Sunday, July 29, 2012

Land The Opportunity . Seriously!

"Land" the Opportunity


http://www.reallynicehomes.com/blog/land-opportunity-seriously/

MD Land . . "Land" the Opportunity!



They aren't making any more land...Heard that before?


One thing not too many people are talking about these days is land.

The builders aren't building like they did a few years ago. .and many "LAND SELLERS" need the cash to supplement a lifestyle that no longer is availbale becuse of the economic conditions in our country.

Furthermore, not  many folks have the capital laying around for a safe passive investment in land.

Which could be good for you. if you have the money.

You'll have less competition... the "pick of the litter" 


Instead of buying Facebook shares..just sayin'. .

If you can afford to invest for the long haul -- you might hit some "home runs" if you buy now and hold till the market really comes back.

In case you or someone you know wants to explore this further here's a link to some lots and land currently available for sale in the area.

With the rampant development that happened in Maryland the last few years. .and the HALT that occurred soon after. . the purchase of land is becoming more and more secure in terms of investment.

Have you ever wandered around the undeveloped areas in Montgomery County Maryland for example  and wondered who owns them? Or maybe you have seen those  "land for sale" signs on open lots and fields that are rusted and old. Well, people are starting to realize that LANDING a GREAT DEAL is possible if you do your homework and hired a real estate agent that knows where the deals are.

 When you get down to really explore land as an investment opportunity. .

You can start with the first step. . 

SEARCH ALL LAND FOR SALE IN MARYLAND HERE


Feel free to email, call or text me back with any questions...


 Fernando Herboso - 240-426-5754


Fernando Herboso Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James 
                                   240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111
Maryland Principal Broker : Fernando Herboso
 Virginia & DC Broker : Gale L. James |Relocation Express|



Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  





Saturday, July 28, 2012

A Secret Real Estate Investment Strategy

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http://www.reallynicehomes.com/blog/secret-real-estate-investment-strategy/
Search Homes Our Selling Fees Foreclosures Short Sales 

A Secret Real Estate Investment Strategy 

We have helped many people purchase Maryland investment properties in the past . . but this is the first time we are seeing people becoming aware that the housing market appears more stable than the stock market. Real estate is a tangible investment that could be used to create monthly income for a retiring individual.
Renting investment properties that could create a consistent source of income no matter where you are located is the latest craze among investors.
I encourage calling us if you would like to get a private overview of potential properties available now. .  This is the time to buy.

Why do it alone ? . .when you can have Foreclosure Experts on your side. .

Fernando Herboso Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James 
               240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111
Maryland Principal Broker : Fernando Herboso
 Virginia & DC Broker : Gale L. James |Relocation Express|



Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  

Tuesday, July 24, 2012

How much will a short sale cost me after all?

http://www.reallynicehomes.com/blog/how-much-will-short-sale-cost-me-after-all/

How much will a short sale cost me after all?

 Who pays the commission in a Short Sale?Who pays the closing costs?
Who pays any seller contributions?
Who pays the HOA fees?

ANSWER: The bank will pay the commission along with all the other usual closing costs
An experienced agent should assist you in this process for FREE . . yes, the bank will pay them  for putting a short sale together.
Be AWARE of companies asking money UP FRONT in order to do a short sale.
$500, $1500, I heard of even $2000 to do a short sale.
STOP, you do not need to pay when you are having so much financial burdens. .
We helped 3 HOMEOWNERS avoid foreclosoure in the last 30 days. . .
at NO COST TO THEM !
Look for a Realtor that is genuinely concern  about helping you and let the bank pay for his/her services and GET THE FACTS BEFORE GOING FORWARD.
HOW MUCH?
It costs you nothing. . .
short sales foreclosuresWhen we list a home as a short sale, we recognize our clients are in hardship and they need all the help they can get.
Some of them have fallen trap to the loan MORTIFICATION fiasco and paid some lawyer a lot of money for nothing.
When we do a short sale, we tell our clients we are in the same boat. . .no one can guarantee you a successful short sale. 
If we get it approved and closed. . we get paid by the bank. .and if we don't. . we all lose
Look, the bank even pays the CLOSING COSTS 
If you call us. . it will cost you nothing!

I hope we made it clear. ..

More information for Maryland Short Sales

MORE QUESTIONS AND ANSWERS





Monday, July 23, 2012

The Different Types of Hardships in Short Sales

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http://www.reallynicehomes.com/blog/different-types-hardships-short-sales/

Types of Hardships That Qualifies For a Short Sale

A short sale is when a homeowner facing foreclosure sells his or her property for less than what is owed to the mortgage lender. The sale has to be approved by the lender.
Short sales have become so popular these days. There are several reasons why they are so prevalent right now. In some instances homeowners with adjustable-rate loans can't make the payments when their interest rates rise; others fall behind because of job loss, others because of a divorce or sickness.
A lot of homeowners have seen their homes values drop and when they want to refinance. .
The surprise hits them square in the face. .
Their home can not be refinanced because the appraisal for the refi is below what you need to refinance the entire loan
Why are banks increasingly willing to embrace short sales as an alternative to foreclosure?
Simple: Because they lose LESS MONEY! CHEAPER!
So, if you are procrastinating, not knowing what to do?
And you are tired living with the uncertainty if you have a place to live tomorrow. . 
Take control of your financial life. .and consult with an experienced Short Sales Specialist to take your next step
Fernando Herboso is a Short Sale Specialist in Maryland DC and Virginia 
Expert in  Bank of America, Wells Fargo and Chase Short Sales.
call: 240-426-5754 for MD, DC & VA
short sales hardships maryland realtor
Fernando Herboso has listed over 160 short sales, trained dozens of agents "how to do short sales "and has authored the following books about short sales
Author of the eBOOK "Is A Short Sale An Option For Me?
Author of the eBOOK "AdiosLender.com"
Author of the eBOOK " 10 Secrets To Loan Modifications"
Author of the eBOOK " Avoid Foreclosure Hell"
Author of the Ebook " 31 Reasons To DO A SHORT SALE"
Maryland Principal Broker : Fernando Herboso direct # 240-426-5754
My  Best Short Sales Testimonial Ever 




Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  
www.Short-Sales-Expert.com 
www.ReallyNiceHomes.com

Sunday, July 22, 2012

Gaithersburg Kentlands Real Estate


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Gaithersburg Kentlands Homes For Sale 

Search Homes Our Selling Fees Foreclosures Short Sales 

The  Kentlands in Gaithersburg MD 
Is this the best place to live in Montgomery County?

With so many Maryland real estate options to choose from, you need a truly experienced and professional agent to help you make the best real estate decisions.  You've come to the right place.  I'm the local expert and I'm ready to put my experience to work for you. 
One of  the hottest growing areas in Maryland today is the Kentlands in the city of Gaithersburg 
Check the video for sample of a ReallyNiceHome in the Kentklands today.
You've come to the right place to find your dream home in Maryland. . Whether you're looking for an estate, an executive home, a luxury condo, a retirement community, or a historic home in Montgomery and Frederick Counties. . We can help you.
Just give us a call. . 
Fernando Herboso Carlos Herboso | Stephanie Reilly | Hilda Rocha | Susan Cadima | Gale James 
               240-426-5754       240-671-5542    301-704-1616                                                       703-928-8111
Maryland Principal Broker : Fernando Herboso
 Virginia & DC Broker : Gale L. James |Relocation Express|



Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  

Friday, July 20, 2012

Should I have to pay taxes when I do a short sale in Maryland ?


Taxes short sale

Should I have to pay taxes when I do a short sale?

 When you sell a  principal residence as a short sale, the entire gain may be federal-income-tax-free thanks to a convenient IRS gain exclusion . . . see this short video for more information 
Call Fernando Herboso @ 240-426-5754 if you even considering a short sale on your upside down mortgage. . preparation by an expert could be the difference bettwen success and failure
Fernando Herboso
Short Sales Broker for MD, DC and VA


Fernando Herboso has listed over 160 short sales, trained dozens of agents "how to do short sales "and has authored the following books about short sales
Author of the eBOOK "Is A Short Sale An Option For Me?
Author of the eBOOK "AdiosLender.com"
Author of the eBOOK " 10 Secrets To Loan Modifications"
Author of the eBOOK " Avoid Foreclosure Hell"
Author of the Ebook " 31 Reasons To DO A SHORT SALE"
Maryland Principal Broker : Fernando Herboso direct # 240-426-5754
My  Best Short Sales Testimonial Ever 




Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  
www.Short-Sales-Expert.com 
www.ReallyNiceHomes.com

Wednesday, July 18, 2012

Lost Your Job in Bechtel Corporation in Frederick?


Lost Your Job in Bechtel Corporation in Frederick?

LAYOFFS 

Bechtel Corp, one of the largest employer in Frederick County, has recently laid off more employees.
This is probably an strategic move since its decision to relocate its corporate headquarters to Fairfax Virginia.

What if you are a homeowner in Frederick County and you were one of the affected employees from Bechtel?

How are you going to pay your mortgage?

As a real estate Broker handling short sales for underwater homeowners in Frederick County. .. I found lately that more and more ex-employees form Bechtel Corp are needing help with their mortgage payments.

My advise if you are one of the employees affected. .

Check with your mortgage company and, if you have mortgage insurance with your loan, request coverage assistance


If you are sure that is apparent that you won't be able to meet even the mortgage payment within a month or two.. .you need to take drastic actions

Call you lender and explain the job loss and put this problem in their laps. Banks know that most mortgages are underwater and they are most likely to help you while you are looking for a job. In most cases they
will often work with you if you call them immediately after being laid off if you can’t make your payments -- or even before you miss even one payment.
 Be honest and straightforward with them. . telling them that you’ve lost your job and you are searching for another job. At this time you should ask for a reduced or suspended payments for a period of time. Preserve any little savings you have in case you do not find a job for several months.

You heard the expression FOOD and SHELTER?

"You worry about the food part. . and in the beginning let the lender worry about the shelter part"

If you can't find a job promptly, you may have to consider at this time to unload the liability of an underwater property. Not a good place to be in when you are not making any money.

READ THE REST HERE


Fernando Herboso 240-426-5754

www.Short-Sales-Expert.com



Short Sales Question and Answers for  Maryland, DC and Virginia 240-426-5754



Fernando Herboso 240-426-5754

www.Short-Sales-Expert.com


More information for Frederick Realtor for Short Sales





Monday, July 16, 2012

What a Million Dollars Will Buy You in Maryland DC or Virginia


What a Million Dollars Buy in Maryland Luxury Real Estate

Luxury Homes

            Maryland DC or Virginia


Let us be your  gateway to a all the luxury home sin our area. There is a diverse population in our area and we have very unique renowned luxury homes.
We showcase the finest luxury real estate for sale in MD DC and VA
Indulge yourself in our luxury home listings and get the answer to the question. .

What a Million  Dollars Will Buy You

in Maryland DC or Virginia

SAMPLES ANYONE? 


Take a Peek to Maryland Million Dollar Homes

Homes For Sale
We showcase the finest luxury real estate for sale in MD DC and VA
Indulge yourself in our luxury home listings and get the answer to the question. .

What a Million  Dollars Will Buy You

in Maryland DC or Virginia


Saturday, July 14, 2012

Ten Secrets To Buy a Foreclosure in Montgomery County Maryland FREE LIST


 Ten Secrets To Buy Foreclosures in Maryland

 Purchasing foreclosed homes or pre-foreclosure properties can be a great experience if you give enough time to educate yourself on the complexities of buying foreclosure homes or properties.
Start by reading these TEN SECRETS "How To Buy Foreclosures in Montgomery County MD"