_Homes_For_Sale_

How To Buy a Home In Clarksburg MD

The first step should be to get Pre-Qualified: Securing financing early in the process it is probably the most important step before buying a home.

Being pre-qualified will also give you greater bargaining power when the time comes and offer is presented.

How To Buy a Foreclosure In Clarksburg MD

Your Realtor should help you find a lender that has worked with a number of foreclosures and understands the foreclosure process in depth. 

Taking the time to speak with your Realtor about strategy is well invested time for the purchaser.

www.ReallyNiceHomes.com

How To Avoid A Deficiency Judgment When Doing A Short Sale 100% of the time

http://www.Short Sales Expert.com for Maryland DC and Virginia Short Sales Agent 240-426-5754

How could you assure yourself 100% from a deficiency judgmentafter a foreclosure, a deed in lieu of foreclosure or a SHORT SALE?

Before I can tell you how to avoid it 100%

You need to know exactly what a deficiency judgment is

Very simple..

It is what you signed for as a loan when you originally purchase your property

And

What the banks gets after the disposing of. . It’s their loss that could become a deficiency judgment

It doesn’t matter if they dispose of the property via

Foreclosure: At the court steps, it gets sold and you could get the bill for the difference.

Deed in Lieu: Even if the first lender approves this and promised not to pursue a deficiency against you, BEWARE OF THE SECOND . they are not happy that are excluded and will receive ZERO at the end. .they still have the right to come after you unless there was some kind of prior agreement with them.

Short Sale: When a short sale was approved, they may still preserve the right to pursue. . Unless is specifically addressed on their final short sale approval.

So, how can you be certain that the lender will never come after you with a deficiency?

It’s called The HAFA SHORT SALE

As a matter fact, every short sale that we do must go first to trough the HAFA test. We want a HAFA approval for our client because it guarantees that the lender will not seek adeficiency judgment against our them. . EVER!

As you know, that could make any homeowner happy. .in some cases we are getting a deficiencies waive on over a hundred thousands of dollars that the lender promises not to pursue!

If you are in MD DC or Virginia, we will be happy to help you see all your options because no TWO SHORT SALES are ALIKE

Fernando Herboso 240-426-5754

Realtor Expert in Short Sales

for MD, DC and VA 

www.Short-Sales-Expert.com

Villages Of Urbana Frederick MD Newest Listings Here

Selling or Buying a Home in Villages of Urbana in Frederick?  

http://www.ReallyNiceHomes.com

240-426-5754

Why should you consider living in Villages of Urbana MD?

Whether you are buying or selling, helping you find the perfect home is our passion. Villages of Urbana in Frederick is one of the reasons. We are a team of neighborhood specialists that are here to assist you in your search for all the Villages of Urbana homes that suits your lifestyle.

The urban core of this magnificent area start as soon as you enter the area and it just feels different to any the neighborhoods in Frederick Maryland. 

The main center of Villages of Urbana has to be the local library. Very fitting because it offers culture, knowledge and a desire for belonging inside a community that cares fro its surroundings.

Here is a place, you’ve found a place where you can live, work and play without leaving your neighborhood. Restaurants,shopping, The Library and even your favorite bar are all within a short walk or even shorter drive. 

Villages of Urbana neighborhood has a variety of architectural styles from colonials that adorn the city with their front white picket fences to the most modern condos and townhouses that blend with eh same architectural style. 

So whether is a picket fence home with plenty of yard or the less maintenance of a townhouse. What appeals to most buyers when first visiting the neighborliness of Villages of Urbana is simple the relaxing atmosphere that urban style living offers to all its residents.

Very few places in Frederick Maryland would match this style of living.

Start your  search looking for Urbana homes here.