Advice For First Time Home Buyers: Never Buy the First Home You Visit

Advice For First Time Home Buyers: Never Buy the First Home You Visit

First Time Home Buyer Programs - Tips & Help in Maryland 

Video Educational Series 

Home Buyer Education:

Never Buy the First Home You Visit

Never Buy the First Home You Visit

You need to compare houses and that is what we call - comparative shopping

Buyers who fall in love with the first home they see tend to pay more for that home . .

Always visit other potential homes to compare them with all its similarities . .

Take your time to investigate all the other homes available to you. .

No one should rush you here. . . 

A home is a huge investment that you get to live in. . .take your time and be open to see others 

Getting ready to buy your first home?

Find a good Realtor® first and you are on your way!

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001. 

First Time Home Buyers Help for Maryland Residents 

The Internet is Your Friend and Foe When You are a First Time Home Buyer. .

Advice For First Time Home Buyers: The Internet is Your Friend and Foe

First Time Home Buyer Programs - Tips & Help in Maryland 

Video Educational Series 

Home Buyer Education:

The Internet is Your Friend and Foe

The internet is full of information about the home-buying process, showing  hundreds of mortgage programs and thousands of lenders. .as you can even find consumer reviews of all these service providers. 

Major listing  providers are known to keep SOLD homes on their inventory for appearance of quantity on their sites. .

Just be careful, big or small, not everyone is an expert as their advice may be more beneficial for them than you

Search for that Realtor® on your own and not juts pick the first one you see on the Internet. .
...ask friends and family and find the person you are most comfortable with and then be loyal to this person. .
since you are going into this journey for the first time  and need their protection

Getting ready to buy your first home?

Find a good Realtor® first and you are on your way!

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001. 

First Time Home Buyers Help for Maryland Residents 

First Time Home Buyers in Maryland : Getting Prepared

Advice For First Time Home Buyers: Getting Prepared

First Time Home Buyer Programs - Tips & Help in Maryland 

Video Educational Series 

Home Buyer Education:

Getting Prepared

Being an educated consumer is always a smart move, specially when you are ready to  purchase 

something as important and expensive as a new home.

A solid understanding of the home-buying process is your best asset and should be your first step

You are going to need the services of a Realtor®, Loan Officer, Home Inspector, Termite Inspector, Appraiser, Title Search Coordinator, Attorney and Moving Services. .

Don't worry, 

You just need one person to guide you and help choose all these services based on performance, experience and results

Getting prepared to buy your first home?

Find a good Realtor® first and you are on your way!

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001. 

First Time Home Buyers Help for Maryland Residents 

First Time Home Buyer Programs * Tips * Help * Maryland | Video Educational Series

First Time Home Buyer Programs * Tips * Help * in Maryland | Video Educational Series 

Home Buyer Education:

Are you a first-time home buyer eager and ready  to get into the market? 

Here are some steps to take to help you decide whether you're ready or not 

1. Check first what you can afford

2. Use a mortgage calculator to get an idea of what your monthly mortgage payments would be if you bought your first home today

3. Find out what your total monthly housing cost would be, you will need to include taxes and homeowners insurance..

4. Find out how much you'll likely pay in closing costs. The upfront cost when buying a  home shouldn't be overlooked 

5. Look at your budget and determine what is your Debt to Income Ratios

6. Talk to reputable Realtors in your area about your real estate needs

7. A good Realtor®  will help you  look at the big picture. While a buying a house is a huge step in your life and is a great way to build wealth.

I invite you to watch our educational video series is a free comprehensive 15 video part series  to prepare you for your first  home purchase. The videos cover the home buying process, it is a compilation for over 20 years of experience that will give you an advantage to begin the process

A sample of our video series:

Steps To Save Thousands of Dollars When Buying Your First Home 

Some of the programs available for Maryland buyers: 

• CDA
• Fannie Mae NO PMI Program
• USDA Zero Down Loan Program
• Good Neighbor Next Door Program
• Fannie Mae HomePath Renovation Program
• Down Payment Assistance and Grant Programs
• HUD Home Loan Program
• Streamline 203k Renovation Loan Programs
• VA or Veteran Loan Plus Program

Our counselors are ready and waiting to provide you with the care and direction you need to take if homeownership is in your plans.

We can also  offer  guidance on improving your credit. 

To begin receiving counseling, please write us to info@ReallyNiceHomes.com or call 301-246-0001.

First Time Home Buyer Programs * Tips * Help * in Maryland | Video Educational Series 

The 3 Different Types Of Home Sellers : BEWARE

3 Different Types Of Sellers : BEWARE

                                                             

As a buyer, you need to be aware of these three types of sellers out there.
It’s important to understand the motivation behind sellers, so your offer could match their expectations
Everyday more and more new properties are being  listed, though not all for the same reasons.
Here's is what our buyer agents  analyzed as three types of sellers out there.
The "Tester" - Testing The Market seller
This group of sellers aren't that confident that their home will sell or not, they are just testing the market at an inflated price, hoping that a buyer falls in love and is willing to pay more than what their homes are worth.
Their homes are listed by below average agents that do not have the courage to refuse a listing no matter how overprice they are.

The "Must Seller " - The Motivated Seller
This group of sellers are in a predicament for one reason or another.
Divorce,deportation, trapped investor, inheritance, job relocation.
They are easy to negotiate and your agent's abilities to determine the reason of why they are selling will assure for the best case scenario as a buyer. . .this is why having a good agent that negotiates on your behalf. .pays!

The "Sidelined " - Wants to sell but they can't!
This group of sellers are in a predicament as the first ones, ,"the testers" except they don't have no recourse, They have to sell but owe to the bank more than what their homes are worth. They are on the market..ill advised... not waiting for a buyer but, for the market to rise and catch with their price. They are easy identifiable by the number of days on the market. .anything over 90, they are "sidelined sellers" 

Understand that within these three type of sellers, you will also find the foreclosures and short sales. . they are just an extension of the above..in a different mixed-up level

If you are looking for great representation with the right advice how to put the rigth offer together.. give us a call, our agents have the experience to know what type of sellers we are dealing with at all times...ad what are the best chances for you to get the best terms possible.

Call 301-246-0001 

or go to 

www.ReallyNiceHomes.com/Buyers
Different Types Of Home Sellers

Preparing Your Home To Sell Kitchen Remodeling Tips [INFOGRAPHIC]

Preparing Your Home To Sell

Kitchen Remodeling Tips 

The kitchen is one of the most focal points for buyers when looking at homes
A kitchen is family and family hangs around kitchens
Is the heart of any house after all. ..
When preparing your home to sell, the kitchen should be  priority #1
Here are five tips taken form a survey created by Houzz.com asking prospecting buyers
What are the most important things they desire in a kitchen

The top five are below. .

Don't get carried away,.
Consult with your real estate agent before spending thousands of dollars if you are renovating your kitchen to sell your home soon.
There are companies that offer exclusive design services like IntegratedKitchens.com 
I always figure the return on the investment based on condition, location and comparables around my client's neighborhood.

Ask your agent to do the same for you.

In some cases remodeling your  kitchen may not be such a good idea.

Always try to maintain yourself neutral with light colors if you wan to appeal the masses.
Introducing a new bright color like yellow, red or blue can be a turn off to people that do not like yellow, red or blue. . instead introduce removable accents like flower pots, light fixtures or wall decorations.

If you re considering selling your home soon, give us a call for a quick consultation how to prepare your home to sell

or just simply go to:

www.ReallyNiceHomes.com/selling

Intelligent Real Estate Services

                                   Kitchen Remodeling Tips 

4 Reasons Why Short Sales Are On Their Way Out | Short Sales Maryland 2014

4 Reasons Why Short Sales Are On Their Way Out 

 Short Sales Maryland 2014

Behind on your mortgage payments on 2014?        
4 Reasons why short sales are on their way out       

As many know, a short sale is born out of a need when a distressed homeowner realizes that there is no other recourse; either let the lender foreclose or ask the lender to approve a short sale.

Facing foreclosure can be overwhelming and scary, and many people have decided to do something about it to save their credits and not fall into the financial ruin of a foreclosure.

"...but your time maybe running out. . "

If you are following the latest  news about the "Mortgage Debt Relief Act" in 2014  this Government help is no longer available for you and was allowed to expire at the end of 2013

To see 3 more reasons WHY:
 Short Sales Are on Their Way Out. .. watch the video below

A Short Sale can be accomplished by negotiating with your lender to resolve your situation and solve a burden for the homeowner and also solve a burden for the lender.

You may still have time in 2014. .

Rather than  waiting for the lender to take control of your situation, you need to take charge with a short sale and  get control of the situation for you and your whole family 

The key to success in a short sale is to follow a simple plan
The A-B-C Plan. .

How to qualify for a short sale in Maryland?        

3 Main areas that are considered to qualify for a short sale

• Financial Hardship
• A Monthly Shortfall 
• Insolvency 

If you are considering a short sale in 2014, we have the process for you!

My team of Realtors, one assistant, an attorney and several supporting staff has developed long lasting relationships with many lenders that allows you to take advantage to short sale your property quickly and remove instantly bad mortgage debt. 

"The strength of our experience and knowledge is invaluable to anyone seeking for a solution"

Please call 301-246-0001 

or go to: 

SHORT SALES HELP HERE

4 Reasons why short sales are on their way out