Sunday, July 21, 2013

Short Sales Agents in Montgomery County Maryland : Attorney Assisted Short Sales

Short Sales Expert in Montgomery County Maryland 

Question: 

Why Do We Use an Attorney. .. To Help Our Short Sales?

A short sale negotiator negotiates with your lender representatives. .. 
They are speaking on your behalf. .
They know when to press and when to pull back
They know the results will have tremendous consequences for your future

An inexperienced negotiator could  put the entire transaction at risk when there is no proficiency in the following areas: 

 Refuting the banks assertions of current market value. 
Negotiating more than just a release of the lien(s).
Negotiating deletion of Promissory Notes and Deficiency Judgments stipulations, etc.
 Ability to escalate a short sale transaction to the proper individual or department within the lender organization
"Our attorneys are proficient and determined to get the best possible outcome for you"

Watch the video below where I discus how our team works to get our short sales approved




Check the rest of our video series here. .

securedownload
                                   no fees
"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"


Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .
If your are behind on your mortgage payments?. .give us a call!




Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Friday, July 19, 2013

Short Sales Expert in Montgomery County Maryland | Short Sales and Your Credit

Short Sales Expert in Montgomery County Maryland 

Question: 

How Does a Short Sale Affect my Credit?

The Credit Impact for a Foreclosure vs Short Sale can be dramatically different. 



For some homeowner that are presently in a hardship, this is a question that is being asked most often.

"What are the ramifications to my credit when I do a short Sale? "


Regardless,  a foreclosure or short sale, your credit  will be affected. .
 and each and every case may have a different result because is dependent on many factors,  



Watch the video below where I discus how a short sale may affect your credit

Check the rest of our video series here. .

securedownload
                                   no fees
"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"


Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .
If your are behind on your mortgage payments?. .give us a call!


What you should do first before a short sale? 

Considering a short sale in Maryland? -- 

Before proceeding with this idea, you should know about the steps you must take first. .
 Have you tried a loan modification?
Have you contacted your lender?
What are your lenders policies?
Is the difficult situation you currently in just temporary?
Have you consider renting your house? 
What about a loan workout?
Do you understand what a deed in lieu of a foreclosure is?
There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment.


Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Short Sales Expert in Montgomery County Maryland

Short Sales Expert in Montgomery County Maryland 

Question: 

How to Qualify For a Short Sale in Montgomery County MD?

3 Main areas that are considered to qualify for a short sale


  • Financial Hardship
  • A Monthly Shortfall 
  • Insolvency 

Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.

Check with your particular lender about their definition of a hardship. .and 



Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland 

Check the rest of our video series here. .

securedownload
                                   no fees

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Behind on your mortgage payments?              
A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .
If your are behind on your mortgage payments?. .give us a call!


What you should do first before a short sale? 

Considering a short sale in Maryland? -- 

Before proceeding with this idea, you should know about the steps you must take first. .
 Have you tried a loan modification?
Have you contacted your lender?
What are your lenders policies?
Is the difficult situation you currently in just temporary?
Have you consider renting your house? 
What about a loan workout?
Do you understand what a deed in lieu of a foreclosure is?

There are many steps you must take before you venture in a short sale. The most important one is to be fully aware of all your options at any given moment. 

Check Our Complete Video Series About Montgomery County Short Sales



Call on us for a free consultation now!
301-246-0001

More information about short sales and making Home Affordable Program 
http://www.makinghomeaffordable.gov/programs/exit-gracefully/Pages/hafa.aspx

Thursday, July 18, 2013

Short Sales Realtor® in Montgomery County Maryland | How To Short Sale

Short Sales Realtor® in Montgomery County Maryland 

Question: 

How to Short Sale My Home in Montgomery County MD?

Hiring a Short Sale Specialist should be your first and the last step you take alone.
Find someone that you can trust, someone that has experience and be a full time professional 
Someone who is considered a  short sales specialist.
This is definetely not time to take a chance. .
by hiring your cousin or an unknown and/or inexperienced real estate agent
DO your homework and insist only to work with the best..
After all, the charges are the same to you $0.00 



Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland 


Check the rest of our video series here. .

securedownload
                                   no fees

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Behind on your mortgage payments?              
A short sale is born out of a need when a homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you are experiencing today. .

If your are behind on your mortgage payments?. .give us a call!




Call on us for a free consultation now!
301-246-0001

More information about how to do a short sale? 
http://homebuying.about.com/od/4closureshortsales/a/shortsalebasics.htm


Short Sales Realtor® in Montgomery County Maryland

Short Sales Realtor® in Montgomery County Maryland 

Question: 

How to Short Sale My Home in Montgomery County MD?

Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale


"You have one bullet in a short sale
Take your best shot!"


Do your homework and only work with the best..
because the charge is the same to you $0.00 



Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland 


Check the rest of our video series here. .

securedownload
                                   no fees




"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"



Call on us for a free consultation now!
301-246-0001

Wednesday, July 17, 2013

Short Sales Agent Specialist in Montgomery County Maryland

Short Sales Agent in Montgomery County Maryland 

How Can a  Short Sale Specialist Help Me?

Hiring a Short Sale Specialist is not a required cause to close a short sale transaction. However, it would be prudent to team up with someone that specializes in Short Sales for the best possible results.

A true professional that is in the "trenches’ daily with all of the lenders, someone that will help you navigate the lender changes and requirements placed on sellers.

Another trait of a true short sale specialist is that you should never pay upfront fees for negotiating or have fees paid outside the transaction. 


Watch the video below and learn special considerations 
ALL short sales specialists need from you!

Short Sales Specialists in Montgomery County Maryland : What is a Short Sale?

Short Sales Specialists in Montgomery County Maryland

What is a Short Sale?

Over the last several years a lot of homeowners have asked this very same question.. 

What is a Short Sale? 

Some homeowners had to. .
when they were experiencing hardships that were never imagined before

They moved on. .

Some homeowners decided a different approach,
They refuse to sell and agreed to some type of loan modification that just extended  their problem when a principal reduction was not obtained.. 
and now, they to find themselves on the same place 
Overburdened
Stressed 
No relief on sight

asking once again. .

What is a short sale?
... and how can I use it to relieve me of this burden?

The short answer is: 

A short sale in real estate is where your lender looks to cut their losses by agreeing to a reduced payoff of your loan in exchange for not having to foreclose on the property. 

During a short sale situation, the borrower is still the owner of the property. Unlike a foreclosed property where the mortgage company becomes the legal owner of the property

The final successful result for a short sale is to obtain an acceptable approval from the lenders to sell the property as the seller gets assurances for a complete removal from a deficiency judgment 

Watch the video below and learn more facts about 


Hello, 
My name is Fernando Herboso. It is my sincere belief that homeowners need to find an advocate to represent them.  

Someone to seek the guidance, counsel, and services to make the right decisions based on facts and not emotions.  

An advocate that is educated, a licensed distressed property expert, a real estate broker that has the experience, the knowledge and the savvy to simply get you OFF the hook! Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.

Allow my team of Realtors, with one full time assistant, an attorney and several other supporting staff that has developed long lasting relationships with these lenders to help you on your time of need. 
The strength of our experience and knowledge is invaluable to anyone seeking for a solution to avoid a foreclosure.

Short Sales Specialists in Montgomery County Maryland