Thursday, September 6, 2012

Listing Your Home For Sale?. .Considering FSBO?

Listing Your Home For Sale?. .Considering FSBO?

Why It's Never Been Easier To Sell Your Own Home

Yes, I know the Internet has leveled the playing field for private home sellers. It's never been easier to find a buyer for your house, or to find your new home . .but do you really need a Realtor anymore?

Deciding to sell your home can be somewhat  confusing, stressful and depressing all at about the same time. Selling it on your own and you can double that anxiety unless you have someone to assist you during the process.

Clarksburg RealtorSomeone that is a professional and a person with a plan!

A plan that will help you avoid the pitfalls in selling.

Is not about just selling it. . is about selling it for the MOST MONEY!

I have spent many years in the real estate industry and practiced the profession  in 5 different states.  I helped homeowners sell their own homes over 375 times!  and I can assure you that on those 375 homeowners. .at one time or another have thought about saving their commission and doing it solo.

The funny  thing about real estate, it's about being the most expensive investment many people will ever have in a lifetime. .but yet  everyone thinks they're an expert in the field just because they own a home.

This over confidence has humbled and cost thousands of dollars to many potential for sale by owners (FSBO's)

Let's talk about one of the many tasks that has to be accomplished if you want to sell it for the  highest amount.

 Marketing your home and attracting buyers is a skill that costs a lot of time and money.  These days we are overflowed with information and ads everywhere. You definitely need to stick out and you will not do it with a yard sale mentality to sell your own home.

You are not selling old furniture, toys, or old clothes in a yard sale.
A couple signs, a couple arrows and you are in business?
You are selling a house!
Unless you want to sell it at yard sale prices, this is the wrong approach!

Plan carefully when making the decision to sell your home as an FSBO and just be sure that when you are ready to move forward, you have interviews with at least 3 professionals to compare your plan of attack to theirs. By preparing yourself and your home for the sale you'll be surprised how easy is to see the tremendous value hiring a professional to do the job right. .and you take charge of  that yard sale to make your moving experiences less hectic!

Fernando Herboso is a broker owner and advised thousands of homeowners in the key areas to maximize profits when selling real estate.


www.ReallyNiceHomes.com


Are you ready to sell your home?

Let's get started and get a glimpse of the value of my services in the video below. .


Then you can be aware of our No-Shackle-Listing Agreement Guarantee. . .


    


Herboso & Associates llc


Fernando Herboso Broker

240-426-5754

for MD, DC and VA

                                                        




Wednesday, September 5, 2012

ⓃⒺⓌ Germantown Maryland Listings - Real Estate 20874







Germantown homes

Germantown, Maryland Homes

Germantown is the heart of Montgomery County and the third largest city in Maryland. Ideally located less than 25 miles from the White House, Germantown has easy access to I-270, the MARC commuter train, and a Ride On shuttle service to the Shady Grove red line metro station, so it is a perfect fit for DC commuters.
Yet most residents find everything they could want within Germantown itself: theaters, arts centers, libraries, shopping centers, stadiums, parks, and even a SoccerPlex that includes 24 professionally maintained outdoor soccer fields. Germantown has it all, whether you're into music celebrations like Oktoberfest, arts festivals of all kinds, or the best shopping in the DC metropolitan area.
A Sample Of Homes For Sale Available now. . . 


                GREAT HOUSE


Price adjustment!! Welcome to the castle! All stone custom house w/castle-like exterior on 10 subdividable acres (5 acre zoning). Interior boasts a 2 story marble floored foyer w/curved oak stairway to 2nd floor. 2 story family room w/stone fireplace. Huge gourmet kitchen w/recent replacements of cabinets and granite countertops. Huge walkout basement. Exterior areas for barbeques & parties!


                     PERFECT HOUSE

Serene retreat in Seneca, Maryland. Custom Built home on 5.5 acres of rolling land in one of the most beautiful areas in Seneca. 5 BR, 5.5 bath rooms, Gourmet Kitchen, Family room room with high ceilings, 2 storey entry hall, lancscaped yard designed by a designer,3 car garagecres of rolling hill, close to Potomac Horse Country.





foreclosures  short sales

Tuesday, September 4, 2012

No Hardship Documentation Required Now For Short Sales!




There is something new to report in the short sale world.

Homeowners with underwater properties have many reasons to celebrate the introduction of the new guidelines from the two government-sponsored enterprises (GSEs) – Fannie Mae and Freddie Mac. On November 1, 2012 the Federal Housing Finance Agency (FHFA) – the regulator for these two GSEs – will begin new guidelines that are expected to make short sale simpler and easier.
It’s about time. .
One of the key changes for short sales revolves around the process and the simplification that will be effective in November 2012 

Example:

  • If you have a reduction in income, there is no need for hardship documentation. .
  • If you are self employed and can prove the reduction of earned income, there is no need for hardship documentation. .
  • Death of either borrower/co-borrower? There is no need for hardship documentation. .

and the biggest news. .

 Enable servicers to quickly and easily qualify certain borrowers who are current on their mortgages for short sales! . . (and you may buy again in TWO SHORT YEARS!)


The Perfect case scenario for the married self employed:
  1. Your Mortgage's up to date
  2. One spouse works full time (no change)
  3. Other spouse is self-employed (big reduction in income) 
  4. Your mortgage is owned or guarantee by Fannie or Freddie
  5. You have less than 6 month's worth of savings to pay your mortgage 
  6. Apply for the "No Documentation Required Short Sale"
  7. Sell your house as a short sale
  8. Wipe out any deficiency incurred
  9. Sign a two year lease contract with a similar house as the one you just sold
  10. After two years come back to the same neighborhood and buy similar home again!
With the current economic crisis and huge Government debt, any equity build-up for an average neighborhood will be very minimal in two years time.. .the end result could be worth hundreds of thousands of dollars to your personal financial world

ACTION PAYS in this case. .INACTION?.. YOU PAY!
      
                           


Ready to explore the possibilities?, Give me a call 240-426-5754

Fernando Herboso author of: 

     short sales

Sunday, September 2, 2012

Arora Hills Clarksburg Maryland 20871 ALL HOMES FOR SALE

Arora Hills Clarksburg Homes For Sale 



Arora Hills Neighborhood is where you will find a settled new community where its residents  enjoy an ambience of peaceful afternoons, tranquil walks with their families and kids  playing on the nearby park. Arora Hills homeowners showthe pride of homeownership and is clearly evident when you drive around.

Typical Clarksburg Neighborhood. .Let's take a ride:

Clarskburg Highlands in Clarksburg 



Check Out The Latest Listings in Arora Hills Clarksburg Below. .

Sample of Active Listings of Arora Hills in Clarksburg Maryland 20871. . .SEE THE LATEST HERE

22911 MUSCADINE DRIVE, Clarksburg MD 20871
$548,990

22911 MUSCADINE DRIVE, Clarksburg

Open kitchen design allows you to prepare your meals while still entertaining your guests. Study located to maximize privacy while working at home. Walk-in closet is desi...
  • Beds 4
  • Baths 4.0
  • MLS MC7843362
22912 MUSCADINE DRIVE, Clarksburg MD 20871
$534,990

22912 MUSCADINE DRIVE, Clarksburg

Center island created for easy food prep and a place for your family to snack or spend time together. Study located to maximize privacy while working at home. Sitting roo...
  • Beds 4
  • Baths 3.0
  • MLS MC7843353
23004 MEADOW MIST ROAD, Clarksburg MD 20871
$363,485

23004 MEADOW MIST ROAD, Clarksburg

Beautiful Morgan model with 3 level extension. Beautiful upgraded maple cabinets, stainless steel appliance, hardwood on entire 1st floor, deluxe master bath and more! Be...
  • Beds 3
  • Baths 4.0
  • MLS MC7916990
22937 SWEETSPIRE DRIVE, Clarksburg MD 20871
$346,990 

22937 SWEETSPIRE DRIVE, Clarksburg

Beautiful open floor plan, with dream kitchen offering stainless steel appliances granite countertops and more! Other features include 2 car garage, deck, brick front, al...
  • Beds 3
  • Baths 4.0
  • MLS MC7843100
LITTLE SENECA PARKWAY, Clarksburg MD 20871
$304,990 

LITTLE SENECA PARKWAY, Clarksburg

Amazing penthouse home with a huge-open floor plan! Lives like a single family but has lock and leave convenience. Lots of included luxury features!
  • Beds 3
  • Baths 3.0
  • MLS MC7873821
  • Bldg. Arora Hills

Lets Ride Clarksburg MD . . . Climb Aboard. . . .

Clarskburg Village #1

Clarskburg Village #2

Clarskburg Gateway Commons 

Clarskburg Highlands in Clarksburg

Clarskburg Highlands in Clarksburg #2

Lets have some fun in. .  . . 

Search Other Clarksburg Neighborhoods

Friday, August 31, 2012

Starving for Listings. . .in Maryland

http://www.reallynicehomes.com/blog/starving-listings-maryland/

Search HomesOur Selling FeesForeclosuresShort Sales 
Starving for listings. . .

July 2012 Maryland Suburbs MarketWatch

Inventory of ACTIVE LISTINGS in Maryland Suburbs area has dropped tothe lowest levels in July  2012.. look at this example. .
July 2008 = 13,298 Active Listings 
July 2009 =  8,892  Active Listings 
July 2010 =  8,609  Active Listings 
July 2011 =  7,811  Active Listings 
July 2012 = 4,638  Active Listings 

There are just not enough homeowners that have the luxury of selling when their equities are below or near the appraised value of their properties.

This is why we are offering a reduction of selling fees when you use our services.

I would appreciate it if you pass this message along to someone that needs selling soon. . .

Have a great weekend!

Fernando,


Herboso & Associates LLC | 301-246-0001 
Maryland | DC | Virginia  

Our unique No-Shackle-Listing Agreement is perfect for homeowners to save thousands of dollars when selling their homes in Maryland.

Then you will be aware of our No-Shackle-Listing Agreement Guarantee