Monday, August 27, 2012

Everyone knows how difficult is to get short sales accepted by the lender. . .





Everyone knows how difficult is to get  short sales accepted 

by the lender. . . 


But. .. We DID IT AGAIN!



Lender: WELLS FARGO

Original Purchase Price: $554,020

SOLD in a HAFA SHORT SALE for : $305,000


$3,000 Relocation costs for my clients


100% Full REMOVAL of ANY Deficiency JUDGMENT


Actual excerpt from the final approval letter:

Reads: Upon short sale completion, . .

 "shall waive the bank's right to seek a deficiency under 

the loan documents or any of its other rights there 

under,  and the obligations evidenced by the note"


Total net to the bank from proceeds: $279,347.78



                                       Total deficiency forgiven. . $274,672.22 !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!




Final Results. . .

Why don't I just show them to you?




It is important to find a realtor who is an expert in 

handling short sale transactions. . .if you are having 

problems with a hardship and contemplating years and 

years for your mortgage to catch up with your home's 

value. .


Do the smart thing . . You should call me. . .240-426-5754


                  SHORT SALES IN MARYLAND


short sales

Hello, 


It is my sincere belief that homeowners need to find an advocate to represent them.  
Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  
An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
I believe I am that advocate for you for many reasons. .
With my experience and as a broker certified by different organizations to do short sales, I have developed a system that helps homeowners dealing with distressed properties. My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with these lenders that allow you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. The strength of our experience and knowledge is invaluable to anyone seeking for a solution.
Fernando Herboso Broker for Herboso & Associates 240-426-5754


Saturday, August 25, 2012

Is a Short Sale Right For Me?


http://www.reallynicehomes.com/blog/what-better-doing-one-short-sale-two/

"What is better than doing one short sale?  

TWO!"

Short Sales have been the salvation for a  lot of the homeowners we helped so far. . .
What can be a better solution?
Your house is upside down by thousands of dollars. 
Your equity may break even with your mortgage in 15 years,
15 years of paying and paying just tor break even? 
So, you've decided to go forward on a short sale. .
You have a legitimate hardship and the lender accepts the short sale
You have another upside down property that is an investment. .
The same hardship can be applied here. . "resetting" your real estate holdings to short sales all at one time. .
and start fresh once again. .
The question is. . .

Is a Short Sale Right For Me?



I invite you to read some of my own publications about short sales and loan modifications. . 



     short sales           

          

     

More Short Sale Information HERE 

Fernando Herboso is the author for the above eBooks. 
Fernando is available to consult with you about your short sale situation. .if you live in MD, DC or VA by calling 240-426-5754

Friday, August 24, 2012

Germantown Maryland Real Estate. . a Property Treasure Trove


About Germantown Maryland

Germantown MD  area vibrant recreational and cultural scene offers activities for every taste and budget. Every weekend there is something new to do. .
Germantown MD offers a good balance of big-city amenities and small town ease of living. 
Germantown is one of the few cities in the country that is separated by Villages. (Town Sectors)  
They are:

  1. Churchill Village
  2. Gunners Lake Village
  3. Clopper's Mill Village
  4. Kingsview Village
  5. Middlebrook Village
  6. Neelsville Villages  (Milestone


Business owners and employees enjoy not only the good life but a thriving business climate because its proximity to our Nation's Capital. . . Along with it's top-rated schools, talented workforce and affordable cost of living inside Montgomery County. .these factors make Germantown a home to some of the most successful and productive companies in the country.
When it comes to real estate, Germantown is a property treasure trove for the best deals out there.


Typical  Listings for Germantown MD

13524 STATION STREET, Germantown MD 20874
$339,900

13524 STATION STREET, Germantown

Beautiful end unit Condo Townhome in sought-after community of Buckingham Station. Kitchen with granite counter tops, upgraded cabnets, beautiful yet neutral decor. W/D o...
  • Beds 3
  • Baths 3.0
  • MLS MC7912739
  • Bldg. Buckingh Am Stat
20488 SUMMERSONG LANE, Germantown MD 20874
$189,000

20488 SUMMERSONG LANE, Germantown

2 Master bedrroms plus LOFT and Finished WALKOUT basement with rec room, 3rd bedrOom, full bath, utility room and FIREPLACE. Deck off kitchen with steps down to fenced ba...
  • Beds 3
  • Baths 3.0
  • MLS MC7912552
12507 CRYSTAL ROCK TERRACE, Germantown MD 20874
$210,000

12507 CRYSTAL ROCK TERRACE, Germantown

Adorable 3 bed 2.5 bath with an open floor plan with a walk out basement. Spacious living room, dining room with sliding door to deck, kitchen and powder room on main lev...
  • Beds 3
  • Baths 3.0
  • MLS MC7912570
11417 SENECA FOREST CIRCLE, Germantown MD 20876
$669,000

11417 SENECA FOREST CIRCLE, Germantown

Almost 6,000 sqft on all 3 levels. Move-in condition. Upgraded eat-in kitchen with large morning room. Upgraded harwood floor on main level. New upgraded kitchen applianc...
  • Beds 5
  • Baths 5.0
  • MLS MC7911875


foreclosures
  short sales

Thursday, August 23, 2012

Latest Listings in Villages of Urbana Maryland


The Latest Listings in Villages of Urbana Maryland



Looking to Buy your next home in Urbana Maryland?


Just 8 miles south from the city of Frederick Maryland lies Urbana with all its splendor. Urbana MD is renowned for pairing the convenience and luxury of an urban life with the unmatched beauty of nearby parks openness and wilderness. Urbana seems to be bursting with amenities that many people enjoy every single day. The residents take great advantage of having a number of green areas right in their own backyards, tree lined sidewalks and manicured front yards. The Villages of Urbana neighborhood in Frederick is perhaps the best example of this combination; homeowners are treated to spacious and beautiful lots in the heart of a breathtaking natural setting. And the most gracious welcoming surroundings aren't the only reason to consider relocating to Urbana Maryland.  Top notch schools, clean streets and parks, and a bustling business market center are just a few reasons why Villages of Urbana may be the perfect neighborhood for you.

The Latest Listings in Villages of Urbana Maryland


A Sample of Villages Of Urbana Latest Listings

9121 TRAVENER CIRCLE, Frederick MD 21704
$509,900

9121 TRAVENER CIRCLE, Frederick

Stunning MI Homes colonial with fresh paint and new carpet! Gourmet, center island, eat in kitchen with corian counters and stainless steel appliances! GLEAMING HARDWOO...
  • Beds 4
  • Baths 4.0
  • MLS FR7910120
3597 SPRIGG STREET S, Frederick MD 21704
$353,640

3597 SPRIGG STREET S, Frederick

NV Homes is now offering only 15 of our 24 ' wide townhomes in the Heart of Urbana w/in walking distance to the Villages of Urbana Town Center. This unbelievable opportun...
  • Beds 3
  • Baths 3.0
  • MLS FR7901847
9646 BOTHWELL LANE, Frederick MD 21704
$399,900 

9646 BOTHWELL LANE, Frederick

Better than new! This one has it all! 3 Beautiful levels, 3 bdrms, including huge master bdrm, 2 full and 2 half baths, enormous light-filled kitchen with granite counte...
  • Beds 3
  • Baths 4.0
  • MLS FR7900564
9540 HYDE PLACE Unit #9540, Frederick MD 21704
$339,000

9540 HYDE PLACE Unit #9540, Frederick

Luxurious Ryan Picasso Model Home! Loaded w/ designer features incl. upgraded tile, carpet, lighting, trim, cabinets, appliances, countertops, window treatments, etc. Y...
  • Beds 3
  • Baths 3.0
  • MLS FR7900474
  • Bldg. Villages Of Urba
3913 ADDISON WOODS ROAD, Frederick MD 21704
$475,000

3913 ADDISON WOODS ROAD, Frederick

Property shows like a model home. Wood floors on the main level, beaded wood on the front porch ceiling, custom Brazilian hardwood deck, granite counter tops, stainless ...
  • Beds 4
  • Baths 4.0
  • MLS FR7900307
9688 ROYAL CREST CIRCLE, Frederick MD 21704
$339,000

9688 ROYAL CREST CIRCLE, Frederick

Contemporary and affordable single family offering 5b/2.5 bath. Granite Countertops and Hardwood Floors through out Main Level. Nice Backyard and Picture Perfect setting...
  • Beds 5
  • Baths 3.0
  • MLS FR7626574
3640 SINGLETON TERRACE, Frederick MD 21704
$315,000

3640 SINGLETON TERRACE, Frederick

Lovely neutral three level garage town home in Villages of Urbana Large Open floor plan with lg eat-in kitchen with center island opens to living room. Upper level with...
  • Beds 3
  • Baths 3.0
  • MLS FR789882